比特币、加密货币和机构：探索新领域

加密货币的机构采用正在蓬勃发展。该博客详细介绍了比特币、加密货币和机构的趋势、见解和机会。

Bitcoin, Crypto, and Institutions: Navigating the New Frontier

比特币、加密货币和机构：探索新领域

The landscape of digital assets is rapidly evolving, with institutional investors increasingly recognizing the potential of Bitcoin and other cryptocurrencies. From tokenization to staking, institutions are diving deeper into the crypto space. Let's break down the key trends and insights shaping this exciting frontier.

数字资产的格局正在迅速发展，机构投资者越来越认识到比特币和其他加密货币的潜力。从代币化到质押，机构正在更深入地探索加密货币领域。让我们来分析一下塑造这一令人兴奋的前沿领域的主要趋势和见解。

Institutional Adoption: Beyond Experimentation

机构采用：超越实验

Institutions are no longer just experimenting with digital assets; they are strategically integrating them into their portfolios. State Street's research indicates that average portfolio exposure to digital assets is expected to double from 7% to 16% within three years. Nearly 60% of respondents plan to increase their digital asset allocations within the next year. This surge in adoption signals a fundamental shift in how institutions view crypto – no longer a fringe asset, but a strategic lever for growth and innovation.

机构不再只是尝试数字资产；而是开始尝试数字资产。他们正在战略性地将它们整合到他们的投资组合中。道富银行的研究表明，数字资产的平均投资组合敞口预计将在三年内翻一番，从 7% 增至 16%。近 60% 的受访者计划在明年增加数字资产配置。采用率的激增标志着机构对加密货币的看法发生了根本性转变——不再是一种边缘资产，而是增长和创新的战略杠杆。

Tokenization: Unlocking Illiquid Assets

代币化：解锁非流动资产

Tokenization is emerging as a key driver of this shift, particularly in traditionally illiquid markets like private equity and private fixed income. By 2030, over half of institutions expect 10% to 24% of their investments to be executed through tokenized instruments. The benefits are clear: increased transparency, faster trading, and lower compliance costs. State Street's research suggests that these efficiencies could translate into cost savings exceeding 40%. Tokenization simplifies the process of fractionalizing ownership, allowing investors access to new investment opportunities.

代币化正在成为这一转变的关键驱动力，特别是在私募股权和私人固定收益等传统的非流动性市场中。到 2030 年，超过一半的机构预计其 10% 至 24% 的投资将通过代币化工具执行。好处是显而易见的：提高透明度、加快交易速度并降低合规成本。道富银行的研究表明，这些效率可以节省超过 40% 的成本。代币化简化了所有权分割的过程，使投资者能够获得新的投资机会。

Crypto Still Drives Returns

加密货币仍然推动回报

Despite the growing interest in tokenized assets, traditional cryptocurrencies, particularly Bitcoin, remain a primary driver of returns. Around 27% of State Street's respondents cited Bitcoin as currently generating the highest returns in their digital portfolios, with 25% expecting it to remain a top performer over the next three years. While stablecoins and tokenized real-world assets account for a significant portion of institutional digital holdings, cryptocurrencies continue to dominate the profit picture.

尽管人们对代币化资产的兴趣日益浓厚，但传统加密货币，尤其是比特币，仍然是回报的主要驱动力。大约 27% 的道富银行受访者表示，比特币目前是其数字投资组合中回报率最高的，其中 25% 的受访者预计比特币在未来三年内仍将是表现最佳的投资组合。虽然稳定币和代币化的现实世界资产占机构数字资产的很大一部分，但加密货币继续在利润格局中占据主导地位。

CME Group Expands Crypto Offerings

芝商所扩大加密货币产品

CME Group is actively expanding its cryptocurrency derivatives offerings, signaling increasing institutional interest beyond Bitcoin. The launch of options on Solana and XRP futures, following record cryptocurrency average daily volume, highlights this trend. Giovanni Vicioso, global head of cryptocurrency products at CME Group, noted a rise in large open interest holders, indicating growing institutional participation. The group's crypto indices now cover approximately 85% of the investable market, further demonstrating the maturation of the crypto space.

芝商所正在积极扩大其加密货币衍生品产品，这表明机构对比特币以外的兴趣日益浓厚。在加密货币日均交易量创纪录之后，Solana 和 XRP 期货期权的推出凸显了这一趋势。芝商所 (CME Group) 加密货币产品全球主管乔瓦尼·维西奥索 (Giovanni Viciioso) 指出，大型未平仓合约持有者数量有所增加，表明机构参与不断增加。该集团的加密货币指数现已覆盖约 85% 的可投资市场，进一步证明了加密货币领域的成熟。

Swiss Banks Lead the Way in DeFi

瑞士银行在 DeFi 领域处于领先地位

Amina Bank, a Swiss crypto bank, is pioneering institutional access to DeFi by offering staking services for POL, the token that secures the Polygon network. This service, offering up to 15% rewards, underscores the growing trust in Polygon's DeFi ecosystem. Leading financial institutions like BlackRock and JPMorgan are already utilizing Polygon infrastructure for tokenization and on-chain finance, further solidifying its position in the Web3 space.

瑞士加密货币银行 Amina Bank 通过为 POL（保护 Polygon 网络的代币）提供质押服务，开创了机构进入 DeFi 的先河。这项服务提供高达 15% 的奖励，突显了人们对 Polygon 的 DeFi 生态系统日益增长的信任。 BlackRock 和 JPMorgan 等领先金融机构已经在利用 Polygon 基础设施进行代币化和链上金融，进一步巩固其在 Web3 领域的地位。

SpacePay: Bridging the Gap for Merchants

SpacePay：弥合商家的差距

While institutions are making strides in crypto adoption, companies like SpacePay are tackling the challenges faced by merchants. SpacePay enables businesses to accept cryptocurrency through existing card readers, eliminating the need for expensive equipment and complicated training. By supporting over 325 different wallets and instantly converting cryptocurrency to fiat currency, SpacePay removes barriers to entry for merchants and fosters broader crypto adoption.

尽管机构在加密货币采用方面取得了长足进步，但 SpacePay 等公司正在应对商家面临的挑战。 SpacePay 使企业能够通过现有的读卡器接受加密货币，从而无需昂贵的设备和复杂的培训。通过支持超过 325 种不同的钱包并立即将加密货币转换为法定货币，SpacePay 消除了商家的进入障碍并促进了更广泛的加密货币采用。

The Future is Bright (and Decentralized)

未来是光明的（并且去中心化）

Institutions are clearly taking crypto seriously, and the developments are moving beyond Bitcoin. From tokenization and DeFi to merchant payment solutions, the infrastructure is being built for a more integrated and accessible digital asset ecosystem. So, buckle up, folks! The future of finance is here, and it’s looking pretty darn decentralized. Who knows, maybe one day soon, you'll be able to pay for your morning coffee with crypto without anyone batting an eye.

机构显然正在认真对待加密货币，而且其发展正在超越比特币。从代币化和 DeFi 到商户支付解决方案，基础设施正在构建一个更加集成和可访问的数字资产生态系统。所以，扣好安全带，伙计们！金融的未来就在这里，而且它看起来非常去中心化。谁知道呢，也许很快有一天，你就可以用加密货币来支付早晨的咖啡费用，而无需任何人眨眼。