SWIFT 的 CBDC 沙箱蓬勃發展，連接器展現跨境前景

SWIFT 成功對其央行數位貨幣 (CBDC) 互連解決方案連接器進行了第二階段的沙箱測試。包括主要銀行和中央銀行在內的超過125 名參與者進行了750 多項模擬交易，展示了複雜的用例，例如具有即時結算的數位交易、連接原子交付與支付的代幣化平台以及與金融基礎設施公司的合作。 SWIFT 計畫推進連接器的測試版，專注於實施智慧合約和跨網路的安全令牌傳輸。

Has SWIFT's CBDC Sandbox Achieved Its Mandate?

SWIFT 的 CBDC 沙箱完成了它的任務嗎？

In the whirlwind of digital innovation, the Society for Worldwide Interbank Financial Telecommunication (SWIFT) has released a resounding "yes" to this question. The second phase of their CBDC sandbox testing, dubbed "the connector," has yielded promising results.

在數位創新的旋風中，環球銀行金融電信協會（SWIFT）對這個問題給出了響亮的「是」。他們的 CBDC 沙箱測試的第二階段被稱為“連接器”，已經取得了有希望的結果。

What's the Connector All About?

連接器是什麼？

The connector, in its essence, is a digital interlinking solution for central bank digital currencies (CBDCs). Its goal? To facilitate seamless cross-border CBDC transactions. And it's not just a pipe dream; the testing results speak volumes.

該連接器本質上是央行數位貨幣（CBDC）的數位互聯解決方案。它的目標是什麼？促進無縫跨境 CBDC 交易。這不僅僅是一個白日夢；測試結果很能說明問題。

What Did the Testing Entail?

測試涉及什麼？

The sandbox experiments were nothing short of a tech-fest. Participants (125 in total!) engaged in over 750 simulated transactions. They explored the practical applications of the connector, including:

沙盒實驗簡直就是一場技術盛宴。參與者（總共 125 名！）參與了超過 750 筆模擬交易。他們探索了連接器的實際應用，包括：

• Digital trading with lightning-fast settlement using smart contracts
• Tokenization platforms that enabled atomic delivery versus payment
• Collaboration with fintech heavyweights to ensure smooth integration

Who's on the Connector Express?

使用智能合約進行快速結算的數位交易支援原子交付與支付的代幣化平台與金融科技巨頭合作以確保順利整合誰在使用 Connector Express？

The sandbox testing attracted a who's who of the financial world. Joining SWIFT were:

沙盒測試吸引了金融界的名人。加入 SWIFT 的有：

• Banking giants like ANZ, Citibank, and HSBC
• Depository institutions such as DTCC
• Central banks representing various corners of the globe

What's Next for the Connector?

ANZ、花旗銀行和匯豐銀行等銀行巨頭 DTCC 等存款機構代表全球各個角落的中央銀行 連接器的下一步是什麼？

SWIFT isn't resting on its laurels. The organization plans to:

SWIFT 並未滿足於現狀。該組織計劃：

• Roll out a beta version of the connector, focusing on smart contract interoperability
• Develop secure token transfer mechanisms across networks
• Ensure data harmonization and programmability of tokens

Why Is This Important?

推出連接器的測試版，重點關注智慧合約互通性開發跨網路的安全令牌傳輸機制確保令牌的資料協調和可編程性為什麼這很重要？

SWIFT's CBDC connector has the potential to revolutionize cross-border payments. By bridging the gap between different CBDC networks, it could reduce transaction costs, speed up settlement times, and mitigate currency volatility. In short, it could make international commerce a whole lot easier.

SWIFT 的 CBDC 連接器有可能徹底改變跨境支付。透過彌合不同 CBDC 網路之間的差距，它可以降低交易成本，加快結算時間並減輕貨幣波動。簡而言之，它可以使國際貿易變得更加容易。

The Bigger Picture: Exploring Digital Currency Pathways

更大的圖景：探索數位貨幣路徑

While the connector is a significant milestone, SWIFT is not limiting its exploration to CBDCs. The organization is also experimenting with:

雖然該連接器是一個重要的里程碑，但 SWIFT 並未將其探索僅限於 CBDC。該組織還在嘗試：

• Unified ledger models for settlement
• Leveraging existing technologies, including their own infrastructure

In Conclusion

用於結算的統一帳本模型利用現有技術，包括他們自己的基礎設施總結

SWIFT's commitment to innovation in digital finance is evident. The CBDC sandbox testing is just one example of how the organization is pushing the boundaries of what's possible. If the connector is successfully implemented, it could pave the way for seamless cross-border CBDC transactions, opening up a world of possibilities for international commerce.

SWIFT 對數位金融創新的承諾是顯而易見的。 CBDC 沙盒測試只是該組織如何突破可能界限的例子之一。如果該連接器成功實施，它將為無縫跨境 CBDC 交易鋪平道路，為國際商務開闢一個充滿可能性的世界。