Stablecoins不再僅適用於加密交易者。花旗說，到2030年，他們可能會達到3.7噸的市場。

Stablecoins不再僅適用於加密交易者。全球銀行巨型花旗的新報告顯示，到2030年，Stablecoins的市值可能達到3.7萬億美元

Stablecoins are quickly becoming a key player in the future of finance. A new report by global banking giant Citi dives into the potential of stablecoins, suggesting they could reach a staggering market cap of $3.7 trillion by 2030.

Stablecoins迅速成為財務未來的關鍵參與者。全球銀行巨頭花旗的一份新報告介紹了Stablecoins的潛力，這表明到2030年，它們可能達到3.7萬億美元的驚人市值。

The report, titled "Citi Future of Finance: Stablecoin Universe," also takes a look at the role of stablecoins in institutional finance and what new use cases could propel adoption to new highs.

該報告的標題為“花旗未來的財務：Stablecoin宇宙”，還研究了Stablecoins在機構金融中的作用，以及新的用例可以將新高的採用推向新高。

Here’s a breakdown of the report and what it means for the future of digital assets.

這是報告的細分及其對數字資產的未來意味著什麼。

Stablecoin Market Overview

Stablecoin市場概述

The total market capitalization of stablecoins currently stands at $245.4 billion, with a 24-hour trading volume of $86.7 billion.

Stablecoins的總市值目前為2454億美元，交易量為867億美元。

Top stablecoins by market cap:

最高穩定的市場上限：

Tether also dominates trading volume with over $76 billion exchanged in the past 24 hours.

Tether在過去24小時內交換了超過760億美元的交易量。

Citi’s Stablecoin Forecast: What to Expect by 2030

花旗的Stablecoin預測：到2030年的期望

Citi’s Future of Finance report explores two scenarios for stablecoin growth:

花旗的未來財務報告探討了穩定增長的兩種情況：

According to Ronit Ghose, Citi’s Global Head of Future of Finance, stablecoins are evolving into tools for:

根據花旗全球金融未來負責人羅尼特·戈斯（Ronit Ghose）的說法，穩定的人正在發展成為以下工具：

“We expect global users to fund their global footprints with diverse currencies, and stablecoins will play a role in enabling these flows quickly and efficiently.”

“我們希望全球用戶能夠通過多種貨幣為全球足跡提供資金，而Stablecoins將在快速有效地實現這些流動方面發揮作用。”

Payment Companies Drive Adoption

支付公司推動收養

Further supporting Citi’s prediction, Fireblocks highlighted real-world adoption trends with data showing that:

Fireblocks進一步支持花旗的預測，強調了現實世界的採用趨勢，該數據顯示：

This data underscores the rapid growth of real-world use, especially in the payments sector.

這些數據強調了現實世界中使用的快速增長，尤其是在支付領域。

Stablecoin Regulation and Bank Adoption

Stablecoin法規和銀行採用

The future of stablecoins will also depend on evolving global regulations. One key question remains: Will banks use stablecoins, CBDCs, or both?

Stablecoins的未來也將取決於不斷發展的全球法規。一個關鍵的問題仍然存在：銀行會使用穩定幣，CBDC或兩者兼而有之嗎？

According to Citi’s Ghose, the answer depends on national strategies:

根據花旗的戈斯的說法，答案取決於國家戰略：

“Some countries may prefer to have more stablecoins, others will focus on the central bank digital currency, and some may adopt both, depending on the regulatory environment.”

“有些國家可能更喜歡擁有更多的穩定幣，其他國家可能會專注於中央銀行的數字貨幣，有些國家可能會根據監管環境而採用兩者。”

Conclusion

結論

With increasing adoption across businesses and payment networks like SWIFT, stablecoins are quickly entering mainstream finance. Citi’s projection of a $3.7 trillion market cap by 2030 seems like a possibility that could arrive sooner than expected.

隨著企業和Swift網絡的收養越來越多，StableCoins迅速進入主流金融。花旗到2030年對3.7萬億美元市值的預測似乎可能比預期的要早。