Stablecoins：市场上限，用例和导航纽约市的未来

探索Stablecoins的世界：他们不断增长的市值，不同的用例，以及如何以NYC Edge来浏览这一令人兴奋的景观。

Stablecoins are making waves in digital finance, offering stability in the volatile crypto world. Let's dive into their market cap, how they're being used, and how to navigate this space like a true New Yorker.

Stablecoins在数字融资中引起了海浪，在挥发性加密世界中提供了稳定性。让我们潜入他们的市值，如何使用它们以及如何像真正的纽约人一样浏览这个空间。

Stablecoins: A Growing Force

Stablecoins：不断增长的力量

Stablecoins have quietly become essential in digital assets, powering everything from trading to cross-border payments. Daily trading volumes exceed $135 billion, highlighting their growing popularity. These digital assets maintain a consistent value, providing stability in the crypto market.

Stablecoins在数字资产中静静地变得至关重要，从交易到跨境支付的所有功能。每日交易量超过1350亿美元，强调了它们日益普及。这些数字资产具有一致的价值，从而在加密市场中提供了稳定性。

Top Stablecoins by Market Cap

最高稳定的市值

Here’s a look at the top stablecoins as of June 2025:

这是截至2025年6月的顶级稳定币：

1. Tether (USDT): With a market cap exceeding $155 billion, USDT is the most widely used stablecoin. It operates across multiple blockchains, offering broad compatibility and high transaction speed.
2. USD Coin (USDC): USDC, issued by Circle Internet Group, has a market cap of over $61.5 billion. It's known for its strong regulatory posture and transparency, with monthly proof-of-reserves reports verified by Deloitte. Circle Internet Group went public on June 5, 2025, with shares surging 168% on the first day of trading.
3. Ethena (USDe): This variant stablecoin uses a “delta hedging” strategy to reduce price swings. It has a market cap of over $5 billion and offers a yield-bearing version called “sUSDe.”
4. Dai (DAI): The original decentralized stablecoin, issued by MakerDAO, aims to maintain a soft peg to the U.S. dollar without relying on a central authority. It rebranded as USDS in late 2024.
5. World Liberty Financial USD (USD1): Launched in April 2025 under the Trump family’s World Liberty Financial platform, USD1 has a market cap just over $2.1 billion. It positions itself as a fully backed, stable digital dollar.

How Stablecoins Are Used

如何使用Stablecoins

Stablecoins have various real-world applications:

Stablecoins有各种各样的现实应用程序：

• Peer-to-Peer Payments: Ideal for everyday transactions due to low fees and speed.
• Cross-Border Payments: Businesses use stablecoins for supplier settlements and treasury management.
• DeFi: Used in liquidity pools, lending protocols, and as collateral in crypto-native financial products.

According to Noam Hurwitz, head of engineering at Alchemy, stablecoins have become the backbone of internet payments, outpacing major card networks in onchain volume. Companies like PayPal and Stripe are integrating stablecoins for faster, cheaper transactions.

根据Alchemy工程主管Noam Hurwitz的说法，Stablecoins已成为互联网支付的支柱，超过了OnChain量的主要卡网络。 PayPal和Stripe等公司正在整合Stablecoins，以进行更快，更便宜的交易。

Navigating Stablecoins Safely

安全地浏览稳定菌

To use stablecoins securely:

安全地使用稳定菌：

• Choose a Reliable Wallet: Opt for non-custodial wallets for full control or hardware wallets for added security.
• Use Audited Platforms: Stick to verified tokens and platforms with strong security.
• Stay Vigilant: Avoid copycat tokens, phishing sites, and unverified protocols.

The Future of Stablecoins

Stablecoins的未来

With the recent passage of the GENIUS Act, the regulatory landscape is becoming clearer, benefiting established financial players and encouraging innovation. Infrastructure improvements will drive seamless crosschain interoperability, creating a more connected and efficient financial system built on stablecoins.

随着《天才法》的最新通过，监管格局变得越来越清晰，使既定的财务参与者受益并鼓励创新。基础架构的改进将推动无缝的交叉链互操作性，从而创造出建立在稳定的基础上。

Final Thoughts

最后的想法

Stablecoins are here to stay, offering a blend of stability and innovation in the digital world. Whether you're trading, making payments, or exploring DeFi, understanding stablecoins is key. So, stay informed, stay secure, and keep exploring the ever-evolving world of crypto. After all, in the city that never sleeps, there's always something new to discover! Just remember to do your homework and maybe grab a slice of pizza while you're at it – you'll need the energy.

Stablecoins将留在这里，在数字世界中提供了稳定和创新的融合。无论您是进行交易，付款还是探索Defi，了解Stablecoins都是关键。因此，请保持了解，保持安全，并继续探索不断发展的加密世界。毕竟，在不睡觉的城市中，总会有一些新的发现！只要记住要做功课，也许在披萨时拿起一片披萨 - 您需要精力。