令牌證券，穩定幣和協同作用：紐約市數字融資的新標準

探索令牌證券和穩定幣之間的協同作用，它們對數字金融的影響以及塑造其未來的監管景觀。

The convergence of token securities and stablecoins is rapidly becoming the new standard for digital finance. With global regulators tightening their grip and corporations increasingly embracing these digital assets, let's dive into the dynamics shaping their future.

代幣證券和穩定幣的融合正迅速成為數字融資的新標準。隨著全球監管機構收緊了抓地力，公司越來越多地擁抱這些數字資產，讓我們深入研究塑造他們未來的動態。

The Perfect Synergy: Token Securities and Stablecoins

完美的協同作用：令牌證券和穩定的

Shin Bum-joon, CEO of Bicell Standard, highlighted at the Korea Capital Markets Conference 2025 that combining token securities and stablecoins is creating clear synergy, already becoming a reality worldwide. This synergy addresses the need for global investor accessibility in token securities and the requirement for stable, attractive real economy investments for stablecoins.

Bicell Standard首席執行官Shin Bum-Joon在2025年韓國資本市場會議上強調，將令牌證券和StableCoins結合起來正在造成清晰的協同作用，已經在全球範圍內成為現實。這種協同作用旨在解決令牌證券中全球投資者可訪問性的需求，以及對StableCoins穩定，有吸引力的現實經濟投資的需求。

Regulatory Landscape: A Global Perspective

監管格局：全球視角

The regulatory environment is rapidly evolving. G7 nations are actively rolling out comprehensive regulatory frameworks to mitigate systemic risks. In the United States, the "Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act" mandates that stablecoin issuers maintain 1:1 reserves of high-quality assets. Meanwhile, the European Union's Markets in Crypto-Assets Regulation (MiCA) is enforcing stricter rules, impacting non-compliant tokens.

監管環境正在迅速發展。 G7國家正在積極推出全面的監管框架，以減輕系統性風險。在美國，“為美國穩定的指導和建立國家創新（Genius）法令”，要求Stablecoin發行人維持1：1的高質量資產儲備。同時，歐盟在加密資產管理法規（MICA）中的市場正在執行更嚴格的規則，從而影響了不合規的令牌。

Corporate Adoption: Stablecoins in Action

公司採用：穩定的行動

Businesses are increasingly integrating stablecoins for B2B settlements, payroll, supply chain finance, and cross-border payments. Shopify has integrated Solana Pay to accept USDC payments with reduced fees, and IBM's World Wire platform utilizes stablecoins for international settlements. Visa has also integrated USDC for instant settlements, bypassing traditional systems.

企業越來越多地整合用於B2B定居點，工資單，供應鏈融資和跨境支付的穩定幣。 Shopify已整合Solana Pay，以減少費用的費用接受USDC付款，而IBM的World Wire Platform則利用Stablecoins用於國際定居點。 Visa還將USDC集成了即時定居點，繞過傳統系統。

Decentralized Initiatives: The Rise of pUSD

分散倡議：PUSD的興起

Amidst this evolving environment, new decentralized stablecoin initiatives are emerging. Polkadot's (DOT) proposed pUSD aims to boost its decentralized finance (DeFi) liquidity and reduce reliance on centralized stablecoins. This move signifies a critical phase of maturation and innovation for the digital asset class, offering a decentralized alternative.

在這種不斷發展的環境中，新的分散穩定計劃正在出現。 Polkadot（DOT）提出的PUSD旨在提高其分散的金融（DEFI）流動性並減少對集中式穩定的依賴。此舉表示數字資產類別的成熟和創新的關鍵階段，提供了分散的替代方案。

WConnect: Fostering Cross-Ecosystem Synergy

wconnect：促進跨生態系統協同作用

Platforms like WConnect are playing a crucial role in fostering cross-ecosystem dialogue and engagement. CoinW’s flagship initiative, WConnect, promotes collaboration through AMAs, quiz challenges, on-chain tasks, and offline events, connecting users, developers, and projects across various blockchain ecosystems.

像Wconnect這樣的平台在促進跨生態系統對話和參與度中起著至關重要的作用。 Coinw的旗艦計劃WConnect通過AMA，測驗挑戰，鏈上任務和離線事件來促進協作，將用戶，開發人員和項目連接到各種區塊鏈生態系統中。

Winners and Losers: Navigating the New Era

獲勝者和失敗者：瀏覽新時代

The evolving stablecoin landscape is creating clear winners and losers. Companies adapting to regulatory paradigms and integrating stablecoin technology effectively stand to gain, while those resistant to change may face headwinds. Circle (USDC) is positioned as a major winner due to its proactive compliance, while Tether (USDT) faces challenges due to stricter regulations.

不斷發展的Stablecoin景觀正在創造明顯的贏家和失敗者。適應監管範例和整合Stablecoin技術的公司有效地獲得了收益，而那些抵抗變化的公司可能會面臨逆風。 Circle（USDC）由於其主動合規性而被定位為主要贏家，而Tether（USDT）由於法規嚴格而面臨挑戰。

A New Dawn for Digital Currency

數字貨幣的新黎明

Stablecoins are reshaping global finance and regulatory paradigms. The increasing corporate adoption and emergence of decentralized initiatives signal a profound shift in the broader financial landscape. As stablecoins transition from speculative assets to foundational elements, they pave the way for a more efficient and inclusive financial ecosystem.

穩定的人正在重塑全球財務和監管範例。公司採用和分散倡議的出現越來越多，這表明了更廣泛的金融格局發生了深刻的轉變。作為從投機資產到基礎元素的過渡，它們為更有效和包容的金融生態系統鋪平了道路。

Final Thoughts

最後的想法

So, there you have it, folks! The world of token securities and stablecoins is buzzing with activity, and it's all happening right here in our backyard. Keep your eyes peeled and your wallets ready because the future of finance is looking pretty darn digital. Who knows? Maybe we'll all be paying for our morning coffee with stablecoins soon. Cheers to that!

所以，你有，伙計們！代幣證券和穩定的世界正在嗡嗡作響，這一切都在我們的後院發生。保持眼睛剝落和錢包準備好，因為金融的未來看起來非常數字化。誰知道？也許我們所有人都會盡快與Stablecoins付費。歡呼！