Ripple 推出稳定币 RLUSD

与提供市场上资本最多的两种稳定币的巨头 Tether 和 Circle 竞争：这是 Brad Garlinghouse 的目标

After announcing the launch of its stablecoin in April, Ripple is now starting to test the asset on the Ethereum and XRP Ledger blockchains.

在四月份宣布推出稳定币后，Ripple 现在开始在以太坊和 XRP Ledger 区块链上测试该资产。

Dubbed Ripple USD (RLUSD), the stablecoin will be gradually integrated into new networks and decentralized finance (DeFi) protocols, the company announced in a press release on Monday.

该公司在周一的新闻稿中宣布，这种名为 Ripple USD (RLUSD) 的稳定币将逐步融入新网络和去中心化金融 (DeFi) 协议中。

RLUSD is currently not available to investors, as the stablecoin is still awaiting regulatory approval. Only individuals and companies participating in the Ripple test can currently use the asset.

RLUSD 目前尚未向投资者开放，因为该稳定币仍在等待监管机构批准。目前只有参与Ripple测试的个人和公司才能使用该资产。

“Ripple USD is currently in beta and is being rigorously tested by our corporate partners. This phase is crucial to ensure that the stablecoin meets the highest standards of security, efficiency, and reliability before being widely available and after receiving regulatory approval,” the press release reads.

“Ripple USD 目前处于测试阶段，正在接受我们的企业合作伙伴的严格测试。这一阶段对于确保稳定币在广泛使用之前和获得监管部门批准后满足安全性、效率和可靠性的最高标准至关重要，”新闻稿中写道。

The stablecoin will be pegged to the dollar and will be backed by a reserve of dollar deposits, short-term U.S. Treasury bonds, and other cash equivalents.

该稳定币将与美元挂钩，并得到美元存款储备、短期美国国债和其他现金等价物的支持。

Why a new stablecoin from Ripple?

为什么选择 Ripple 推出新的稳定币？

After focusing primarily on enabling interbank transactions via its XRP token, Ripple now wants to add a stable asset to its bow.

在主要关注通过 XRP 代币实现银行间交易后，Ripple 现在希望增加一种稳定的资产。

The company, which has a decade of experience in this market segment, ensures that it is well-positioned to stand out in an environment that is already well-established and dominated—by far—by Tether’s USDT and Circle’s USDC.

该公司在这一细分市场拥有十年的经验，确保其能够在 Tether 的 USDT 和 Circle 的 USDC 已经成熟并占据主导地位的环境中脱颖而出。

This testing phase comes just a few days after Ripple was ordered to pay a fine of $125 million by the United States Securities and Exchange Commission (SEC) as part of its famous lawsuit.

这一测试阶段是在 Ripple 因著名诉讼而被美国证券交易委员会 (SEC) 勒令支付 1.25 亿美元罚款几天后进行的。

While this can be seen as a victory for the regulator, Ripple was nevertheless keen to put the situation into perspective. Indeed, the company’s CEO, Brad Garlinghouse, highlighted the positive point of this chapter, namely that the amount defined by the judge is far from the amount initially planned of $2 billion.

虽然这可以被视为监管机构的胜利，但 Ripple 仍然热衷于正确看待这一情况。事实上，该公司首席执行官 Brad Garlinghouse 强调了本章的积极点，即法官确定的金额与最初计划的 20 亿美元相差甚远。

The XRP token price is up 3% over the last 24 hours and the asset is currently trading at $0.59.

XRP 代币价格在过去 24 小时内上涨了 3%，目前该资产的交易价格为 0.59 美元。