最好的Stablecoin產生產品，以避免特朗普的關稅風暴

2025年4月，特朗普的關稅政策給全球金融市場帶來了巨大的波動。

In April 2025, Trump's tariff policy brought dramatic fluctuations to global financial markets. On April 2, he announced the implementation of "reciprocal tariffs" on major trading partners, setting a 10% base tariff and imposing higher tariffs on specific countries: 34% for China, 20% for the European Union, and 32% for Taiwan (semiconductor products are exempted). On April 5, the 10% base tariff officially came into effect, and global supply chain tensions intensified. On April 9, Trump suspended high tariffs for 75 countries that did not implement retaliatory measures for 90 days (until July 8), but further increased tariffs on China to 145% on the grounds that China imposed a 34% retaliatory tariff on US goods. The European Union announced that it would suspend retaliatory tariffs on 21 billion euros of US goods until July 14 to gain room for negotiations.

2025年4月，特朗普的關稅政策給全球金融市場帶來了巨大的波動。 4月2日，他宣布對主要貿易夥伴實施“互惠關稅”，設定10％的基本關稅並對特定國家徵收更高的關稅：中國34％，歐洲聯盟20％，台灣32％（Semiconcontuctor Products均受到豁免）。 4月5日，10％的基本關稅正式生效，全球供應鏈緊張局勢加劇了。 4月9日，特朗普暫停了75個國家的高關稅，這些國家在90天內沒有採取報復性措施（直到7月8日），但進一步將中國的關稅提高到145％，理由是中國對美國商品徵收34％的報復性關稅。歐盟宣布，它將暫停對美國商品的210億歐元的報復性關稅，直到7月14日，以獲得談判的空間。

These policies triggered a strong market reaction. The S&P 500 lost $5.8 trillion in market value within four days of the announcement of the tariffs, the largest weekly loss since the 1950s. Bitcoin prices fluctuated between $80,000 and $90,000. Federal Reserve Chairman Powell said at the Chicago Economic Club on April 17 that tariffs could push up inflation and curb growth, but the Fed would not intervene in the market by cutting interest rates, and its policy would focus on long-term data. Goldman Sachs and JPMorgan Chase raised the probability of a recession in the United States to 20% and 45%, respectively. Both corporate profits and prices may be affected, and the market outlook is foggy. At this time, what should I do with my investments? Low-risk stablecoin yield products in DeFi may be a good choice to stabilize their position in this turbulent period, and the following will introduce four stablecoin-based yield products.

這些政策引發了強烈的市場反應。標準普爾500指數在宣布關稅後的四天內損失了5.8萬億美元的市場價值，這是自1950年代以來每週最大的損失。比特幣價格在80,000美元至90,000美元之間波動。美聯儲主席鮑威爾（Powell）在4月17日在芝加哥經濟俱樂部說，關稅可以推動通貨膨脹和遏制增長，但美聯儲不會通過降低利率來干預市場，其政策將集中在長期數據上。高盛（Goldman Sachs）和摩根大通（JPMorgan Chase）將美國經濟衰退的可能性分別提高到20％和45％。公司利潤和價格都可能受到影響，市場前景是有霧的。目前，我應該如何處理投資？在DEFI中的低風險穩定產物產物可能是穩定其在這個動盪時期的位置的好選擇，以下將引入四種基於Stablecoin的產量產品。

This article does not constitute investment advice and investors should conduct their own research.

本文不構成投資建議，投資者應進行自己的研究。

Spark Saving USDC (Ethereum)

Spark Save Save Save USDC（以太坊）

Connect your wallet through the Spark official website (spark.fi), select the Savings USDC product, and deposit USDC.

通過Spark官方網站（Spark.FI）連接錢包，選擇儲蓄USDC產品，然後存入USDC。

Note: Spark is a decentralized finance (DeFi) platform that provides a front-end interface for SparkLend, a blockchain-based liquidity market protocol. Users can participate in deposit and loan activities through the platform.

注意：Spark是一個分散的財務（DEFI）平台，為基於區塊鏈的流動性市場協議提供了前端界面。用戶可以通過平台參加存款和貸款活動。

Source of income: The income from saving USDC comes from the Sky Savings Rate (SSR), which is supported by the Sky protocol through cryptocurrency mortgage fees, US Treasury bond investments, and income generated by providing liquidity to SparkLend, etc. USDC is exchanged for USDS at a 1:1 ratio through Sky PSM and deposited into the SSR vault to earn income, and the value of sUSDC tokens increases with the accumulated income. Spark bears the liquidity of USDC.

收入來源：節省USDC的收入來自天空儲蓄率（SSR），這是由天空協議通過加密貨幣抵押費，美國國庫券投資以及通過提供Sparklend等提供的收入而產生的收入的。 USDC以1：1的速度通過Sky Psm和Sublited Encort Inne Meanne Encort and Suss和SSSSSR Vault and Suss and Suss和Sus的收入，並獲得了Vairt的價值，並獲得了VAILT的價值，並獲得了VAILT和VAILT的價值。 收入。 Spark帶來了USDC的流動性。

Risk Assessment: Low. USDC is highly stable, and Spark's multiple audits reduce smart contract risks. However, attention should be paid to the potential impact of market fluctuations on liquidity.

風險評估：低。 USDC非常穩定，Spark的多次審核降低了智能合同風險。但是，應注意市場波動對流動性的潛在影響。

Current data situation:

當前數據情況：

Berachain BYUSD|HONEY (Berachain)

貝林|蜂蜜（蜜蜂）

Visit the Berachain official website, enter BeraHub, connect a Berachain compatible wallet, select BYUSD/HONEY pool on the Pools page, and deposit BYUSD and HONEY to provide liquidity. Users receive LP tokens, which can be staked in reward vaults to earn BGT.

請訪問Berachain官方網站，輸入Berahub，連接Berachain兼容的錢包，在泳池頁面上選擇BYUSD/蜂蜜池，然後存入Byusd和Honey以提供流動性。用戶會收到LP代幣，可以將其固定在獎勵庫中以賺取BGT。

Note: Berachain is a high-performance, EVM-compatible Layer 1 blockchain that uses an innovative Proof of Liquidity (PoL) consensus mechanism to enhance network security and ecological vitality by incentivizing liquidity providers. This product is the BYUSD/HONEY liquidity pool, deployed on Berachain's native DEX BEX. HONEY is Berachain's native stablecoin (multi-asset collateral, soft-pegged to the US dollar), and BYUSD is another stablecoin on the Bear Chain.

注意：Berachain是一種高性能的EVM兼容第1層區塊鏈，它使用創新的流動性證明（POL）共識機制來通過激勵流動性提供者來增強網絡安全和生態活力。該產品是在Berachain的本地DEX BEX上部署的Byusd/Honey流動性池。 Honey是Berachain的本地Stablecoin（多資產的抵押品，柔軟的美元），而Byusd是熊鏈上的另一個穩定的stablecoin。

Source of income: income mainly comes from BGT rewards (3.41% APR, based on the BGT emission allocated by the stake weight and validators, updated every 5 hours) and pool transaction fees (0.01% APR, from the share of transaction fees). BGT is Berachain's non-transferable governance token, which can be burned 1:1 to BERA (irreversible) and share the fee income of core dApps such as BEX, HoneySwap and Berps (the specific proportion is determined by governance). BYUSD/HONEY pool has a lower risk of price fluctuations due to its stable currency pair characteristics.

收入來源：收入主要來自BGT獎勵（基於3.41％的APR，基於由股份權重和驗證者分配的BGT排放，每5小時更新一次）和泳池交易費用（0.01％的APR，來自交易費用的份額）。 BGT是Berachain的不可轉讓的治理令牌，可以將其1：1燒給Bera（不可逆轉），並分享諸如BEX，HoneysWap和Berps之類的核心DAPP的費用收入（具體比例由治理確定）。由於其穩定的貨幣對特徵，Byusd/Honey Pool的價格波動風險較低。

Risk Assessment: Low to Medium. BYUSD and HONEY are stablecoins with stable prices; Berachain's PoL mechanism has been audited by Trail of Bits and other institutions, and the smart contract risk is low. However,

風險評估：低至中等。 Byusd和Honey是價格穩定的穩定幣； Berachain的POL機制已通過一小部分和其他機構進行了審核，智能合同風險很低。然而，