XPFinance啟動了專門為漣漪（XRP）生態系統構建的第一個非客戶貸款和借貸平台

波紋（XRP）生態系統繼續隨著各種新的伙伴關係，ETF推測和製度需求的增長而繼續增長。但是，仍然缺少的是一種使用休眠XRP的安全且完全鏈的方式。 Xpfinance是解決方案，它通過啟動了專門為Ripple Ledger（XRPL）構建的第一個非監護貸款和借款平台。

The Ripple (XRP) ecosystem is buzzing with activity. There's plenty of news flow on new partnerships, ETF speculation, and growing demand from institutions for the token. However, what is still sorely lacking is a safe and fully on-chain way to utilize the dormant XRP.

波紋（XRP）生態系統正在嗡嗡作響。關於新的合作夥伴關係，ETF猜測以及機構對代幣的需求不斷增長的新聞流。但是，仍然缺少的是一種安全且完全鏈的方法，可以利用休眠的XRP。

Xpfinance comes as a solution by launching the first non-custodial lending and borrowing platform built specifically for the Ripple Ledger (XRPL). This compares to the many centralized “earn” platforms that control private keys, decide when users can withdraw funds, and operate without transparency.

Xpfinance是解決方案，它通過啟動了專門為Ripple Ledger（XRPL）構建的第一個非監護貸款和借款平台。這與控制私鑰的許多集中式“賺取”平台相比，確定用戶何時可以撤回資金並在沒有透明度的情況下運行。

Why DeFi On Ripple Is Still Sluggish

為什麼在漣漪上的defi仍然遲鈍

Although Ripple Ledger (XRPL) boasts of three-second finality and fees that are a fraction of a cent, many yield seekers still rely on centralized “earn” platforms to provide them a return on their cryptocurrency holdings.

儘管Ripple Ledger（XRPL）擁有三秒鐘的終結性和費用，而費用僅為百分之一，但許多尋求收益率的人仍然依靠集中的“賺錢”平台來為他們提供加密貨幣持有的回報。

These services control private keys, determine when users can withdraw funds, and often operate without transparency. This configuration has proven to be very dangerous as we've seen with cash hacks, sudden withdrawal freezes, or closure by regulators.

這些服務控制私鑰，確定用戶何時可以撤回資金，並且經常在沒有透明度的情況下運行。正如我們在現金黑客攻擊，突然的撤回凍結或監管機構關閉的情況下，這種配置已被證明非常危險。

Xpfinance addresses the problem of ownership by launching the first non-custodial lending and borrowing protocol built natively for XRPL. With full control over assets, instant settlement, micro-fees, and no geographical restrictions, Xpfinance offers a transparent and open solution for anyone with an XRPL wallet.

XPFinance通過啟動為XRPL本地構建的第一個非監護貸款和借款協議來解決所有權問題。 XPFinance完全控制了資產，即時定居，微觀費用，無地理限制，為有XRPL錢包的任何人提供了透明且開放的解決方案。

Advantages Of Xpfinance And $XPF Token

Xpfinance和$ XPF代幣的優點

Xpfinance is different in that it gives full control of the assets to the user. User funds are held in escrow and can only be withdrawn by the owner. In addition, transactions are confirmed within seconds on XRPL, so capital is never trapped. The near-zero fees also mean more yield for users to enjoy.

XPFinance不同，因為它可以完全控制資產。用戶資金在託管中持有，只能由所有者撤回。此外，交易在XRPL的幾秒鐘內得到確認，因此資本永遠不會被困。接近零的費用也意味著用戶可以享受更多的收益。

Xpfinance’s economy runs on $XPF, a utility token with a maximum amount of 200 million. This token not only supports long-term value, but also provides a reason for holders to continue holding the token. Benefits include lower borrowing costs, strength in governance, and staking rewards paid in Ripple (XRP).

XPFinance的經濟在$ XPF上運行，XPF是一種公用設施，最多2億。該代幣不僅支持長期價值，而且還為持有人繼續持有令牌提供了一個理由。福利包括較低的借貸成本，治理的實力以及在Ripple（XRP）支付的積分獎勵。

$XPF Presale And Reasons To Invest Long Term

$ XPF預售和長期投資的理由

The first opportunity to purchase $XPF will arrive on Thursday, May 8, at 16:00 UTC. A total of 30% of the total supply, or 60 million tokens, has been reserved for presale buyers. After the sale ends, $XPF will be listed on Magnetic and XP Market at a price estimated to be 30% higher than the presale price, providing an immediate benefit to early participants.

購買$ XPF的第一個機會將於5月8日（星期四）16:00 UTC到達。總供應總額的總供應商總共有30％或6000萬個令牌。銷售結束後，$ XPF將以估計比預售價格高30％的價格在磁性和XP市場上列出，從而為早期參與者帶來了直接的好處。

Reasons to hold $XPF long-term include growth in staking yield as protocol volumes increase, fixed supply combined with staking that reduces tokens from circulation, and integration with other dApps on XRPL that will drive more fees to $XPF stakers. Pioneer status also tends to attract liquidity that is difficult to recapture by later-coming competitors.

長期持有$ XPF的原因包括隨著協議量的增加，固定供應的增加，固定供應以及降低令牌的固定供應以及與XRPL上的其他DAPP集成在一起的固定供應，這將向XPF Stakers推動更多費用。先鋒地位還傾向於吸引流動性，這很難被以後的競爭者奪回。

Golden Opportunity In Ripple DeFi

Ripple Defi的黃金機會

Xpfinance offers a unique opportunity to harness the power of DeFi in the Ripple ecosystem in a safe and transparent way. By taking part in the $XPF presale, investors not only benefit financially but also contribute to the future of decentralized finance on the Ripple Ledger.

XPFinance提供了一個獨特的機會，可以安全透明的方式利用波紋生態系統中的Defi的力量。通過參加$ XPF的預售，投資者不僅在經濟上受益，而且還為波紋分類帳的分散融資的未來做出了貢獻。

Don’t miss the opportunity to be part of this revolution.

不要錯過參加這場革命的一部分的機會。