滴答！ Schwab的現貨加密交易在時鐘

查爾斯·施瓦佈公司（Charles Schwab Corporation）宣布了計劃在明年內啟動直接現貨加密貨幣交易的計劃，利用了監管轉變和客戶需求。

The Charles Schwab Corporation announced plans to launch direct spot cryptocurrency trading within the next year, capitalizing on shifting regulations and client demand. The company is also navigating macroeconomic turbulence, including uncertainty over Federal Reserve rate cuts and tariff-related market volatility.

查爾斯·施瓦佈公司（Charles Schwab Corporation）宣布了計劃在明年內啟動直接現貨加密貨幣交易的計劃，利用了變化的法規和客戶需求。該公司還正在駕駛宏觀經濟動盪，包括對降低美聯儲的不確定性和與關稅相關的市場波動。

At a recent conference, Schwab CEO Rick Wurster confirmed the firm aims to offer direct spot crypto services pending regulatory clarity, building on existing crypto-linked ETF and futures offerings. The move follows a 400% surge in traffic to its crypto resources, with 70% of visitors being prospective clients.

在最近的一次會議上，Schwab首席執行官Rick Wurster確認該公司的目標是提供直接現場的加密服務等待監管清晰度，並建立在現有的加密貨幣ETF和期貨產品的基礎上。此舉是在其加密資源的流量激增400％之後，有70％的訪客是潛在客戶。

“We’re seeing robust engagement with the existing crypto ETFs that can be bought in the marketplace, the closed-end funds that we make available on our platform and bitcoin futures, which are also available on our platform,” Wurster said.

沃斯特說：“我們看到與現有的加密ETF的互動良好，可以在市場上購買，這是我們在平台上提供的封閉式資金和比特幣期貨，這也可以在我們的平台上使用。”

The Schwab CEO added: “We’ve seen that in the level of new account growth and the level of engagement in our crypto site where we saw a 400% increase in traffic to it recently, 70% of whom were prospects and what that — were not clients.”

Schwab首席執行官補充說：“我們已經看到，在新帳戶增長的水平和加密網站的參與水平下，我們看到最近的交通增加了400％，其中70％是前景，這不是客戶。”

The first quarter saw record engagement, including two all-time high trading days in April. One peak coincided with U.S. President Trump pausing tariffs, driving 14 million trades in a single day. Wurster noted clients sought Schwab’s “safe port” amid market swings, with retail account openings doubling and cash reserves rising despite tax-season outflows.

第一季度參與了創紀錄的參與度，其中包括四月的兩個歷史悠久的交易日。一個高峰與美國總統特朗普暫停關稅，一天內駕駛1400萬筆交易。沃斯特（Wurster）指出，客戶在市場波動中尋求施瓦布（Schwab）的“安全港口”，儘管零售帳戶開放量增加了一倍，儘管稅收季節流出了。

CFO Mike Verdeschi addressed macroeconomic headwinds, including expectations for up to four Fed rate cuts in 2025, which could pressure net interest margins. However, strong cash inflows and reduced high-cost debt bolstered Q1 revenue, which jumped 18% year-over-year to $5.6 billion.

CFO Mike Verdeschi解決了宏觀經濟的逆風，包括對2025年最多四個美聯儲降低稅率的期望，這可能會迫使淨利率向淨利潤率施加壓力。但是，強勁的現金流入和降低的高成本債務增強了第1季度收入，同比增長18％，達到56億美元。

Core net new assets surged 44% to $138 billion, driven by post-merger integration of TD Ameritrade clients. Legacy Ameritrade users now contribute half the growth rate of Schwab’s traditional clients, with satisfaction scores climbing as they adopt Schwab’s platforms.

由TD Ameritrade客戶的合併後整合驅動的核心淨新資產飆升了44％，至1380億美元。 Legacy Ameritrade用戶現在貢獻了Schwab傳統客戶的增長率的一半，在採用Schwab的平台時，滿意度得分攀升。

Looking ahead, Schwab remains focused on balancing growth investments—including 16 new branches and artificial intelligence (AI) tools—with efficiency gains. Wurster expressed confidence in navigating “market ups and downs,” highlighting client trust and diversified revenue streams as key.

展望未來，Schwab仍然專注於平衡增長投資，包括16個新的分支機構和人工智能（AI）工具，並提高了效率。沃斯特（Wurster）表示對“市場起伏”的導航信心，強調客戶信任和多元化的收入來源是關鍵。