支持房地產市場：雄心勃勃的措施

弗朗索瓦·貝魯在總體政策演講中公佈了一系列戰略措施，以重振失去動力的房地產市場。

For two years now, the French real estate market has indeed been going through a deep crisis, fueled by soaring prices and difficulty accessing credit. In response to this critical situation, François Bayrou, the Prime Minister, presented on Wednesday, March 15, a set of measures aimed at revitalizing this capital sector for the national economy. Focused on tax incentives, enhanced support for construction, and regulatory adjustments, these proposals seek to address current challenges while considering social and environmental stakes. While these initiatives spark hope for a rebound, they also raise numerous questions regarding their effectiveness and implementation.

兩年來，法國房地產市場確實經歷了嚴重的危機，原因是價格飆升和信貸困難。針對這一嚴峻形勢，總理弗朗索瓦·貝魯於 3 月 15 日星期三提出了一系列旨在振興國民經濟資本部門的措施。這些提案的重點是稅收激勵、加強對建設的支持和監管調整，力求在考慮社會和環境風險的同時解決當前的挑戰。雖然這些舉措引發了反彈的希望，但它們也引發了許多有關其有效性和實施的問題。

Supporting Real Estate : Ambitious Measures

支持房地產：雄心勃勃的措施

In his general policy speech, François Bayrou unveiled a series of strategic measures to revive a real estate market losing momentum. Among these, the creation of 15,000 student housing units per year over a period of three years stands out as a direct response to the critical housing shortage. The Prime Minister emphasized the importance of this initiative, asserting that it aims to “restore confidence to young generations and ease the pressure on university towns.”

弗朗索瓦·貝魯在總體政策演講中公佈了一系列戰略措施，以重振失去動力的房地產市場。其中，在三年內每年建造 15,000 個學生住房單位是對住房嚴重短缺的直接應對措施。總理強調了這項舉措的重要性，聲稱其目的是「恢復年輕一代的信心，緩解大學城的壓力」。

To enhance accessibility to property, the government also announced the expansion of the Zero-Interest Loan (PTZ). This adjustment aims to integrate more first-time buyers, with particular attention to often neglected rural areas. In addition, a financial incentive will be offered to mayors to promote “gentle densification” of regions. This approach seeks to meet the growing housing needs while also limiting the negative effects of urban sprawl, in an effort to reconcile urban planning and environmental sustainability. Thus, these measures reflect a strong willingness to revitalize a sector in crisis, addressing social and territorial issues.

為了提高購買房產的便利性，政府也宣布擴大零息貸款（PTZ）範圍。這項調整旨在融入更多首次購屋者，特別關注經常被忽視的農村地區。此外，還將向市長提供財政激勵，以促進地區的「溫和緻密化」。這種方法旨在滿足日益增長的住房需求，同時限制城市擴張的負面影響，並努力協調城市規劃和環境永續性。因此，這些措施反映出振興陷入危機的部門、解決社會和領土問題的強烈意願。

Uncertainties and Challenges Ahead

未來的不確定性與挑戰

In addition to the measures aimed at reviving the real estate market, François Bayrou also mentioned a possible increase in notary fees. This proposal, immediately criticized by industry professionals, is viewed as a potential hindrance to transactions. According to a spokesperson for the National Real Estate Federation, “this is a contradictory decision to the stated goal of revitalizing the market.” In a context where interest rates keep climbing, this measure risks exacerbating access difficulties for many families.

除了旨在重振房地產市場的措施外，弗朗索瓦·貝魯還提到可能增加公證費。這項提議立即遭到業界專業人士的批評，被視為對交易的潛在障礙。全國房地產聯合會發言人表示，“這與振興市場的既定目標是矛盾的。”在利率不斷攀升的背景下，這項措施可能會加劇許多家庭的貸款困難。

Conversely, the exemption from inheritance tax on new housing could constitute an important lever to stimulate constructions. This initiative aims to boost demand in a critical segment of the market, providing opportunities for first-time buyers. However, its effectiveness will heavily depend on the efforts made by local authorities to adapt the infrastructure and meet the needs generated by the increase in constructions. In this context, the balance between market support and operational feasibility remains a major challenge that will require close coordination between public and private stakeholders.

相反，免除新住房遺產稅可能成為刺激建設的重要槓桿。此措施旨在刺激市場關鍵部分的需求，為首次購屋者提供機會。然而，其有效性將在很大程度上取決於地方當局為調整基礎設施和滿足建設增加所產生的需求所做的努力。在此背景下，市場支援和營運可行性之間的平衡仍然是一個重大挑戰，需要公共和私人利害關係人之間的密切協調。

These measures raise questions regarding their budgetary feasibility and their ability to transform territorial dynamics sustainably. While they hold the hope of a revival, their effectiveness will depend on rigorous implementation and close consultation with local stakeholders. In a market weakened by structural imbalances, these initiatives represent a promising starting point. However, they must be accompanied by a long-term vision to fully meet the expectations of families and industry professionals.

這些措施引發了有關其預算可行性及其可持續改變領土動態的能力的問題。儘管他們抱持著復興的希望，但其有效性將取決於嚴格的實施以及與當地利害關係人的密切協商。在因結構性失衡而削弱的市場中，這些舉措代表了一個充滿希望的起點。然而，它們必須伴隨著長遠的眼光，以充分滿足家庭和行業專業人士的期望。

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