10 種加密貨幣：最有價值的數位貨幣指南

加密貨幣的世界很廣闊。數位貨幣有數千種，其中既有比特幣等著名的貨幣，也有鮮為人知的貨幣，每種貨幣都有獨特的功能。

Types Of Cryptocurrency

加密貨幣的類型

There are thousands of cryptocurrencies available, each with unique features. We explore some of the most valuable cryptocurrencies and explain what makes them different.

有數千種可用的加密貨幣，每種都有獨特的功能。我們探索一些最有價值的加密貨幣並解釋它們的差異。

Broadly speaking, cryptocurrencies can be categorized into three main types: coins, altcoins, and tokens.

一般來說，加密貨幣可分為三種主要類型：硬幣、山寨幣和代幣。

Coins are digital currencies with their own independent blockchain network. Bitcoin and Ethereum are prime examples. They have their own set of rules and operate independently.

硬幣是擁有自己獨立的區塊鏈網路的數位貨幣。比特幣和以太坊就是最好的例子。他們有自己的一套規則並獨立運作。

Altcoins refer to any coin other than Bitcoin. While some altcoins share similarities with Bitcoin, others can be quite different. For instance, Dogecoin has an unlimited supply of coins compared to Bitcoin’s capped amount.

山寨幣是指除比特幣之外的任何硬幣。雖然有些山寨幣與比特幣有相似之處，但其他山寨幣可能截然不同。例如，與比特幣的上限相比，狗狗幣的硬幣供應量是無限的。

Tokens, on the other hand, are digital assets built on top of existing blockchains like Ethereum. They are not native to their own blockchain and rely on the infrastructure of another cryptocurrency. Popular examples include Tether, Chainlink, Uniswap, and Polygon.

另一方面，代幣是建立在以太坊等現有區塊鏈之上的數位資產。它們不是自己的區塊鏈原生的，而是依賴另一種加密貨幣的基礎設施。流行的例子包括 Tether、Chainlink、Uniswap 和 Polygon。

Here are 10 valuable types of cryptocurrency, each serving a distinct purpose within the crypto ecosystem:

以下是 10 種有價值的加密貨幣類型，每種類型在加密生態系統中都有不同的用途：

1. Bitcoin (BTC)

1. 比特幣（BTC）

Bitcoin (BTC), the original cryptocurrency launched in 2008, remains a dominant force. It operates on its own secure blockchain, where a network of miners verifies transactions and creates new Bitcoins, capped at a total of 21 million. As of April 2024, Bitcoin holds the title for the highest market capitalization in the entire crypto market.

比特幣（BTC）是 2008 年推出的最初的加密貨幣，仍然是主導力量。它在自己的安全區塊鏈上運行，礦工網路驗證交易並創建新的比特幣，總量上限為 2,100 萬個。截至 2024 年 4 月，比特幣維持著整個加密市場市值最高的頭銜。

1.1 Bitcoin Cash (BCH)

1.1 比特幣現金（BCH）

Born from a 2017 split (hard fork) of Bitcoin, BCH tackles scalability issues by allowing more transactions through larger blocks. This aims for faster and cheaper transactions, making it suitable for everyday use. While sharing Bitcoin’s core principles, BCH operates independently and prioritizes transaction efficiency.

BCH 誕生於 2017 年比特幣的分裂（硬分叉），它透過允許透過更大的區塊進行更多交易來解決可擴展性問題。其目的是實現更快、更便宜的交易，使其適合日常使用。在共享比特幣核心原則的同時，BCH獨立運營，並優先考慮交易效率。

2. Ether (ETH)

2. 以太幣（ETH）

Powering the Ethereum blockchain, Ether (ETH) is the cryptocurrency that keeps things running. Unlike Bitcoin’s capped supply, Ether has no limit on the total amount that can exist. What sets Ethereum truly apart is its ability to execute smart contracts – self-activating programs that add a whole new layer of functionality to the blockchain.

以太坊 (ETH) 為以太坊區塊鏈提供動力，是維持事物運作的加密貨幣。與比特幣的供應上限不同，以太幣的存在總量沒有限制。以太坊真正與眾不同的是它執行智慧合約的能力——自動啟動程序，為區塊鏈添加了全新的功能層。

3. Binance Coin (BNB)

3. 幣安幣（BNB）

BNB is the native cryptocurrency of Binance, the world’s top crypto exchange. Using BNB for transactions grants users discounted fees, fueling its popularity and market cap. To maintain value stability, Binance regularly “burns” a portion of circulating BNB coins.

BNB是全球頂級加密貨幣交易所幣安的原生加密貨幣。使用 BNB 進行交易可以為用戶提供折扣費用，從而提高了其受歡迎程度和市值。為了維持價值穩定，幣安會定期「銷毀」一部分流通的 BNB 幣。

4. Tether (USDT)

4. 泰達幣（USDT）

Tether (USDT) is a stablecoin. Unlike Bitcoin’s wild price swings, Tether aims for stability by being tethered (linked) to the US dollar. In theory, each USDT is backed by one US dollar, minimizing the price fluctuations common in crypto. However, there’s an ongoing debate about whether Tether has enough real dollars in reserve to fully support all USDT in circulation.

Tether (USDT) 是一種穩定幣。與比特幣價格劇烈波動不同，Tether 的目標是透過與美元掛鉤（掛鉤）來實現穩定。理論上，每個 USDT 都由一美元支持，從而最大限度地減少了加密貨幣中常見的價格波動。然而，關於 Tether 是否有足夠的實際美元儲備來完全支持所有流通的 USDT 的爭論仍在繼續。

5. Solana (SOL)

5. 索拉納 (SUN)

SOL is the lifeblood of the Solana platform, a blockchain network boasting an impressive 50,000 transactions per second. This blazing-fast speed makes Solana a top choice for investors seeking rapid cryptocurrency trades.

SOL 是 Solana 平台的命脈，這是一個每秒處理 50,000 筆交易的區塊鏈網路。這種超快的速度使 Solana 成為尋求快速加密貨幣交易的投資者的首選。

6. XRP (XRP)

6. 瑞波幣（XRP）

Think of XRP as the SWIFT system of the crypto world. Running on the Ripple network, XRP is designed specifically for financial institutions. It acts like a bridge currency, allowing for faster and cheaper international payments compared to traditional methods. This makes XRP a valuable tool for banks looking to streamline cross-border transactions.

將 XRP 視為加密世界的 SWIFT 系統。 XRP 在 Ripple 網路上運行，專為金融機構設計。它就像一種橋樑貨幣，與傳統方法相比，可以實現更快、更便宜的國際支付。這使得 XRP 成為尋求簡化跨境交易的銀行的寶貴工具。

7. Cardano (ADA)

7.卡爾達諾（ADA）

Cardano (ADA) positions itself as a “third-generation” cryptocurrency, aiming to address the shortcomings of earlier generations. To achieve faster transaction speeds, Cardano cleverly splits its blockchain into two layers. It also utilizes native tokens to enhance the overall user experience for ADA holders. This innovative approach has many watching Cardano closely to see if it can live up to the hype.

卡爾達諾（ADA）將自己定位為「第三代」加密貨幣，旨在解決前幾代加密貨幣的缺點。為了實現更快的交易速度，卡爾達諾巧妙地將其區塊鏈分為兩層。它還利用原生代幣來增強 ADA 持有者的整體用戶體驗。這種創新方法吸引了許多人密切關注卡爾達諾，看看它是否能達到宣傳的效果。

8. USD Coin (USDC)

8. 美元幣（USDC）

Similar to Tether, USD Coin (USDC) is a stablecoin pegged to the US dollar. Unlike Tether, however, USDC prioritizes transparency with regular audits to verify its dollar reserves. This focus on transparency aims to reduce the risks associated with cryptocurrencies by ensuring users can always redeem their USDC for cash at a 1:1 ratio.

與 Tether 類似，USD Coin (USDC) 是一種與美元掛鉤的穩定幣。然而，與 Tether 不同的是，USDC 優先考慮透明度，透過定期審計來驗證其美元儲備。這種對透明度的關注旨在透過確保用戶始終能夠以 1:1 的比例將其 USDC 兌換成現金來降低與加密貨幣相關的風險。

9. Aave (AAVE)

9. 埃夫 (AAVE)

Aave steps into the world of Decentralized Finance (DeFi) offering peer-to-peer crypto lending and borrowing. Built on a proof-of-stake blockchain, Aave leverages smart contracts for secure transactions. To minimize risk, they specialize in overcollateralized loans. Here’s how it works: users deposit crypto as collateral (more than they borrow) and can then borrow a percentage of that value. This approach helps prevent loan defaults. Aave even has its own cryptocurrency, aptly named AAVE.

Aave 進入了去中心化金融 (DeFi) 領域，提供點對點加密貨幣借貸。 Aave 基於權益證明區塊鏈構建，利用智慧合約進行安全交易。為了最大限度地降低風險，他們專門從事超額抵押貸款。它的運作方式如下：使用者存入加密貨幣作為抵押品（多於借入的金額），然後可以藉入該價值的一定百分比。這種方法有助於防止貸款違約。 Aave 甚至擁有自己的加密貨幣，恰當地命名為 AAVE。

10. Avalanche (AVAX)

10.雪崩（AVAX）

AVAX is the lifeblood of the Avalanche platform, claiming the title of “fastest smart contracts platform.” This translates to speedy transactions and lower

AVAX 是 Avalanche 平台的命脈，被譽為「最快的智慧合約平台」。這意味著快速的交易和更低的成本