比特币ATM：将现金转换为加密货币的新方法

比特币ATM，也称为BTM，正在彻底改变人们与加密货币的互动方式。这些信息亭使用户可以使用现金或信用/借记卡购买或出​​售比特币，从而向数字货币世界提供物理网关。与传统ATM不同，比特币ATM通过QR码操作，使用户能够在几分钟内发送比特币并获得现金。

Bitcoin ATMs, also known as BTMs, are revolutionizing how people interact with cryptocurrency. These kiosks, typically found in convenience stores, gas stations, and other high-footfall locations, allow users to buy or sell Bitcoin using cash or credit/debit cards.

比特币ATM，也称为BTM，正在彻底改变人们与加密货币的互动方式。这些售货亭通常在便利店，加油站和其他高脚财产地点发现，允许用户使用现金或信用/借记卡购买或出​​售比特币。

How Bitcoin ATMs work

比特币ATM如何工作

Bitcoin ATMs simplify the process of converting cash into cryptocurrency. Users scan a QR code provided by the machine to send Bitcoin from their digital wallet for cash withdrawals. Once the transaction is confirmed, the machine dispenses cash equivalent to the Bitcoin value sent.

比特币ATM简化了将现金转换为加密货币的过程。用户扫描机器提供的QR码，以从其数字钱包中发送比特币以提取现金。一旦确认交易，该机器将分配现金等效于发送的比特币值。

Bitcoin operates on the blockchain, a decentralized ledger that tracks transactions openly and permanently. This technology, which is used to power cryptocurrencies, is a common topic in investing courses for young adults. Unlike traditional banking systems, Bitcoin ATMs aren't subject to central authorities.

比特币在区块链上运行，该区块链是一个分散的分类帐，可公开，永久跟踪交易。该技术用于为加密货币提供动力，是为年轻人投资课程的共同话题。与传统的银行系统不同，比特币ATM不受中央当局的约束。

What is Bitcoin ATM fraud?

什么是比特币ATM欺诈？

While Bitcoin ATMs offer convenience for crypto-curious investors, they’ve also become a target for scammers. According to the Federal Trade Commission (FTC), consumers lost approximately $65 million to Bitcoin ATM fraud in the first half of 2024. Older adults over 60 were particularly vulnerable, with an average loss of $5,000.

虽然比特币ATM为加密有趣的投资者提供便利，但他们也已成为骗子的目标。根据联邦贸易委员会（FTC）的数据，消费者在2024年上半年向比特币ATM欺诈损失了约6500万美元。60岁以上的老年人特别容易受到伤害，平均亏损为5,000美元。

Common scams to watch out for

普通骗局要注意

• Impersonation Scams: Fraudsters may impersonate government officials, tech support, or representatives from well-known companies to contact people about an urgent matter. For instance, they might claim that the IRS is freezing the victim’s Social Security number due to unpaid taxes and instruct them to withdraw a specific amount of cash and deposit it into a Bitcoin ATM for protection.

•模仿骗局：欺诈者可能会模仿政府官员，技术支持或知名公司的代表，以与人们联系有关紧急情况。例如，他们可能声称美国国税局因未付税而冻结了受害者的社会保险号，并指示他们撤回特定数量的现金并将其存入比特币ATM中以保护。

• QR Code Manipulation: Scammers may provide victims with a QR code that diverts funds to their crypto accounts instead of the intended recipient’s wallet. They might also use screen-recording software to create a fake Zoom meeting with a fraudulent Zoom code.

•QR码操纵：骗子可以为受害者提供QR码，该QR码将资金转移到其加密货币帐户中，而不是预期的收件人钱包。他们还可能使用屏幕录制软件来创建具有欺诈性缩放代码的假缩放会议。

• Urgency Tactics: Scammers may use urgency to pressure victims into acting quickly without verifying the information. They may induce fear by mentioning unexpected problems or create a false sense of urgency with messages like, “We are in a hurry. Please be quick.”

•紧迫性策略：骗子可能会使用紧迫性向受害者施加压力，以迅速采取行动，而无需验证信息。他们可能会通过提及意外问题或通过信息造成错误的紧迫感来诱发恐惧，例如“我们很着急。请快点。”

The FTC warns, "Don’t believe anyone who says you need to use a Bitcoin ATM, buy gift cards, or move money to protect it or fix a problem. Real businesses and government agencies will never do that – and anyone who asks is a scammer."

FTC警告说：“不要相信任何人说您需要使用比特币ATM，购买礼品卡或移动资金来保护或解决问题的人。真正的企业和政府机构永远不会做到这一点 - 任何要求任何要求的人都是骗子。”

How to stay safe when using Bitcoin ATMs

使用比特币ATM时如何保持安全

To protect yourself from Bitcoin ATM fraud, the FTC recommends:

为了保护自己免受比特币ATM欺诈的侵害，FTC建议：

• Verify Requests: Be skeptical of unsolicited calls, messages, or emails from unfamiliar numbers or email addresses, especially if they request urgent action or threaten consequences. Always verify any requests with the original source. For instance, if you receive a call from someone claiming to be an IRS agent, hang up and contact the IRS directly through their official channels to confirm.

•验证请求：对不熟悉的电话或电子邮件地址的未经请求的电话，消息或电子邮件持怀疑态度，尤其是当他们要求紧急行动或威胁后果时。始终用原始源验证任何请求。例如，如果您收到声称自己是IRS代理商的人的电话，请挂断电话并直接通过其官方渠道与IRS联系以确认。

• Avoid Suspicious Links: Don’t click on links from unknown sources or hover over them to preview the URL. If you're expecting an email from a specific company or organization and receive an email from a different email address or with a faulty email domain, it's likely a scam.

•避免可疑链接：不要单击来自未知来源的链接，也不要在它们上悬停以预览URL。如果您期望来自特定公司或组织的电子邮件，并从其他电子邮件地址或有错误的电子邮件域接收电子邮件，则可能是骗局。

• Take Your Time: Never rush to move funds or make any financial decisions on the spot. Legitimate entities won't pressure you into acting immediately. If someone threatens to close your bank account or freeze your Social Security number unless you comply within a short time frame, it's a scam.

•花点时间：切勿急于搬迁资金或当场做出任何财务决定。合法的实体不会迫使您立即采取行动。如果有人威胁要关闭您的银行帐户或冻结您的社会保险号，除非您在短时间内遵守，否则这是一个骗局。

• Use Trusted Resources: For assistance in locating Bitcoin ATMs, platforms like Coin ATM Radar provide interactive maps to identify nearby machines. Additionally, organizations like the BBB (Better Business Bureau) can provide information on the trustworthiness of companies or individuals.

•使用值得信赖的资源：为了协助找到比特币ATM，硬币ATM雷达等平台提供了交互式地图来识别附近的机器。此外，像BBB（BEATE Business Bureau）这样的组织还可以提供有关公司或个人可信度的信息。

Why Bitcoin ATMs matter

为什么比特币ATM很重要

Bitcoin ATMs are a significant step in bridging the gap between physical and digital finance. They make cryptocurrency more accessible to everyday users, allowing them to convert cash into Bitcoin without relying on online exchanges.

比特币ATM是弥合物理金融和数字融资之间差距的重要一步。它们使加密货币更容易被日常用户访问，从而可以将现金转换为比特币，而无需依靠在线交流。

However, their growing popularity also highlights the need for vigilance and education to prevent fraud. As the crypto landscape evolves, tools like Bitcoin ATMs will continue to play a pivotal role in mainstream adoption. For young, financially savvy investors interested in alternative investment vehicles, understanding how these machines work—and the risks involved—is essential to staying ahead in the world of digital assets.

但是，他们日益普及的人也凸显了需要警惕和教育以防止欺诈的必要性。随着加密货币景观的发展，比特币ATM等工具将继续在主流采用中发挥关键作用。对于对替代投资工具感兴趣的年轻，精明的投资者，了解这些机器的工作方式以及所涉及的风险对于在数字资产领域保持领先地位至关重要。