美國可能處於拋棄一分錢的邊緣

抓住您的硬幣錢包：美國可能處於拋棄一分錢的邊緣。據報導，美國財政部正在準備停止

The U.S. may be on the verge of ditching its penny.

美國可能正處於拋棄一分錢的邊緣。

According to a Thursday report from The Wall Street Journal, the Treasury Department is set to stop putting new one-cent coins into circulation by early next year.

根據《華爾街日報》的周四報告，財政部將在明年年初停止將新的單美分硬幣發行。

The Treasury reportedly made its final order of penny blanks this month, a spokesperson told the WSJ. The Mint will now only produce pennies until it runs out of blanks, which the spokesperson said will take about three to four months. The change will also mean businesses will have to round up or down prices to the nearest five cents, the spokesperson added.

一位發言人告訴WSJ，據報導，財政部本月的最終命令是本月的一分錢。現在，薄荷只會生產幾分錢，直到它用盡了空白為止，發言人說，這將花費大約三到四個月。發言人補充說，這一變化還意味著企業將不得不將價格上漲至最接近的五美分。

The Treasury and the U.S. Mint, which is responsible for making the nation’s coins, did not immediately respond to Nexstar’s requests for comment.

負責製造國家硬幣的財政部和美國造幣廠沒有立即回應Nexstar的置評請求。

The report comes months after the Department of Government Efficiency (DOGE) set its sights on the penny and President Donald Trump called on the Treasury Department to stop minting new one-cent coins, calling them “wasteful.”

該報告是在政府效率部（DOGE）將目光投向便士的幾個月後，唐納德·特朗普（Donald Trump）呼籲財政部停止鑄造新的單美分硬幣，稱其為“浪費”。

It costs roughly 3.69 cents to make one penny, according to the latest data from the U.S. Mint. Last year also marked the 19th year in a row that the penny — and the nickel — “remained above face value” when it comes to production costs.

根據美國造幣廠的最新數據，賺一分錢的成本約為3.69美分。去年還標誌著第19年，一分錢和鎳 - 在生產成本方面“保持面值高於面值”。

Earlier this month, a bipartisan bill to halt penny production was introduced by Senators Jeff Merkley (D-Ore.) and Mike Lee (R-Utah). It was one of a handful of bills that have been brought forth since Trump’s comments on the one-cent coin.

本月初，參議員傑夫·默克利（D-ore。）和邁克·李（Mike Lee）（R-utah）提出了一項對潘妮（Penny）製作的兩黨法案。自從特朗普對單美分硬幣發表評論以來，這是少數幾個法案之一。

“I’m pleased to see the Treasury Department taking a page from my ‘Make Sense, Not Cents Act,'” Sen. Lee said in a statement shared with Nexstar. “Each penny costs four cents to make, so cutting this waste will save the American taxpayer over $85 million every year.”

參議員李在與Nexstar分享的一份聲明中說：“我很高興看到財政部從我的'oke of Meathing而不是Cents Act中摘錄一頁。” “每一分錢要花4美分，因此減少這種廢物將每年為美國納稅人節省超過8500萬美元。”

Merkley did not immediately respond to Nexstar’s requests for comment regarding Thursday’s report.

默克利沒有立即回應Nexstar關於週四報告的置評請求。

The move comes as Congress is also working on legislation to regulate the Federal Reserve and oversee the national money, according to the Constitution.

根據憲法，國會也正在努力監管美聯儲並監督國家貨幣，此舉是為了進行立法。

The U.S. would not be the first country to ditch its lowest-denomination coin. (And it wouldn't even be the first time we've stopped producing a coin.)

美國將不會是第一個拋棄其最低貶值硬幣的國家。 （這甚至不是我們第一次停止生產硬幣。）

What happened when Canada ditched its penny?

加拿大拋棄一分錢時發生了什麼？

Canada said farewell to its penny in the early 2010s as the cost of making the coin had risen in recent years. At the time, however, it cost Canada 1.6 cents to produce one new penny, vastly less than what the U.S. is paying now, but enough to spur the government to do away with the coin.

加拿大在2010年代初告別了一分錢，因為近年來製作硬幣的成本已經上升。然而，當時，加拿大耗資1.6美分才能生產一分錢，比美國現在所支付的錢要少得多，但足以刺激政府消除硬幣。

The Royal Canadian Mint worked with financial institutions and charities to begin collecting the nation’s pennies, essentially putting the distribution process in reverse, Alex Reeves, then the Senior Manager of Communications for the Mint, told PBS News in 2014. Old pennies were turned in and melted down to extract their valuable metals.

加拿大皇家造幣廠與金融機構和慈善機構合作，開始收集美國的便士，從本質上講，分銷過程倒轉了，當時的薄荷通信高級經理Alex Reeves在2014年告訴PBS News。舊的便士被轉向並融化，融化以提取其有價值的金屬。

Without a one-cent coin, cash transactions had to change. Cash purchases are now rounded to the nearest nickel: For instance, a $19.82 purchase becomes $19.80 while $19.83 becomes $19.85. Payments with checks or debit or credit cards are not rounded.

如果沒有一個美分的硬幣，就不得不改變現金交易。現金購買現已四捨五入到最近的鎳：例如，$ 19.82的購買變成$ 19.80，而$ 19.83變成19.85美元。帶有支票，借記卡或信用卡的付款未舍入。

The U.S. appears likely to do the same, a Treasury spokesperson indicated to the Wall Street Journal.

美國似乎也可能這樣做。

Will pennies become valuable collector’s items?

便士會成為有價值的收藏家物品嗎？

The short answer is probably not.

簡短的答案可能不是。

Ten years after Canada stopped minting the penny, collectors said the novelty value of the coin did not skyrocket. Experts at All About Coins in Salt Lake City recently told Nexstar’s KTVX they don’t foresee a spike in the value of Abraham Lincoln’s coin, either.

收藏家說，加拿大停止鑄造一分錢的十年後，硬幣的新穎價值並沒有飆升。有關鹽湖城硬幣的專家最近告訴Nexstar的KTVX，他們也不會預見到亞伯拉罕·林肯硬幣的價值。

“I don't think that we're ever going to see a day where like a 2024 penny is going to be worth so much more,” store clerk Casey Hackford-Peer explained. “Maybe in 200, 300 years, but not in my lifetime.”

“我認為我們不會看到像2024 Penny這樣的一天，它的價值會更高，”商店店員Casey Hacky Hackford-Peer解釋說。 “也許在200，300年中，但沒有在我的一生中。”

The penny will also remain legal tender.

一分錢還將保持法定招標。

Are there consequences of ending penny production?

結束一分錢生產會產生後果嗎？

Outside of rounding cash transactions, some economists and the U.S. Mint have pointed out that there may be additional consequences of ditching the penny.

除了進行全面的現金交易之外，一些經濟學家和美國造幣廠指出，拋棄一分錢可能會帶來其他後果。

First is the practicality. While you’re likely using cash less, when you do, you expect to receive the exact change you are owed. Without pennies, it would be difficult to, say, give you change on a $19.87 purchase if you pay with a $20.

首先是實用性。雖然您可能會減少現金，但是當您這樣做時，您希望收到您所欠的確切更改。沒有便士，如果您以20美元的價格付款，就很難讓您購買19.87美元的購買。

It could also impact those who do not use credit or debit cards and instead rely on cash and coins. Doing away with a penny could even prove costly, in a sense.

它也可能影響那些不使用信用卡或借記卡的人，而是依靠現金和硬幣。從某種意義上說，取消一分錢甚至可能會證明昂貴。

In a 2022 report from the Federal Reserve, officials warned

官員在2022年美聯儲的2022年報告中警告