XRP、騙局和持有者：探索紐約的加密貨幣狂野西部

從被黑的錢包到網絡釣魚短信，XRP 和加密貨幣的世界充滿了詐騙。以下是持有者如何保持安全以及需要注意的事項。

The crypto world, especially for XRP holders, can feel like navigating the Wild West. With stories of hacked wallets and increasingly sophisticated scams, it's crucial to stay informed and vigilant. Let's dive into the latest trends and how to protect yourself, New York style.

加密世界，尤其是對於 XRP 持有者來說，感覺就像在狂野的西部航行。隨著錢包被黑和日益複雜的騙局的發生，保持知情和警惕至關重要。讓我們深入了解最新趨勢以及如何保護自己的紐約風格。

The $3 Million XRP Heist: A Cautionary Tale

300 萬美元的 XRP 搶劫案：一個警示故事

A recent report highlighted the plight of a US user who lost a staggering $3.05 million (around 1.2 million XRP) after their Ellipal hardware wallet was compromised. According to blockchain researcher ZachXBT, the stolen funds were funneled through the Tron network and laundered via Southeast Asia-based OTC channels, specifically Huione, which has been sanctioned for fraud and money laundering. This incident underscores a critical point: understanding the type of wallet you're using. The victim mistakenly believed they were using a cold wallet, when it was actually a hot wallet, highlighting a common confusion among users.

最近的一份報告強調了一名美國用戶的困境，該用戶在 Ellipal 硬件錢包遭到入侵後損失了 305 萬美元（約 120 萬 XRP）。據區塊鏈研究人員 ZachXBT 稱，被盜資金通過 Tron 網絡轉移，並通過東南亞的 OTC 渠道進行洗錢，特別是 Huione，該渠道因欺詐和洗錢而受到製裁。此事件強調了一個關鍵點：了解您所使用的錢包類型。受害者錯誤地認為他們使用的是冷錢包，而實際上它是熱錢包，這凸顯了用戶之間普遍存在的困惑。

Text Scams: Coinbase Impersonators on the Prowl

短信詐騙：四處遊蕩的 Coinbase 冒充者

Text scams are evolving, with a recent wave targeting Coinbase users. These scams often involve fake texts about unauthorized transactions, creating a sense of urgency to trick users into clicking malicious links or providing sensitive information. The telltale signs? Random phone numbers (often with country codes like +63 for the Philippines) and urgent requests to “fix” nonexistent issues. Remember, Coinbase explicitly states they won't text you about transactions. If you receive such a text, delete it, report it as junk, and avoid clicking any links.

短信詐騙正在不斷演變，最近一波針對 Coinbase 用戶的詐騙浪潮。這些詐騙通常涉及有關未經授權交易的虛假文本，營造一種緊迫感，誘騙用戶點擊惡意鏈接或提供敏感信息。那些明顯的跡象？隨機電話號碼（通常帶有國家代碼，例如菲律賓的 +63）以及“修復”不存在問題的緊急請求。請記住，Coinbase 明確表示他們不會向您發送有關交易的短信。如果您收到此類文本，請將其刪除，將其報告為垃圾郵件，並避免單擊任何鏈接。

XRP Price Forecasts and Market Sentiment

XRP 價格預測和市場情緒

Despite the scam concerns, there's still optimism surrounding XRP. Reports of a one-billion-XRP buyback initiative and whale accumulation suggest strong investor interest. Analysts point to a potential triple-bottom structure forming near the $2.50 support zone, with bullish forecasts targeting $2.80 and $3.10. Institutional accumulation and Ripple's growing real-world applications in cross-border payments further bolster this positive outlook.

儘管存在騙局擔憂，但人們對瑞波幣仍然持樂觀態度。有關 10 億瑞波幣回購計劃和鯨魚增持的報導表明投資者興趣濃厚。分析師指出，在 2.50 美元支撐區域附近可能形成三重底結構，看漲預測目標為 2.80 美元和 3.10 美元。機構積累和 Ripple 在跨境支付領域不斷增長的實際應用進一步支撐了這一積極前景。

Other Players in the Payment Token Game

支付代幣遊戲中的其他玩家

While XRP grabs headlines, other payment tokens like Stellar (XLM) and Remittix (RTX) are also gaining traction. XLM is showing signs of momentum with potential climbs projected between $0.45 and $0.60. RTX, a newer project built on Ethereum, is generating buzz with its DeFi model and potential for high returns, although it's important to remember that these are just forecasts and come with inherent risks.

雖然 XRP 成為頭條新聞，但 Stellar (XLM) 和 Remittix (RTX) 等其他支付代幣也受到關注。 XLM 顯示出勢頭的跡象，預計潛在漲幅在 0.45 美元至 0.60 美元之間。 RTX 是一個基於以太坊的新項目，因其 DeFi 模式和高回報潛力而引起熱議，但重要的是要記住這些只是預測並帶有固有風險。

Staying Safe in the Crypto Jungle: Practical Tips

在加密叢林中保持安全：實用技巧

• Double-Check Wallet Types: Know the difference between hot and cold wallets.
• Beware of Urgent Texts: If it feels rushed or suspicious, it probably is.
• Verify Information: Contact Coinbase or other platforms directly, not through links in suspicious texts.
• Report Scams: Help others by reporting scams to the appropriate authorities.

Final Thoughts: Keep Your Wits About You

最後的想法：保持警惕

The crypto world can be a rollercoaster, full of potential gains and lurking dangers. By staying informed, being cautious, and keeping a healthy dose of skepticism, you can navigate the XRP landscape and other cryptocurrencies with confidence. So, stay safe, stay savvy, and remember, if something sounds too good to be true, it probably is. Now, go grab a slice of pizza and chill – you deserve it!

加密世界就像過山車，充滿了潛在的收益和潛在的危險。通過及時了解情況、保持謹慎並保持適當的懷疑態度，您可以充滿信心地駕馭 XRP 領域和其他加密貨幣。因此，請保持安全，保持精明，並記住，如果某件事聽起來好得令人難以置信，那麼它很可能就是真的。現在，去吃一片披薩放鬆一下——你值得擁有！