怀俄明州成为第一个提供国家支持的加密货币的州

戈登周四在杰克逊霍尔举行的一次会议上发表讲话时透露，该州正在开发自己的稳定代币或稳定币，计划明年推出

Wyoming is set to become the first state to launch its own cryptocurrency after officials began working on a stable token.

在官员开始研究稳定代币后，怀俄明州将成为第一个推出自己的加密货币的州。

Speaking at a conference in Jackson Hole on Thursday, Governor Mark Gordon revealed the state is working on its own stable token or stablecoin which it plans to launch next year.

周四，州长马克·戈登在杰克逊霍尔举行的一次会议上发表讲话时透露，该州正在开发自己的稳定代币或稳定币，计划明年推出。

According to Cowboy State Daily, he said: "We want to do it right. We want to find the right methodology to be able to implement it. We've done a lot of that work."

据《牛仔州日报》报道，他说：“我们希望做得正确。我们希望找到能够实施它的正确方法。我们已经做了很多工作。”

In May, the state passed the Wyoming Stable Token Act that created a commission to study the issue and to provide stable tokens, which are typically tied to another asset like the dollar.

今年 5 月，该州通过了《怀俄明州稳定代币法案》，成立了一个委员会来研究该问题并提供稳定代币，这些代币通常与美元等另一种资产挂钩。

Wyoming is one of the first state in the country to explore having its own cryptocurrency, which Gordon says highlighted its commitment to innovation.

怀俄明州是该国最早探索拥有自己的加密货币的州之一，戈登表示，这凸显了其对创新的承诺。

He added: "For the state, it's a wonderful way to help diversify our economy. It is exciting to see, as many trust companies have started to move here, financial firms that are looking at Wyoming, understanding we have the ability to be first movers fairly quickly and intelligently.

他补充道：“对于该州来说，这是帮助我们经济多元化的好方法。令人兴奋的是，许多信托公司已经开始搬到这里，金融公司正在关注怀俄明州，了解我们有能力成为第一。移动者相当快速且聪明。

"Innovation is in our DNA. That's why Wyoming was the first to have the LLC law. (Digital) innovation has really been developed over several legislations, and it's really remarkable where we are now.

“创新是我们的基因。这就是为什么怀俄明州是第一个制定有限责任公司法的原因。（数字）创新确实是通过多项立法得到发展的，我们现在所处的位置确实非常了不起。

"I'm thrilled that we in Wyoming can continue to work hard to make sure this is a business friendly environment, that the taxes are low, and that we can push innovation."

“我很高兴我们怀俄明州能够继续努力工作，以确保这是一个商业友好的环境，税收较低，并且我们可以推动创新。”

According to CNBC, the state is currently vetting potential partners to help build the stable token.

据 CNBC 报道，该州目前正在审查潜在的合作伙伴，以帮助建立稳定的代币。

It will require an exchange and wallet providers, both Coinbase and Kraken offer both of these, to purchase and hold the token.

它将需要交易所和钱包提供商（Coinbase 和 Kraken 都提供）来购买和持有代币。

The state plans to issue the token to an exchange so they can then issue it to the retail user.

该州计划将代币发行给交易所，以便他们可以将其发行给零售用户。

From there, it would be just another payment method for buying everyday things, according to Flavia Naves, the commissioner of the Stable Token Commission.

稳定代币委员会委员 Flavia Naves 表示，从那时起，这将只是购买日常用品的另一种支付方式。

She told the outlet: "When you walk into Cowboy Coffee in Jackson, Wyoming, and you want to buy your latte, there's going to be their wallet there in Solana that you can use to buy your coffee with the Wyoming token."

她告诉媒体：“当你走进怀俄明州杰克逊的牛仔咖啡店，想要购买拿铁咖啡时，索拉纳会有他们的钱包，你可以用怀俄明州代币购买咖啡。”

The state plans to issue the token to an exchange so they can then issue it to the retail user

该州计划将代币发行给交易所，以便他们可以将其发行给零售用户

Naves also said that the commission plans to invest reserves that back each token in circulation and use the interest to make investments to public schools.

纳维斯还表示，该委员会计划投资储备金来支持流通中的每种代币，并利用利息对公立学校进行投资。

Despite the governor's enthusiasm for the project, not everyone in the state is convinced that the tokens offer enough to go ahead with the risks.

尽管州长对该项目充满热情，但并非该州的每个人都相信这些代币足以承担风险。

Wyoming Banking Association President/CEO Scott W. Meier told Cowboy State Daily: "Right now, I just think we have a vast area of unknowns.

怀俄明州银行协会主席兼首席执行官斯科特·W·迈耶 (Scott W. Meier) 告诉《牛仔州日报》：“目前，我认为我们有很大的未知领域。

"I wouldn't say that your Wyoming community banks are necessarily opposed to it, but they're not necessarily in support. They're all just watching to see how this is impacting our industry."

“我不会说怀俄明州的社区银行一定会反对，但他们也不一定会支持。他们只是在观察这对我们的行业有何影响。”

He is worried of how stable the token would actually work. Customers will come in to buy tokens, which the state would then buy in tokenized US treasury bills to back that token, as well as holding cash at the reserve.

他担心代币的实际运行稳定性如何。客户将前来购买代币，然后国家将用代币化的美国国库券购买代币来支持该代币，并在储备中持有现金。

Meier suggested the problem lies with what happens to the value of those bills when interest rates spike and someone wants to return their token for their cash back.

迈耶表示，问题在于，当利率飙升并且有人想要退回代币以获得现金返还时，这些钞票的价值会发生什么变化。

Despite the governor's enthusiasm for the project, not everyone in the state is convinced that the tokens offer enough to go ahead with the risks

尽管州长对该项目充满热情，但并非该州的每个人都相信这些代币足以承担风险

While there would be cash on hand, the state would need to then sell the treasury bills to make the transaction go through.

虽然手头有现金，但国家需要出售国库券才能完成交易。

He added: "But, if you had a treasury bill that had 2% interest and all of a sudden interest rates go up, well you can't sell that, because nobody's going to want to buy it. Those are the things that the market will play funny about."

他补充道：“但是，如果你有一张利率为 2% 的国库券，而利率突然上升，那么你就不能出售它，因为没有人愿意购买它。这些都是市场将会变得有趣起来。”

Meier is also scared of taking cash out of the system that could create scarcity that could have ripple effects on the economy.

迈尔还担心从系统中取出现金可能会造成稀缺，从而对经济产生连锁反应。

He added: "Let's say a bank in Wyoming has a customer who wants to put $100,000 into a Wyoming stable token.

他补充道：“假设怀俄明州的一家银行有一位客户想要将 10 万美元投入怀俄明州的稳定代币中。

"That money is now out of our system. And maybe that's good or maybe that's bad, depending on how you look at it, but from a banking standpoint, that's $100,000 that's not in the bank. That's $100,000 that the bank cannot lend."

“这笔钱现在已经从我们的系统中消失了。这可能是好事，也可能是坏事，这取决于你如何看待它，但从银行业的角度来看，这 10 万美元不在银行里。这 10 万美元是银行无法贷出的。”

Already the decision to move ahead with the crypto has had its consequences, with Gordon listing stress tests and federal agencies placing obstructions on smaller banks.

推进加密货币的决定已经产生了后果，戈登列出了压力测试，联邦机构对小型银行设置了障碍。

He added: "The Fed now is more of a drag on innovation than it is an opportunity to put America first, to make sure that the dollar remains the standard that we all want to see.

他补充道：“美联储现在更多的是对创新的拖累，而不是把美国放在第一位的机会，以确保美元仍然是我们都希望看到的标准。

"But it's also the CFPB, it's the SEC, it

“但它也是 CFPB，它是 SEC，它