Solar：透過簡單、可擴展的區塊鏈解決方案連接 TradFi 和 Web3

世界銀行集團估計，全球約有 14 億人無法獲得銀行服務。數位排斥，即在獲取數位科技方面的不平等，仍然是一個重大挑戰，特別是在科技有限且銀行基礎設施欠發達的國家。區塊鏈的主要目標之一是讓那些因地理、經濟或技術障礙而被排除在外的人獲得資源的民主化。

output: Access to banking services remains a challenge for billions of people worldwide, particularly in regions with limited digital infrastructure and underdeveloped economies. However, blockchain technology holds the potential to revolutionize financial inclusion by offering decentralized and inclusive solutions.

產出：獲得銀行服務仍然是全球數十億人面臨的挑戰，特別是在數位基礎設施有限且經濟不發達的地區。然而，區塊鏈技術有潛力透過提供去中心化和包容性的解決方案來徹底改變金融包容性。

One of the primary goals of blockchain is to democratize access to essential resources and services, aiming to bridge the gap for those left out due to geographic, economic or technological barriers. Blockchains can serve as a viable financial alternative, presenting several advantages over traditional banking systems.

區塊鏈的主要目標之一是使基本資源和服務的獲取民主化，旨在彌合那些因地理、經濟或技術障礙而被排除在外的人的差距。區塊鏈可以作為一種可行的金融替代方案，與傳統銀行系統相比具有多種優勢。

For instance, digital technology eliminates the need for building and maintaining physical infrastructure, enabling transactions to be completed in a matter of seconds with a significant reduction in costs and risks, without being bound by working hours.

例如，數位技術消除了建置和維護實體基礎設施的需要，使交易能夠在幾秒鐘內完成，從而顯著降低成本和風險，並且不受工作時間的限制。

Moreover, the decentralized nature of the technology streamlines cross-border payments and effectively bypasses conventional currency restrictions and infrastructure limitations. For the underbanked, decentralized finance (DeFi) provides an avenue to tap into financial services that may be otherwise inaccessible in traditional finance.

此外，該技術的去中心化性質簡化了跨境支付，並有效繞過了傳統的貨幣限制和基礎設施限制。對於銀行服務不足的人來說，去中心化金融（DeFi）提供了一種利用傳統金融中可能無法獲得的金融服務的途徑。

The trustless system removes the need for middlemen and allows the digitally excluded to utilize services that were previously unavailable, fostering greater financial inclusion.

無需信任的系統消除了對中間商的需求，並允許被數字排除的人利用以前無法獲得的服務，從而促進更大的金融包容性。

In regions where access to information and the internet is restricted, removing central authority also comes in handy. Being a decentralized technology, blockchain records data in an immutable way and stores it on distributed servers across the globe.

在資訊和網路存取受到限制的地區，取消中央權力也派上用場。作為一種去中心化技術，區塊鏈以不可變的方式記錄資料並將其儲存在全球的分散式伺服器上。

Transactions are facilitated peer-to-peer and safeguarded against any external intervention, rendering the technology inherently censorship-resistant and a vital tool in ensuring the free flow of information.

交易以點對點方式進行，並免受任何外部幹預，使該技術具有固有的抗審查性，並且是確保資訊自由流動的重要工具。

However, despite its huge potential, blockchain faces some hurdles that hinder mainstream adoption. One of the key challenges is the complexity of Web3 applications, which requires a steep learning curve for both developers and users.

然而，儘管區塊鏈潛力巨大，但它仍面臨一些阻礙主流採用的障礙。關鍵挑戰之一是 Web3 應用程式的複雜性，這需要開發人員和使用者都經歷陡峭的學習曲線。

Building decentralized systems demands technical expertise, resulting in longer development times and higher costs. For users, navigating intimidating interfaces and understanding the intricacies of Web3 can be a daunting task.

建構去中心化系統需要技術專業知識，從而導致開發時間更長和成本更高。對於用戶來說，瀏覽令人生畏的介面並了解 Web3 的複雜性可能是一項艱鉅的任務。

As adoption grows, blockchains are increasingly required to process large chunks of transactions efficiently, highlighting the need for scalability. Low latency and costs are essential for the technology to be a viable alternative in finance.

隨著採用的成長，區塊鏈越來越需要有效地處理大量交易，這凸顯了對可擴展性的需求。低延遲和成本對於該技術成為金融領域可行的替代方案至關重要。

As for gaming, slow transaction times or high fees could ruin user experience. To overcome these challenges and pave the way for mass adoption, blockchains must prioritize simplicity, usability and scalability.

至於遊戲，緩慢的交易時間或高昂的費用可能會破壞用戶體驗。為了克服這些挑戰並為大規模採用鋪平道路，區塊鏈必須優先考慮簡單性、可用性和可擴展性。

Platforms with simple interfaces, user-friendly designs and enhanced scalability could accelerate adoption. One such example is Solar, a user-friendly blockchain that boasts lightning-fast payments and near-zero fees.

具有簡單介面、用戶友好設計和增強可擴展性的平台可以加速採用。 Solar 就是一個這樣的例子，它是一種用戶友好的區塊鏈，擁有閃電般的支付速度和接近零的費用。

The ecosystem is home to an extensive product suite that bridges traditional industries and Web3, making blockchain accessible to everyday users. Solar strives to simplify Web3, and the ecosystem is not just for tech-savvy users.

該生態系統擁有廣泛的產品套件，可連接傳統產業和 Web3，使區塊鏈可供日常用戶使用。 Solar 致力於簡化 Web3，該生態系統不僅僅適合精通技術的使用者。

Its interconnected products are designed to lower technical barriers and make blockchain accessible to a broader audience. Solar Mobile Wallet, its flagship offering, provides an easy way to store and manage cryptocurrencies with just a few clicks.

其互聯產品旨在降低技術壁壘，使區塊鏈能夠被更廣泛的受眾所使用。 Solar 行動錢包是其旗艦產品，只需點擊幾下即可輕鬆儲存和管理加密貨幣。

The wallet supports popular networks such as Bitcoin, Ethereum and BNB Smart Chain, and integrates with other features of the ecosystem. Solar blockchain is also designed with a focus on sustainability.

該錢包支援比特幣、以太坊和BNB智慧鍊等流行網絡，並與生態系統的其他功能整合。太陽能區塊鏈的設計也注重永續性。

It operates on a delegated proof-of-stake (DPoS) that encourages user participation with staking rewards. Moreover, a whopping 90% of transaction fees are burned to ensure a deflationary, sustainable ecosystem.

它基於委託權益證明 (DPoS) 運行，透過質押獎勵鼓勵用戶參與。此外，高達 90% 的交易費用被燒毀，以確保通貨緊縮、可持續的生態系統。

In regions with limited access to the internet’s full potential, Solar provides a lifeline to the digitally excluded. BrighterVPN, a blockchain-based VPN, enables users to browse the web securely and freely.

在無法充分發揮網路潛力的地區，太陽能為數位排斥者提供了生命線。 BrighterVPN是一款基於區塊鏈的VPN，使用戶能夠安全、自由地瀏覽網頁。

Whether a student in Turkey accesses academic material or a mother in Malaysia streams Netflix, the VPN helps users worldwide reach their desired content. The VPN has over 6,000 servers worldwide, enabling high-speed, uninterrupted access that can reach 20Gbps.

無論是土耳其的學生存取學術材料還是馬來西亞的母親觀看 Netflix，VPN 都可以幫助世界各地的用戶存取他們想要的內容。該VPN在全球擁有6000多台伺服器，可實現高達20Gbps的高速、不間斷存取。

The app is available for a wide range of devices, including Mac, iPhone, Windows and Android. BrighterVPN is integrated with Solar Mobile Wallet, empowering users to pay with crypto and avoid revealing credentials such as e-mail, phone number or credit card, thus adding a further layer of anonymity.

該應用程式適用於多種設備，包括 Mac、iPhone、Windows 和 Android。 BrighterVPN 與 Solar Mobile Wallet 集成，使用戶能夠使用加密貨幣進行支付，並避免洩露電子郵件、電話號碼或信用卡等憑證，從而進一步增加匿名性。

Solar Card is a crypto-powered debit card that bridges traditional finance (TradFi) and DeFi. The card enables users to make purchases with crypto, both online and offline. Available in over 180 countries, the card can instantly convert between fiat and hundreds of cryptocurrencies, making it convenient for everyday spending.

Solar Card 是一種加密貨幣借記卡，連接傳統金融 (TradFi) 和 DeFi。該卡使用戶能夠在線上和離線使用加密貨幣進行購物。該卡在 180 多個國家/地區發售，可以在法定貨幣和數百種加密貨幣之間即時轉換，方便日常消費。

Solar also has initiatives in the GameFi space. Tymt is a game launcher that allows developers to create and publish blockchain games. District 53 is a metaverse similar to Minecraft where players can craft this voxel-based online world while receiving rewards for interacting.

Solar 在 GameFi 領域也有舉措。 Tymt 是一款遊戲啟動器，允許開發者創建和發布區塊鏈遊戲。 《53 區》是一個類似《我的世界》的虛擬宇宙，玩家可以在其中打造這個基於體素的線上世界，同時獲得互動獎勵。

The project set sail to address critical human needs with accessible and practical blockchain solutions. Tools like the Solar Mobile Wallet, BrighterVPN and Solar Card simplify interacting with Web3 and connect users with TradFi, supporting financial and digital inclusion.

該項目旨在透過易於使用且實用的區塊鏈解決方案來滿足人類的關鍵需求。 Solar Mobile Wallet、BrighterVPN 和 Solar Card 等工具簡化了與 Web3 的交互，並將用戶與 TradFi 連接起來，支援金融和數位包容性。

Building on a simple, scalable and sustainable ecosystem, Solar works to get the most out of blockchain for a brighter future. With a

Solar 建立在簡單、可擴展和永續的生態系統之上，致力於充分利用區塊鏈，創造更光明的未來。與一個