Swift，以太坊和Stablecoins：全球金融的新時代？

斯威夫特（Swift）融合以太坊和穩定幣，這表明了全球金融的重大轉變，有望更快，更便宜，更透明的交易。這是付款的未來嗎？

Yo, check it. SWIFT, Ethereum, and stablecoins are making moves that could change how the world handles its money. It's a wild ride, so buckle up.

喲，檢查一下。斯威夫特，以太坊和穩定幣正在採取行動，可以改變世界如何處理自己的錢。這是一次瘋狂的旅程，所以扣緊了。

SWIFT's Bold Leap into Blockchain

斯威夫特大膽地跳入區塊鏈

The old guard, SWIFT, ain't sitting still. They're testing on-chain payments and messaging using Ethereum's Layer 2 network, Linea. Word on the street is they're even playing around with a stablecoin-like token for settlements. This ain't just talk; BNP Paribas and BNY Mellon are in the mix. It's a big deal 'cause SWIFT connects over 11,000 financial institutions. They're not just sending messages anymore; they're looking at direct value transfer, cutting out the middleman. Major key!

老警衛，斯威夫特，不會靜止。他們使用以太坊的第2層網絡Linea測試鏈付款和消息傳遞。街上的消息是，他們甚至還在玩一個類似於穩定的定位幣進行定居點。這不僅僅是說話； BNP Paribas和BNY Mellon都在混合中。這是一件大事，因為Swift連接了11,000多個金融機構。他們不再只是發送消息；他們正在尋找直接價值轉移，削減了中間人。主要鑰匙！

Why Ethereum and Linea?

為什麼要以太坊和線蟲？

Linea's zk-rollup tech is the secret sauce. It keeps transactions cheap and fast while keeping Ethereum's security tight. Plus, it's got data privacy locked down, which banks dig 'cause of compliance headaches. It's like having your cake and eating it too.

Linea的ZK滾動技術是秘密調味料。它可以使交易保持便宜，同時保持以太坊的安全性緊密。另外，它鎖定了數據隱私，該隱私是挖掘出合規性頭痛的原因。這就像吃蛋糕也吃了。

Stablecoins: The New Hotness

Stablecoins：新的熱度

Stablecoins are blowing up, hitting over $230 billion. USDT and USDC are leading the pack, settling transactions instantly for peanuts compared to SWIFT or wire transfers. Even big tech like Apple, Airbnb, and Google are eyeing stablecoin integration. Google's even building AI payment frameworks with Coinbase and the Ethereum Foundation. Talk about mainstream!

Stablecoins正在爆炸，達到超過2,300億美元。 USDT和USDC正在領導該包，與Swift或Tire Transfers相比，花生立即定居。甚至像Apple，Airbnb和Google這樣的大型技術也在關注Stablecoin集成。 Google甚至使用Coinbase和以太坊基金會建立了AI支付框架。談論主流！

The Big Picture

大局

Here's my take: SWIFT's play with Ethereum and stablecoins ain't just a tech upgrade; it's a survival move. They gotta stay relevant in a world that's moving faster than a New York minute. By embracing blockchain, they're not just improving payments; they're positioning themselves for the future. And for Ethereum, it's like getting the ultimate co-sign from the financial establishment.

這是我的看法：Swift與以太坊和Stablecoins的戲劇不僅僅是技術升級；這是一個生存舉動。他們必須在一個比紐約分鐘快的世界中保持相關性。通過擁抱區塊鏈，它們不僅提高了付款；他們為未來定位。對於以太坊而言，這就像從金融機構獲得最終的共同簽名一樣。

Winners and Losers

獲勝者和失敗者

BNP Paribas and BNY Mellon are set to gain invaluable experience in shaping the future standards and infrastructure of blockchain-based cross-border payments. Consensys, the developer of Linea, is an immediate and clear winner. This collaboration with SWIFT and major global banks offers immense validation for Consensys' technology and expertise in institutional-grade blockchain solutions.

BNP Paribas和BNY Mellon將在塑造基於區塊鏈的跨境支付的未來標準和基礎設施方面獲得寶貴的經驗。 Linea的開發商Consensys是一位直接而明顯的贏家。與Swift和主要全球銀行的合作為Consensys的技術和機構級區塊鏈解決方案的專業知識提供了巨大的驗證。

Ripple (XRP) faces a direct challenge. Ripple has long marketed its blockchain-based solutions as a faster and more cost-effective alternative to SWIFT's traditional messaging system.

Ripple（XRP）面臨直接挑戰。 Ripple長期以來一直將基於區塊鏈的解決方案銷售，作為Swift傳統消息傳遞系統的更快，更具成本效益的替代方案。

The Road Ahead

前面的道路

Expect more trials, more integrations, and a whole lot of regulatory chatter. SWIFT's transition to the ISO 20022 MX format by November 2025 will natively support blockchain-specific features, which will be huge for adoption. Keep an eye on how financial institutions innovate and integrate blockchain tech to stay competitive.

期望更多的試驗，更多的集成和大量的監管聊天。斯威夫特（Swift）在2025年11月之前向ISO 20022 MX格式的過渡將在本質上支持特定區塊鏈特定的功能，這將是巨大的採用。請密切關注金融機構如何創新並整合區塊鏈技術以保持競爭力。

Final Thoughts

最後的想法

SWIFT's Ethereum stablecoin test on Linea isn't just a headline; it's a game-changer. It signals a new dawn for global finance, where digital assets and traditional systems can play nice. So, grab your popcorn and watch the show. It's gonna be epic!

Swift在Linea上的以太坊穩定測試不僅是標題。這是一個改變遊戲規則的人。它標誌著全球金融的新曙光，數字資產和傳統系統可以發揮出色。因此，抓住您的爆米花並觀看節目。這將是史詩般的！