俄克拉荷马州的新法律打击比特币ATM骗局

加密货币自动柜员机看起来像常规的ATM，允许人们进行合法的加密货币交易。但是，它们也可以用于进行欺诈活动。

A new law going into effect on November 1 is cracking down on scammers who have been using Bitcoin ATMs to steal money from unsuspecting Oklahomans.

11月1日生效的一项新法律正在打击那些一直在使用比特币自动取款机来窃取毫无戒心的俄克拉荷马人钱的骗子。

Senate Bill 1083 was authored by Sen. Darrell Weaver (R-Moore) and Rep. Mark Lepak (R-Claremore), and it introduced ways to protect Oklahomans from falling victim to these scams.

参议院第1083号法案是由参议员达雷尔·韦弗（R-Moore）和众议员马克·莱帕克（R-Claremore）撰写的，它引入了保护俄克拉荷马人免于陷入这些骗局的受害者的方法。

Cryptocurrency ATMs, which look like regular ATMs, allow people to conduct legitimate cryptocurrency transactions. However, they can also be used to carry out fraudulent activity.

看起来像常规ATM的加密货币ATM允许人们进行合法的加密货币交易。但是，它们也可以用于进行欺诈活动。

These scams are becoming increasingly common across the nation. In 2024, the FBI had more than 10,956 complaints about these kiosks, with $246.7 million stolen. Oklahomans alone lost $37.7 million to cryptocurrency-related scams, including scams related to cryptocurrency ATMs.

这些骗局在整个国家变得越来越普遍。 2024年，联邦调查局（FBI）对这些售货亭有10,956多个投诉，被盗了2.467亿美元。仅俄克拉荷马人就损失了3770万美元，与加密货币相关的骗局，包括与加密货币ATM有关的骗局。

“They prey on the vulnerable, which I really don’t like, and that’s what they do,” said Sen. Weaver.

参议员韦弗说：“他们捕食脆弱的人，我真的不喜欢这就是他们所做的。”

Victims are coerced to deposit cash, which unknowingly goes right to the scammer.

受害者被强迫存入现金，这在不知不觉中直接骗取骗子。

Last year, News 4 reported on an elderly lady who lost her entire life savings to a bitcoin ATM. A scammer pretended to be a federal agent and convinced her that her identity had been stolen and the only way to protect her money was to convert it into cryptocurrency.

去年，新闻4报道了一位年老女士，她的一生都为比特币ATM损失了。一个骗子假装是联邦特工，并说服她自己的身份被盗了，保护她的钱的唯一方法是将其转化为加密货币。

“I never thought it would happen to us, and she’s humiliated, she’s embarrassed, she’s doubting her choices, and she’s a smart woman, she’s bright, and so it’s heartbreaking,” said Jamie Moore, whose mother was scammed.

杰米·摩尔（Jamie Moore）说：“我从来没有想过这会发生在我们身上，她羞辱了，她很尴尬，她怀疑自己的选择，她是一个聪明的女人，她很聪明，这令人心碎。”

This new law will help in scenarios like that one.

这项新法律将有助于这样的情况。

“Right now, in states across the country, these cryptocurrency ATMs are very unregulated,” said Joy McGill, advocacy director, AARP Oklahoma.

俄克拉荷马州AARP倡导总监Joy McGill说：“目前，在全国各地，这些加密货币ATM非常不受监管。”

Now, all kiosks will be licensed and tracked by the state.

现在，所有售货亭将被国家许可和跟踪。

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“We’ll figure out where they’re at, what the process is if there is a fraud, how they can go about it, and getting the bankers involved in this, the banking authorities involved in this is very key,” said Sen. Weaver.

参议员韦弗说：“我们将弄清楚他们在哪里，如果有欺诈行为，如何解决问题以及让银行家参与其中的过程是什么，参与此过程的银行当局是非常关键的。”

There will also be daily transaction limits, along with fraud warnings on the machines.

还将有每日交易限制，以及机器上的欺诈警告。

Victims will also be able to seek refunds if they are reported within 14 days to the police and the kiosk operator.

如果受害者在14天内向警察和亭运营商报告了受害者，则可以寻求退款。