XRP分類帳，機構採用，Apex 2025：一個新時代？

Apex 2025突出顯示了XRPL的轉移到主流金融。探索穩定的國庫和機構採用促進這一進化。

XRP Ledger, Institutional Adoption, Apex 2025: A New Era?

XRP分類帳，機構採用，Apex 2025：一個新時代？

The XRP Ledger (XRPL) is rapidly evolving into a backbone for institutional-grade finance, showcased at Apex 2025. The event highlighted major advancements, strategic partnerships, and a clear shift towards mainstream adoption. Let's dive into the key takeaways and explore what this means for the future of finance.

XRP Ledger（XRPL）迅速發展成為機構融資的骨幹，在Apex 2025展示。該事件強調了重大進步，戰略合作夥伴關係以及向主流採用的明顯轉變。讓我們深入研究關鍵要點，並探索這對金融的未來意味著什麼。

Apex 2025: A Milestone Moment

Apex 2025：里程碑的時刻

Apex 2025 wasn't just another crypto conference; it was a celebration of 13 years of XRPL progress. Held from June 10-12, the event brought together industry leaders to discuss everything from stablecoins and tokenized RWAs to compliance-first programmability. The energy was palpable, signaling that blockchain's moment in mainstream finance is no longer a distant dream—it's happening now.

Apex 2025不僅僅是再次加密會議。這是慶祝XRPL進度13年的慶祝活動。該活動從6月10日至12日舉行，召集了行業領導者，討論了從Stablecoins和diskenized RWA到合規性的可編程性。能量顯而易見，表明區塊鏈在主流金融中的時刻不再是一個遙遠的夢，而現在正在發生。

Key Announcements and Developments

關鍵公告和發展

Several major announcements underscored XRPL's growing institutional appeal:

幾項主要公告強調了XRPL不斷增長的機構上訴：

• Global Stablecoins on XRPL: Five new stablecoins, including USDC, XSGD, EURØP, RLUSD, and USDB, went live, enhancing liquidity and settlement options across continents.
• Tokenized Treasuries with Ondo’s OUSG: Ondo Finance’s tokenized U.S. Treasuries (OUSG) are now live on XRPL, allowing Qualified Purchasers 24/7 access using RLUSD for settlement.
• Guggenheim Treasury Services Digital Commercial Paper: The first digital commercial paper (DCP), administered by Guggenheim Treasury Services, is now on XRPL, adding to its growing suite of institutional-grade RWAs.
• Ripple’s Web3 Salon Partnership in Japan: Ripple is supporting Japan’s next-gen blockchain startups with grants up to $200K, backed by JETRO and Ripple’s Japan & Korea Fund.

Institutional Adoption: More Than Just Hype

機構採用：不僅僅是炒作

HSBC’s Chief Digital, Data and Innovation Officer, Zhu Kuang Lee, shared insights on real-world use cases of blockchain in banking, including tokenization across multiple asset classes. Ripple President Monica Long, CEO Brad Garlinghouse, and Global Finance & Technology Network Americas & MEA CEO Pat Patel discussed global regulatory trends and the pro-innovation policy shift in the U.S., emphasizing APAC's potential to lead institutional blockchain adoption.

匯豐銀行（HSBC）的首席數字，數據和創新官朱·李（Zhu Kuang Lee）分享了關於銀行業中區塊鏈的現實世界中用例的見解，包括多個資產類別的令牌化。 Ripple總裁Monica Long，首席執行官Brad Garlinghouse和全球金融與技術網絡Americas＆MEA首席執行官Pat Patel討論了全球監管趨勢和美國的親創新政策變化，強調了Apac領導機構領導區塊鏈採用的潛力。

The Rise of Stablecoins and Tokenized Assets

穩定資產的興起

The integration of Ondo Finance’s OUSG with Ripple’s RLUSD is a game-changer, unlocking programmable liquidity for capital markets. New stablecoins like USDC, EURØP, and XSGD are transforming the payments and trading landscape. These developments address key challenges in traditional finance, offering enhanced efficiency and accessibility.

Ondo Finance的OUSG與Ripple的RLUSD集成是一個改變遊戲規則的，可解鎖資本市場的可編程流動性。 USDC，Eurøp和XSGD等新的Stablecoins正在改變付款和交易格局。這些事態發展應對傳統財務的主要挑戰，從而提高了效率和可及性。

A Word from the Wise: Vet's Perspective

明智的單詞：獸醫的角度

XRP Ledger validator Vet recently emphasized the importance of a grounded investment thesis and deep understanding of the ecosystem. In a pointed message to XRP holders, Vet highlighted that true conviction stems from rigorous self-education and familiarity with the technology and its use cases. This knowledge is crucial for weathering market volatility and avoiding reactionary behavior.

XRP Ledger驗證者獸醫最近強調了紮根的投資論文和對生態系統的深刻理解的重要性。在給XRP持有人的尖銳信息中，VET強調說，真正的信念源於嚴格的自我教育和對技術及其用例的熟悉。這些知識對於風化市場波動和避免反動行為至關重要。

Looking Ahead: XRPL's Continued Evolution

展望未來：XRPL的持續進化

With enterprise-grade features like Credentials, Permissioned Domains, Permissioned DEX, and Multi-Purpose Tokens on the horizon, XRPL is poised to become the go-to blockchain for tokenized financial infrastructure. The conversations, launches, and overall energy at Apex 2025 clearly indicate that XRPL is rapidly evolving to meet the needs of modern finance, all while maintaining its public, decentralized foundation.

憑藉憑證，許可域，許可DEX和多功能令牌等企業級功能，XRPL有望成為代幣化的財務基礎架構的首選區塊鏈。 Apex 2025的對話，發射和整體能源清楚地表明，XRPL正在迅速發展以滿足現代金融的需求，同時維持其公共，分散的基礎。

Final Thoughts: Is XRPL Ready for Prime Time?

最終想法：XRPL已準備好迎接黃金時段嗎？

Apex 2025 made one thing clear: the XRP Ledger isn't just a promising technology anymore; it's a player. With stablecoins, tokenized treasuries, and growing institutional interest, XRPL is shaping up to be a major force in the future of finance. So, buckle up, because it looks like the XRPL express is leaving the station, and it's headed straight for Wall Street! Just make sure you’ve done your homework before you hop on board!

Apex 2025清楚地表明了一件事：XRP Ledger不僅僅是一項有前途的技術；這是一個球員。隨著穩定的紀念物，統治國的紀念品和日益增長的機構利益，XRPL正在塑造成為財務的主要力量。因此，搭扣，因為看起來XRPL Express正在離開車站，它直奔華爾街！只要確保您已經完成功課，然後就可以登上船！