SBI Shinsei銀行，令牌付款和多階段革命

Sbi Shinsei Bank進入令牌化付款的企業表明，轉向多階段的解決方案，挑戰了美元在數字金融領域的主導地位。

SBI Shinsei Bank, Tokenized Payments, and the Multicurrency Revolution

SBI Shinsei銀行，令牌付款和多階段革命

SBI Shinsei Bank is making waves with its exploration of tokenized payments. This move points towards a future where multicurrency solutions challenge the dollar's reign in digital finance.

Sbi Shinsei Bank通過探索令牌付款的探索而引起了轟動。這一舉動朝著一個未來，多階段解決方案挑戰了美元在數字融資中的統治。

SBI Shinsei Bank's Bold Step into Tokenized Payments

Sbi Shinsei銀行大膽地邁向標記付款

Japan's SBI Shinsei Bank is diving headfirst into the world of digital finance. Teaming up with DeCurret DCP and Partior, they're eyeing tokenized deposits for cross-border remittances and multicurrency settlements. The goal? Faster, more transparent, and secure financial transactions for everyone.

日本的SBI Shinsei銀行首先跳入數字金融世界。與Decurret DCP和Partior合作，他們正在關注跨境匯款和多階段定居點的令牌礦床。目標？更快，更透明和確保每個人的財務交易。

This move follows SBI Holdings' launch of SBI Hyper Deposit, a service designed to prevent fraud and errors in transfers. To sweeten the deal, they're offering XRP token rewards and lower mortgage rates to early adopters.

此舉是在SBI Holdings推出SBI Hyper Sodep之後的，該服務旨在防止轉移的欺詐和錯誤。為了使這筆交易加糖，他們為早期採用者提供XRP代幣獎勵，並降低抵押貸款利率。

The Power of Partnerships: DeCurret DCP and Partior

夥伴關係的力量：Decurret DCP和Partior

SBI Shinsei Bank's partnership with DeCurret DCP is a game-changer. Together, they're diving deep into multicurrency deposit management, leveraging DLT and Partior's global digital money settlement platform. This platform, already used by big players like DBS, JP Morgan, and Deutsche Bank, is set to revolutionize currency exchange and settlement.

Sbi Shinsei Bank與Decurret DCP的合作夥伴關係是改變遊戲規則的。他們一起深入研究多階段的存款管理，利用DLT和Partior的全球數字貨幣結算平台。該平台已經被DBS，JP Morgan和Deutsche Bank等大型參與者使用，將徹底改變貨幣兌換和結算。

DeCurret DCP will link domestic financial systems to international channels, enabling real-time cross-border payments, even within Japan's blockchain ledgers.

Decurret DCP將把國內金融系統與國際渠道聯繫起來，即使在日本的區塊鏈分類帳中，也可以實現實時跨境支付。

A Turning Point for Tokenized Payments in Japan

日本代幣付款的轉折點

This collaboration could be the turning point for tokenized payments in Japan. While previous efforts focused on yen-denominated digital deposits, SBI Shinsei Bank is considering foreign currency tokenized deposit issuance and management to serve both corporate and retail clients.

這項合作可能是日本代幣化付款的轉折點。儘管以前的努力側重於日元計時的數字存款，但SBI Shinsei Bank正在考慮外幣代幣的存款發行和管理層為公司和零售客戶提供服務。

With Partior supporting currencies like the US dollar, euro, and Singapore dollar, and soon the Japanese yen, currency exchange and settlement between Japan and global markets will become faster and more reliable.

隨著諸如美元，歐元和新加坡美元之類的零件支持貨幣，以及日元日元的貨幣兌換和日元，日本和全球市場之間的貨幣兌換和和解將變得更快，更可靠。

Challenging the Dollar's Dominance: A Multicurrency Future

挑戰美元的統治地位：多階段的未來

While dollar-pegged stablecoins have been the standard, experts like Jamie Elkaleh from Bitget Wallet argue for credible alternatives in euros, yen, and offshore yuan. A one-currency base layer makes crypto brittle, not open.

儘管Dollar-Pegggggging Stablecoins一直是標準的，但Bitget Wallet的Jamie Elkaleh等專家爭辯說歐元，日元和海上元素的可靠替代品。一個暫時的基礎層使加密貨幣脆弱，而不是打開。

Europe is already on board, with initiatives like EURAU testing euro liquidity. Japan is also moving forward, with Monex preparing a yen-backed stablecoin. Hong Kong's new licensing regime offers a supervised path to non-USD tokens.

歐洲已經參與其中，諸如Eurau測試歐元流動性之類的舉措。日本也正在向前發展，Monex準備了日元支持的Stablecoin。香港的新許可製度為非USD代幣提供了監督的途徑。

For non-USD tokens to truly matter, they need to become the units where price discovery happens, with transparent reserve disclosures and native multichain issuance. Exchanges should also incentivize non-USD base pairs.

為了使非uSD代幣真正重要，他們需要成為價格發現發生的單位，並具有透明的儲備披露和本地多件發行。交易所還應激勵非uSD鹼基對。

The Bigger Picture: Multicurrency Rails

大局：多階段導軌

Dollar stablecoins aren't disappearing, but a multicurrency base layer is crucial for a more resilient and open crypto ecosystem. Europe, Japan, and Hong Kong are laying the groundwork for a future where pricing, collateral, and funding onchain diversify beyond a single sovereign's money markets.

美元穩定劑並沒有消失，但是多階段的基礎層對於更具彈性和開放的加密生態系統至關重要。歐洲，日本和香港為未來奠定了基礎，在這個未來，定價，抵押品和資金的Chain OnChain超出了一個主權的貨幣市場。

Final Thoughts

最後的想法

SBI Shinsei Bank's project is more than just tech—it's a vision for digital money across currencies and countries. Keep an eye on this space, folks; the future of finance is looking pretty global!

Sbi Shinsei Bank的項目不僅僅是技術，它是跨貨幣和國家數字資金的願景。伙計們，請密切關注這個空間。金融的未來看起來很全球！