英国公布雄心勃勃的加密货币、稳定币监管框架

英国财政部计划在 2024 年 7 月之前推出加密资产和稳定币监管框架，旨在促进数字资产和区块链技术的创新，同时确保消费者保护。政府认识到加密货币监管对全球竞争力的重要性，并正在制定最终提案来解决稳定币和加密货币质押问题。

United Kingdom Unveils Ambitious Regulatory Framework for Crypto Assets and Stablecoins

英国推出雄心勃勃的加密资产和稳定币监管框架

London, United Kingdom – The United Kingdom's Treasury has announced its intention to present a comprehensive regulatory framework for crypto assets and stablecoins by July 2024. This landmark move aims to foster innovation and strengthen the country's position as a global financial hub in the digital age.

英国伦敦——英国财政部宣布打算在 2024 年 7 月之前推出针对加密资产和稳定币的全面监管框架。这一具有里程碑意义的举措旨在促进创新并巩固该国作为数字时代全球金融中心的地位。

In a keynote address at the Innovate Finance Global Summit (IFGS) 2024, Bim Afolami, Economic Secretary to the Treasury, outlined the government's commitment to creating a supportive regulatory environment that balances consumer protection with business growth.

在 2024 年创新金融全球峰会 (IFGS) 的主题演讲中，财政部经济部长 Bim Afolami 概述了政府致力于创建一个支持性监管环境，以平衡消费者保护与业务增长。

"As we strive for transformative change, we recognize that the cornerstone of our leadership in fintech is the delivery of a robust regulatory regime for crypto assets and stablecoins," stated Afolami.

阿弗拉米表示：“在我们努力实现变革的过程中，我们认识到我们在金融科技领域的领导地位的基石是为加密资产和稳定币提供强有力的监管制度。”

The Treasury is currently finalizing proposals that address stablecoin regulation and crypto staking. The goal is to submit these proposals by June or July, bringing a significant portion of crypto asset activities under the purview of regulators for the first time.

财政部目前正在敲定解决稳定币监管和加密货币质押问题的提案。目标是在 6 月或 7 月之前提交这些提案，首次将大部分加密资产活动置于监管机构的管辖范围内。

"This regulatory framework will cover a wide range of activities, including operating crypto exchanges and safeguarding customer assets," Afolami explained. "This move will provide greater clarity and certainty for businesses and consumers alike."

阿弗拉米解释说：“这一监管框架将涵盖广泛的活动，包括运营加密货币交易所和保护客户资产。” “此举将为企业和消费者提供更大的清晰度和确定性。”

In addition to the regulatory framework, the Treasury also announced the formation of an open finance task force. This task force will focus on developing recommendations to promote the use of open finance for small and medium-sized enterprises (SMEs).

除了监管框架外，财政部还宣布成立开放金融工作组。该工作组将重点制定促进中小企业（SME）使用开放金融的建议。

"Open finance has the potential to revolutionize SME lending," said Afolami. "Our task force will provide guidance on the data sets and commercial incentives needed to drive forward this use case."

“开放金融有可能彻底改变中小企业贷款，”阿弗拉米说。 “我们的工作组将为推动这一用例所需的数据集和商业激励措施提供指导。”

The UK government's push for crypto regulation coincides with the implementation of the Economic Crime and Corporate Transparency Act 2023. This legislation empowers the National Crime Agency to seize crypto assets linked to illicit activities without the need for extensive legal proceedings.

英国政府推动加密货币监管的同时，还实施了《2023 年经济犯罪和企业透明度法案》。该立法授权国家犯罪局扣押与非法活动相关的加密资产，而无需进行广泛的法律诉讼。

These regulatory advancements reflect the UK's determination to strike a balance between innovation and consumer protection in the rapidly evolving digital asset landscape. By fostering a clear and supportive regulatory environment, the UK aims to attract and retain innovative businesses and establish itself as a global leader in the digital economy.

这些监管进步反映了英国决心在快速发展的数字资产格局中在创新和消费者保护之间取得平衡。通过营造明确和支持性的监管环境，英国旨在吸引和留住创新企业，并将自己打造为数字经济的全球领导者。

As the July deadline approaches, the Treasury's proposals for regulating stablecoins and crypto staking will be closely scrutinized by industry stakeholders. The government's willingness to engage with industry experts and listen to their feedback will be crucial to developing a regulatory framework that meets the needs of both businesses and consumers.

随着 7 月最后期限的临近，财政部关于监管稳定币和加密货币质押的提案将受到行业利益相关者的密切审查。政府愿意与行业专家合作并听取他们的反馈对于制定满足企业和消费者需求的监管框架至关重要。

The UK's regulatory approach is likely to have implications beyond its borders. As other jurisdictions consider their own approaches to crypto regulation, they will look to the UK's framework as a model for fostering innovation while mitigating risks.

英国的监管方法可能会产生境外影响。当其他司法管辖区考虑自己的加密货币监管方法时，他们将把英国的框架视为促进创新、同时降低风险的典范。

The UK's commitment to developing a comprehensive and forward-thinking regulatory framework for crypto assets and stablecoins is a significant step towards shaping the future of the digital economy. By striking the right balance between innovation and consumer protection, the government aims to create a regulatory environment that supports growth, protects consumers, and positions the UK as a global leader in the digital asset space.

英国致力于为加密资产和稳定币制定全面且具有前瞻性的监管框架，这是塑造数字经济未来的重要一步。通过在创新和消费者保护之间取得适当的平衡，政府的目标是创造一个支持增长、保护消费者的监管环境，并将英国定位为数字资产领域的全球领导者。