Stripe用新產品進入Stablecoin市場

在該行業持續增長的情況下，全球支付基礎設施的領導者正在進入Stablecoin市場。

Stripe, a global leader in payment infrastructure, is venturing into the stablecoin market amid the sector’s continued growth and pending U.S. regulations.

Stripe是支付基礎設施的全球領導者，在該行業的持續增長和審理美國法規的情況下，正在進入Stablecoin市場。

Confirming rumors and setting the stage for a major expansion, Stripe CEO Patrick Collison said on April 25 that the company is developing a stablecoin product.

Stripe首席執行官Patrick Collison在4月25日表示，該公司正在開發Stablecoin產品，這證實了謠言並為重大擴張奠定了基礎。

Stripe Is Launching a Stablecoin Product

Stripe正在推出Stablecoin產品

The company has been planning this move for nearly a decade, but only now has found the right time and conditions to launch it, Collison noted.

Collison指出，該公司一直在計劃這一舉動，但直到現在才發現了適當的時間和條件來啟動它。

The company is yet to share in-depth details about its plans or the specific stablecoin it will use for its product. But the initial rollout is expected to target businesses outside the United States, the European Union, and the United Kingdom.

該公司尚未分享有關其計劃或將用於其產品的特定Stablecoin的深入詳細信息。但是，預計最初的推出將針對美國以外的企業，歐盟和英國。

"We've wanted to build this product for around a decade, and it's now happening," said Collison.

科利森說：“我們想建造該產品已有十年了，現在正在發生。”

Stripe's venture into stablecoins comes shortly after its February $1.1 billion acquisition of Bridge, a company specializing in stablecoin infrastructure. Bridge's technology is expected to form the foundation for Stripe's upcoming digital currency initiatives.

Stripe涉足Stablecoins的冒險是在2月份收購Bridge的2月份收購後不久，這是一家專門從事Stablecoin基礎設施的公司。預計Bridge的技術將構成Stripe即將舉行的數字貨幣計劃的基礎。

The confirmation follows months of speculation about Stripe's interest in blockchain technologies.

該確認是在數月對Stripe對區塊鏈技術興趣的猜測之後的。

Stripe, which handles transactions across more than 135 currencies and supports billions of dollars in global commerce yearly, sees stablecoins as a natural extension of its existing services.

Stripe處理了135多種貨幣的交易並每年為全球商業提供支持數十億美元，因此將Stablecoins視為其現有服務的自然擴展。

Adding a stablecoin product could offer businesses faster, cheaper, and more efficient ways to handle cross-border transactions, catering to a pressing need in today's interconnected economy.

添加Stablecoin產品可以為處理跨境交易的速度更快，更便宜，更有效的方法，從而滿足當今相互聯繫的緊迫需求。

The payment giant's move comes as other major fintech companies are also exploring stablecoins. Major traditional financial institutions like PayPal are already interacting with the sector, further highlighting its growing momentum.

付款巨頭的舉動是因為其他主要的金融科技公司也在探索穩定的公司。 PayPal等主要的傳統金融機構已經與該行業互動，進一步強調了其不斷增長的勢頭。

Today, the stablecoin market is mainly dominated by major players like Tether (CRYPTO:USDT) and Circle (CRYPTO:USDC).

如今，Stablecoin市場主要由Tether（Crypto：USDT）和Circle（Crypto：USDC）等主要參與者主導。

However, industry analysts, including those at Standard Chartered, believe stablecoin circulation could surge past $2 trillion by 2028, driven by increased regulatory clarity and adoption.

但是，包括標準特許的行業分析師認為，在監管清晰度和採用率提高的推動下，到2028年，Stablecoin流通可能會超過2萬億美元。

In Washington, lawmakers are making progress on legislation to provide oversight and structure to the stablecoin industry.

在華盛頓，立法者正在立法取得進展，以為Stablecoin行業提供監督和結構。

Two key bills — the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act and the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act — propose stronger liquidity requirements, anti-money laundering standards, and attestations to ensure the dollar peg of stablecoins.

兩項關鍵賬單 - 對更好的分類帳經濟（穩定）法案的穩定透明度和問責制，以及為美國穩定者（GENIUS）法案的指導和建立國家創新 - 提出了更強大的流動性要求，反貨幣洗滌標準，並證明了確保穩定的美元peg peg of stablecoins。

These efforts aim to foster greater trust in U.S.-issued stablecoins and preserve the dollar's dominance in global finance.

這些努力旨在促進對美國發行的穩定幣的更大信任，並保留美元在全球金融中的統治地位。