美国主要银行面临诉讼，据称涉嫌不当客户资金，剩下的85,000人无法获得储蓄

Yotta Technologies已针对Evolve Bank＆Trust提起诉讼，指责欺诈，阴谋和过失。

A major U.S. bank is facing legal action for allegedly mishandling customer funds, which has left 85,000 individuals unable to access their savings since May 2024.

一家主要的美国银行正面临涉嫌不当客户资金的法律诉讼，自2024年5月以来，该公司造成了85,000个人无法获得储蓄的人。

Yotta Technologies has initiated legal proceedings against Evolve Bank & Trust, the institution entrusted with safeguarding the deposits made by Yotta customers through a high-yield savings program.

Yotta Technologies已提起了针对Evolve Bank＆Trust的法律程序，该机构委托该机构通过一项高收益储蓄计划来保护Yotta客户的存款。

In May 2024, customers of Yotta were locked out of their savings after the bank's fintech partner, Synapse, went bankrupt.

2024年5月，Yotta的顾客被银行的金融科技合作伙伴Synapse破产后，被锁定在节省中。

The lawsuit, seen by Blockworks, claims that over $25 million in transactions were carried out by Evolve without authorization or disclosure, including direct transfers to Synapse, which allegedly breached banking regulations and customer trust.

该诉讼被Blockworks看到，声称超过2500万美元的交易是通过Evolve进行的，没有授权或披露，包括直接转让到Synapse，据称违反了银行法规和客户信托。

According to Yotta's investigation, a shortfall of between $65 million to $95 million exists in the customer accounts.

根据Yotta的调查，客户帐户中存在6500万至9500万美元的短缺。

The lawsuit alleges that the transactions were not authorized by customers and that they were a coordinated effort between Evolve and Synapse to misappropriate the funds.

该诉讼称，交易未获得客户的授权，并且在演变和突触之间进行了协调的努力，以滥用资金。

"Evolve's actions were fraudulent, willful, malicious, oppressive, and in reckless disregard for the rights of Yotta and its customers," the lawsuit reads.

诉讼中说：“ Evolve的行动是欺诈，故意，恶意，压迫性的，并且鲁ck忽视了Yotta及其客户的权利。”

"Evolve's unlawful and fraudulent conduct has led to a financial crisis with devastating consequences for thousands of individuals who entrusted their savings with Yotta in good faith."

“ Evolve的非法和欺诈行为导致了金融危机，对成千上万以真诚地委托其储蓄的人造成了毁灭性后果。”

Evolve has rejected the accusations, maintaining that the problem arose from incorrect account data provided by Synapse.

Evolve拒绝了这些指控，并坚持认为问题是由突触提供的不正确的帐户数据引起的。

"We are deeply disappointed by Synapse's inability to maintain accurate customer information, which has led to significant hardship for both Yotta's customers and our own bank," an Evolve spokesperson said in May.

Evolve发言人在5月说：“我们对Synapse无法维持准确的客户信息感到非常失望，这给Yotta的客户和我们自己的银行带来了巨大的困难。”

"To be clear, there were no issues with the FDIC insurance on customer deposits. All customer deposits were fully funded and disclosed in accordance with applicable banking and regulatory requirements."

“要明确，FDIC保险在客户存款上没有问题。所有客户存款均根据适用的银行和监管要求提供了充分的资金和披露。”

Evolve has begun issuing partial repayments to the affected customers. To date, approximately $11 million has been returned to 13,300 customers, paying out only a fraction of the owed amount.

Evolve已开始向受影响的客户发行部分还款。迄今为止，大约有1100万美元已退还给13,300个客户，仅支付了欠款的一小部分。