瑞士央行行長對比特幣作為貨幣儲備表示懷疑

瑞士國家銀行 (SNB) 主席 Thomas Jordan 對將比特幣納入銀行貨幣儲備表示懷疑，因為擔心其工作量證明模式帶來的流動性、永續性和環境影響。

Swiss National Bank Chair Expresses Bitcoin Doubts Amid Reserve Review

瑞士央行主席在儲備審查中表達對比特幣的懷疑

In a bombshell revelation, Swiss National Bank (SNB) Chairman Thomas Jordan has disclosed his misgivings about Bitcoin as a potential component of the bank's currency reserves, casting a pall over the cryptocurrency's prospects in mainstream financial circles.

瑞士國家銀行（SNB）主席托馬斯·喬丹（Thomas Jordan）披露了他對比特幣作為該銀行貨幣儲備的潛在組成部分的疑慮，這給主流金融界的加密貨幣前景蒙上了一層重磅炸彈。

Jordan's skepticism stems from fundamental concerns about Bitcoin's liquidity, sustainability, and environmental impact. He asserts that these inherent weaknesses render Bitcoin an excessively risky investment for the SNB, an institution tasked with safeguarding the Swiss franc's stability and facilitating international monetary transactions.

喬丹的懷疑源於對比特幣流動性、永續性和環境影響的根本擔憂。他聲稱，這些固有的弱點使得比特幣對瑞士央行來說是一種風險過高的投資，瑞士央行的任務是維護瑞士法郎的穩定並促進國際貨幣交易。

"The liquidity concerns surrounding Bitcoin are不容忽视," Jordan emphasized. "Its limited supply and volatile nature pose challenges for central banks seeking to maintain orderly markets and ensure the smooth functioning of our monetary system."

喬丹強調：“圍繞比特幣的流動性擔憂不容忽視。” “其有限的供應和不穩定的性質給尋求維持有序市場並確保我們貨幣體系平穩運行的央行帶來了挑戰。”

Furthermore, Jordan highlighted the sustainability issues associated with Bitcoin's energy-intensive Proof-of-Work mining process. "The environmental impact of Bitcoin mining is a growing concern, and central banks have a responsibility to promote sustainable practices," he stated. "The high energy consumption of Bitcoin is incompatible with our commitment to responsible investment."

此外，喬丹還強調了與比特幣能源密集型工作量證明挖礦過程相關的永續性問題。他表示：“比特幣挖礦對環境的影響日益受到關注，央行有責任促進永續實踐。” “比特幣的高能耗與我們負責任投資的承諾不相容。”

Jordan's remarks reflect the SNB's conservative approach to financial management and its unwavering focus on maintaining the stability of the Swiss franc. He emphasized that the central bank's reserves must be readily convertible into other currencies and meet the highest standards of operational soundness.

喬丹的言論反映了瑞士央行保守的財務管理態度及其對維持瑞郎穩定的堅定不移的關注。他強調，央行的儲備必須能夠隨時兌換成其他貨幣，並符合營運穩健性的最高標準。

"Our reserves play a crucial role in international settlements, and they must be highly liquid and secure," Jordan explained. "Bitcoin, with its limited liquidity and potential volatility, does not meet these requirements."

「我們的儲備在國際結算中發揮著至關重要的作用，它們必須具有高度流動性和安全性，」喬丹解釋道。 “比特幣因其有限的流動性和潛在的波動性，不符合這些要求。”

Despite Jordan's reservations, a growing chorus of voices within Switzerland is advocating for the inclusion of Bitcoin in the SNB's reserves. Led by constitutional amendment proponent Yves Bennaïm, these advocates argue that Bitcoin offers the potential for higher returns and diversification benefits. Luzius Meisser, another campaigner, contends that the SNB's current investment portfolio is inadequate and that Bitcoin could enhance its yield.

儘管約旦持保留態度，但瑞士國內越來越多的人呼籲將比特幣納入瑞士央行的儲備。在憲法修正案支持者伊夫·本納伊姆 (Yves Bennaïm) 的領導下，這些倡導者認為比特幣提供了更高回報和多元化收益的潛力。另一位活動人士 Luzius Meisser 認為，瑞士央行目前的投資組合不足，比特幣可以提高其殖利率。

The debate over Bitcoin's suitability as a reserve asset is likely to continue, with proponents citing its potential for appreciation and diversification, while opponents raise concerns about its liquidity, sustainability, and regulatory uncertainty. However, at present, Jordan's doubts appear to have cast a shadow over the possibility of Bitcoin becoming a cornerstone of the SNB's currency reserves.

關於比特幣是否適合作為儲備資產的爭論可能會繼續下去，支持者指出其升值和多元化的潛力，而反對者則對其流動性、可持續性和監管不確定性表示擔憂。然而，目前喬丹的疑慮似乎為比特幣成為瑞士央行貨幣儲備基石的可能性蒙上了陰影。

The SNB's review of its currency reserves is ongoing, and the final decision on whether to include Bitcoin or any other cryptocurrency will depend on a careful assessment of the risks and benefits involved. For now, Jordan's skepticism has sent a clear message that the SNB is not yet convinced of Bitcoin's suitability as a reserve asset.

瑞士央行對其貨幣儲備的審查正在進行中，是否納入比特幣或任何其他加密貨幣的最終決定將取決於對所涉及的風險和收益的仔細評估。目前，約旦的懷疑態度發出了一個明確的訊息，即瑞士央行尚未確信比特幣是否適合作為儲備資產。