XRP價格預測：Ripple的銀行許可能將XRP推向100美元嗎？

XRP社區專家解釋了XRP如何通過Ripple Banking許可證和公司採用來申請三位數的價格。

XRP Price Prediction: Could Ripple's Banking License Push XRP to $100?

XRP價格預測：Ripple的銀行許可能將XRP推向100美元嗎？

Could XRP reach a three-digit price tag? An XRP community expert, Pumpius, believes it's possible through Ripple's banking license and corporate adoption of XRPL. Let's dive into the potential scenarios that could send XRP soaring.

XRP可以達到三位數的價格標籤嗎？ XRP社區專家Pumpius認為，通過Ripple的銀行許可和公司採用XRPL，這是可能的。讓我們研究可能發送XRP飆升的潛在情況。

Ripple's Banking License: A Path to $50 XRP?

Ripple的銀行許可證：$ 50 XRP的路徑？

Pumpius highlights Ripple's application for a U.S. national trust banking license. Approval would allow Ripple to operate under federal oversight, handling custody services, stablecoins, and tokenized assets. This setup could process significant yearly settlement flows, potentially driving XRP to $50. Ripple submitted the application in July 2025 to create Ripple National Trust Bank, which would operate under federal rules alongside its existing New York state license. Regulators could issue a decision in October.

Pumpius強調了Ripple申請美國國家信託銀行許可證。批准將允許Ripple在聯邦監督，處理監護權服務，Stablecoins和令牌資產下運作。這種設置可以處理大量的年度和解流，可能會將XRP推向50美元。 Ripple於2025年7月提交了該申請，以創建Ripple National Trust Bank，該銀行將根據聯邦規則與其現有的紐約州許可證一起運行。監管機構可以在十月發出決定。

While some, like the Independent Community Bankers of America, raise concerns about consumer protection, a federal trust license would undoubtedly boost institutional confidence. Ripple has already been preparing by acquiring Standard Custody & Trust, partnering with BNY Mellon, and expanding into tokenized real-world assets.

儘管有些人，例如美國獨立社區銀行家，引起了人們對消費者保護的擔憂，但聯邦信託執照無疑會增強機構信心。 Ripple已經通過獲得標準監護權和信託，與BNY Mellon合作並擴展到令牌現實世界中的資產來準備。

Corporate Adoption: The $100 XRP Dream

公司採用：$ 100 XRP Dream

The second scenario involves major corporations like Apple, Amazon, Microsoft, and Tesla adopting XRPL for treasury and supplier payments. If these giants shifted even a fraction of their operations to the network, annual flows could reach trillions, potentially pushing XRP to $100. While no major announcements have been made, Ripple already collaborates with over 300 financial institutions, some of which use XRP for cross-border settlements.

第二種情況涉及蘋果，亞馬遜，微軟和特斯拉等大型公司，將XRPL用於財政部和供應商付款。如果這些巨頭甚至將其運營的一小部分轉移到了網絡上，那麼年度流量可能會達到數万億美元，可能會將XRP推向100美元。儘管尚未發表重大公告，但Ripple已經與300多家金融機構合作，其中一些將XRP用於跨境定居點。

Smaller firms like VivoPower and Trident Digital have already allocated millions in XRP for treasury or payments, demonstrating the model's viability. The regulatory landscape has also improved since the SEC ruled that secondary trading of XRP is not a security, potentially encouraging corporate interest.

Vivopower和Trident Digital等較小的公司已經在XRP中分配了數百萬美元的財政部或付款，證明了該模型的可行性。自SEC裁定XRP的二級交易不是安全性，而可能鼓勵公司利益的二級交易以來，監管格局也有所改善。

The Future of XRP: Speculation and Possibilities

XRP的未來：猜測和可能性

While these scenarios are speculative, they highlight the potential impact of institutional adoption and real-world use cases on XRP's price. Whether XRP reaches $50 or even $100 remains to be seen, but the underlying technology and Ripple's strategic moves suggest a promising future.

儘管這些情況是投機性的，但它們突出了機構採用和現實世界用例對XRP價格的潛在影響。 XRP是否達到50美元甚至100美元還有待觀察，但是基礎技術和Ripple的戰略舉動表明了前途的前途。

Disclaimer: This is not financial advice. Do your own research before making any investment decisions.

免責聲明：這不是財務建議。做出任何投資決策之前，請進行自己的研究。