穩定幣人氣飆升，在市場波動中釋放實用性

儘管擁有大量活躍地址，但 TRON 和 BSC 在傳輸量方面落後於以太坊和 Solana。穩定幣的持股激增，今年持有穩定幣的地址增加了 15%，達到超過 9,360 萬個。 Tether (USDT) 在穩定幣市場佔據主導地位，約 80% 的穩定幣地址持有該幣，其次是 USDC 和 BUSD。

Stablecoins: A Surge in Popularity and Utility amid Market Volatility

穩定幣：在市場波動中人氣和實用性激增

Amidst the ebbs and flows of the cryptocurrency market, stablecoins have emerged as a beacon of stability, gaining widespread adoption and unlocking a myriad of use cases. According to data from rwa.xyz, the number of addresses holding stablecoins has skyrocketed by 15% this year, reaching a record high of over 93.6 million. This surge in popularity underscores the growing demand for assets that offer price stability and versatility in the face of market fluctuations.

在加密貨幣市場的潮起潮落中，穩定幣已成為穩定的燈塔，獲得了廣泛的採用並釋放了無數的用例。 rwa.xyz的數據顯示，今年持有穩定幣的地址數量激增15%，達到超過9,360萬的歷史新高。受歡迎程度的飆升突顯了對在市場波動時提供價格穩定性和多功能性的資產的需求不斷增長。

Tether (USDT) reigns supreme as the undisputed leader in the stablecoin landscape, boasting a staggering 80% share of all stablecoin addresses. Its dominance is further solidified by its massive market capitalization of $114.07 billion, surpassing the combined market value of all other stablecoins. USDC and BUSD trail closely behind USDT, reflecting their growing prominence within the cryptocurrency ecosystem.

Tether (USDT) 是穩定幣領域無可爭議的領導者，在所有穩定幣地址中佔有令人震驚的 80% 份額。 1140.7億美元的巨額市值進一步鞏固了其主導地位，超過了所有其他穩定幣的總市值。 USDC 和 BUSD 緊隨 USDT 之後，反映出它們在加密貨幣生態系統中日益突出的地位。

The surge in stablecoin adoption is not limited to the number of addresses holding these assets; the number of active addresses transferring stablecoins has also witnessed a remarkable increase. March 2023 alone saw a record-breaking 26 million active addresses, indicating significant participation from retail investors. Transactions primarily occurred on TRON and Binance Smart Chain (BSC), which have emerged as popular platforms for stablecoin transfers.

穩定幣採用的激增不僅限於持有這些資產的地址數量；轉移穩定幣的活躍地址數量也顯著成長。光是 2023 年 3 月，活躍地址就突破了創紀錄的 2,600 萬個，顯示散戶投資者的大量參與。交易主要發生在 TRON 和幣安智能鏈（BSC）上，它們已成為流行的穩定幣轉帳平台。

Despite their dominance in active address counts, TRON and BSC lag behind Ethereum and Solana in terms of transfer volumes. This disparity highlights the growing importance of Ethereum and Solana as hubs for decentralized finance (DeFi) activities, where stablecoins play a crucial role as a medium of exchange and a store of value.

儘管 TRON 和 BSC 在活躍地址數量方面佔據主導地位，但在傳輸量方面落後於以太坊和 Solana。這種差異凸顯了以太坊和 Solana 作為去中心化金融 (DeFi) 活動中心的重要性與日俱增，其中穩定幣作為交換媒介和價值儲存手段發揮著至關重要的作用。

The rising popularity of stablecoins can be attributed to several factors. One key driver is the increased investor appetite for assets that offer stability during periods of market volatility. The aggressive interest rate hikes implemented by the Federal Reserve in 2022 have further fueled this demand.

穩定幣的日益普及可歸因於幾個因素。一個關鍵驅動因素是投資者對在市場波動期間提供穩定性的資產的興趣增加。聯準會2022年實施的激進升息進一步刺激了這項需求。

Moreover, a report by the Federal Reserve in 2022 identified expanding use cases for stablecoins, including cross-border payments, internal fund transfers, and liquidity management within firms. The versatility of stablecoins makes them suitable for a wide range of applications, depending on their geographical location.

此外，聯準會 2022 年的一份報告指出了穩定幣不斷擴大的用例，包括跨境支付、內部資金轉移和公司內部流動性管理。穩定幣的多功能性使其適合廣泛的應用，具體取決於其地理位置。

In countries like Zimbabwe, where inflation is rampant, stablecoins are increasingly being used for payments, remittances, and as a store of value. In more stable economies, stablecoins facilitate crypto purchases and serve as a bridge between traditional and decentralized financial systems.

在津巴布韋等通貨膨脹嚴重的國家，穩定幣越來越多地被用於支付、匯款和作為價值儲存手段。在更穩定的經濟體中，穩定幣促進加密貨幣購買，並作為傳統和去中心化金融系統之間的橋樑。

The regulatory landscape for stablecoins is also evolving. Rating agency S&P predicts that greater clarity in regulations will encourage banks to adopt stablecoins. In the United States, Senators Cynthia Lummis and Kirsten Gillibrand have introduced a comprehensive bill aimed at regulating stablecoins. These developments suggest that stablecoins are poised for continued growth and adoption in the years to come.

穩定幣的監管環境也在不斷變化。評等機構標準普爾預測，監管更明確將鼓勵銀行採用穩定幣。在美國，參議員辛西婭·盧米斯 (Cynthia Lummis) 和克爾斯滕·吉利布蘭德 (Kirsten Gillibrand) 提出了一項旨在監管穩定幣的綜合法案。這些發展表明，穩定幣有望在未來幾年持續成長和採用。

Conclusion

結論

The surge in stablecoin popularity and use cases is a testament to their growing significance in the cryptocurrency ecosystem. As stablecoins continue to mature and regulations evolve, they are expected to play an increasingly vital role in bridging the gap between traditional finance and the decentralized world. Their stability, versatility, and accessibility make them indispensable tools for investors, businesses, and individuals alike. The future of stablecoins is bright, and their adoption will likely continue to accelerate in the years to come.

穩定幣的受歡迎程度和用例的激增證明了它們在加密貨幣生態系統中的重要性日益增強。隨著穩定幣的不斷成熟和監管的發展，它們預計將在彌合傳統金融和去中心化世界之間的差距方面發揮越來越重要的作用。它們的穩定性、多功能性和可訪問性使其成為投資者、企業和個人不可或缺的工具。穩定幣的未來是光明的，並且它們的採用可能會在未來幾年繼續加速。