a16z：尽管近期面临挑战，总体加密货币使用量创历史新高，但 DeFi 仍在继续增长

风险投资公司 Andreessen Horowitz (a16z) 在一份新报告中表示，尽管近期面临挑战，但随着整体加密货币使用量达到创纪录水平，去中心化金融生态系统仍在继续增长。

Andreessen Horowitz (a16z) has released a new report on the state of the crypto industry, highlighting the growth of decentralized finance (DeFi) and stablecoins.

Andreessen Horowitz (a16z) 发布了一份关于加密货币行业状况的新报告，强调了去中心化金融 (DeFi) 和稳定币的增长。

According to the report, overall crypto usage hit record levels in 2024, with 220 million addresses interacting with protocols across the blockchain ecosystem in September — more than triple the figures recorded in late 2023.

根据该报告，2024 年加密货币的总体使用量达到创纪录水平，9 月份有 2.2 亿个地址与整个区块链生态系统的协议进行交互，是 2023 年末记录的数字的三倍多。

Solana (SOL) saw a massive spike in activity, boasting 100 million active addresses on the network. Other networks that registered a significant increase include Near Protocol (NEAR), Coinbase's layer-2 network Base, Tron (TRX), and Bitcoin (BTC).

Solana (SOL) 的活动大幅增加，网络上有 1 亿个活跃地址。其他出现显着增长的网络包括 Near Protocol (NEAR)、Coinbase 的第 2 层网络 Base、Tron (TRX) 和比特币 (BTC)。

The report also noted the growth of stablecoins, which have become one of the top 20 holders of U.S. Treasury securities, according to a Coinbase report.

该报告还指出了稳定币的增长，根据 Coinbase 的报告，稳定币已成为美国国债前 20 大持有者之一。

Stablecoin usage also saw marked growth in Q3, 2024, with major players being Tether's USDT and Circle's USDC.

稳定币的使用量在 2024 年第三季度也出现了显着增长，主要参与者是 Tether 的 USDT 和 Circle 的 USDC。

As well as highlighting several growth metrics, the report also pointed out several key issues surrounding the crypto industry since a16z's first State of Crypto report in 2023.

除了强调几个增长指标外，该报告还指出了自 a16z 于 2023 年发布第一份加密货币现状报告以来围绕加密货币行业的几个关键问题。

One major takeaway is that crypto has become a significant political issue amid the U.S. election, with candidates being quizzed on their stance towards digital assets.

一个主要结论是，加密货币已成为美国大选中的一个重要政治问题，候选人会被问及对数字资产的立场。

However, the United States still lags behind the European Union and the United Kingdom in terms of public engagement regarding crypto regulation.

然而，美国在加密货币监管的公众参与度方面仍然落后于欧盟和英国。

The report also noted that infrastructure improvements and the increasing intersection of blockchain technology and artificial intelligence have further bolstered the industry's growth.

报告还指出，基础设施的改善以及区块链技术和人工智能的日益交叉进一步促进了该行业的增长。

DeFi has been one of the areas of crypto that saw the most usage across daily active addresses in the past year, according to the report.

报告称，去中心化金融 (Defi) 一直是过去一年中每日活跃地址使用率最高的加密货币领域之一。

“Since DeFi’s arrival in the summer of 2020, decentralized exchanges, or DEXs, have grown to account for 10% of spot crypto trading activity — all of which occurred on centralized exchanges just four years ago,” the report reads.

报告称：“自 2020 年夏季 DeFi 到来以来，去中心化交易所（DEX）已占现货加密货币交易活动的 10%——所有这些都发生在四年前的中心化交易所上。”

DeFi protocols across the ecosystem now hold over $169 billion in total value locked (TVL), with the top platforms being Lido, Aave, Uniswap, EigenLayer, WBTC, and ether.fi.

整个生态系统中的 DeFi 协议目前锁定总价值 (TVL) 超过 1690 亿美元，其中顶级平台包括 Lido、Aave、Uniswap、EigenLayer、WBTC 和 ether.fi。

These decentralized platforms continue to attract users as traditional financial institutions, such as U.S. banks, face ongoing challenges.

随着美国银行等传统金融机构面临持续的挑战，这些去中心化平台继续吸引用户。

According to a16z, the top blockchains in terms of builder activity or interest include Ethereum (ETH), Solana, and Bitcoin.

据 a16z 称，就开发者活动或兴趣而言排名靠前的区块链包括以太坊 (ETH)、Solana 和比特币。

While Ethereum still attracts the most developer activity, with 20.8% of builders, Solana has seen significant growth in this sector, increasing from 5.1% in 2023 to 11.2% in 2024.

虽然以太坊仍然吸引了最多的开发者活动，占 20.8% 的开发者，但 Solana 已经看到该领域的显着增长，从 2023 年的 5.1% 增加到 2024 年的 11.2%。

Base also recorded a notable jump in developer activity, rising from 7.8% to 10.7% year-over-year. Bitcoin, which has registered a surge in DeFi-related activity, saw an increase in builder interest from 2.6% to 4.2%.

Base 的开发者活动也显着增加，同比从 7.8% 上升至 10.7%。与 DeFi 相关的活动激增的比特币，建设者的兴趣从 2.6% 增加到 4.2%。