沒有50盧比的硬幣？德里HC聽到為什麼鈔票統治至高無上

德里高等法院正在開會，涉及有關視力障礙的貨幣可訪問性。找出為什麼不在卡中沒有50盧比的硬幣。

Hold onto your wallets, folks! The saga of the elusive Rs 50 coin continues. The Delhi High Court (Delhi HC) is currently hearing arguments about currency accessibility, and the latest buzz is that you shouldn't expect to see a Rs 50 coin anytime soon. Here's the lowdown:

拿著錢包，伙計們！難以捉摸的50枚硬幣的傳奇仍在繼續。德里高等法院（德里HC）目前正在聽取有關貨幣可及性的論點，最新的嗡嗡聲是您不應該期望很快看到50盧比的硬幣。這是低點：

The Case for a Coin

硬幣的案例

Advocates Rohit Dandriyal and Mini Agrawal filed a Public Interest Litigation (PIL), spotlighting the challenges faced by visually impaired citizens. Their main beef? The current Rs 50 note is too similar to the Rs 100 and Rs 500 notes, making it a real pain to differentiate. They proposed a Rs 50 coin as a potential solution, offering a tactile alternative.

倡導者羅希特·丹德里亞爾（Rohit Dandriyal）和迷你阿格拉瓦爾（Agrawal）提起了公共利益訴訟（PIL），焦點了視力障礙公民面臨的挑戰。他們的主要牛肉？當前的50盧比票據與100盧比和500盧比的票據太相似，這使其真正差異化。他們提出了50盧比的硬幣作為潛在解決方案，提供了觸覺替代方案。

The Government's Response: Banknotes are King

政府的回應：鈔票是國王

The Union Ministry of Finance isn't biting. They told the Delhi HC that there are "no plans" to introduce a Rs 50 coin. Why? According to a 2022 Reserve Bank of India (RBI) survey, people generally prefer banknotes over coins, especially for smaller denominations like Rs 10 and Rs 20. Apparently, the weight and size of coins are a turn-off for many.

工會財政部沒有咬人。他們告訴德里HC，有“沒有計劃”來引入50盧比的硬幣。為什麼？根據2022年印度儲備銀行（RBI）的調查，人們通常更喜歡鈔票而不是硬幣，尤其是對於較小的面額（如10盧比和20盧比）。顯然，硬幣的重量和大小是許多人的關閉。

Accessibility Measures: What's Being Done?

可訪問性措施：正在做什麼？

The government isn't completely ignoring the needs of the visually impaired. They pointed out that banknotes of Rs 100 and above have special features like angular bleed lines and raised printing to help with identification. However, these features are noticeably absent on the Rs 50 note.

政府並沒有完全忽略視力障礙的需求。他們指出，鈔票100及以上的鈔票具有特殊功能，例如Angular Bleed Lines和凸起的印刷品，以幫助識別。但是，這些功能在50盧比中明顯不存在。

The Intaglio Printing Problem

凹版打印問題

You might be wondering, "Why not just add those tactile markings to the Rs 50 note?" Well, the RBI claims that reintroducing intaglio printing (that raised print) on lower denomination notes isn't feasible. Apparently, it wears off too quickly due to frequent handling. Plus, it would be a costly and inefficient production change.

您可能想知道：“為什麼不將這些觸覺標記添加到50盧比的票據中？”好吧，印度儲備銀行聲稱，在下面額票據上重新引入了intaglio印刷（提高印刷）是不可行的。顯然，由於頻繁處理，它磨損太快了。另外，這將是一種昂貴且效率低下的生產變化。

A Tech Solution: The MANI App

技術解決方案：Mani應用程序

Instead of new coins or fancy printing, the government is pushing a digital solution. They've touted the MANI (Mobile Aided Note Identifier) app, launched in 2020, which helps visually impaired folks identify banknotes using their smartphones. About 1.5 million users are already on board, scanning their way to financial clarity.

政府不是新硬幣或精美的印刷，而是推動數字解決方案。他們吹捧了2020年啟動的Mani（移動輔助音符標識符）應用程序，該應用程序可幫助視力障礙的人們使用智能手機識別鈔票。大約有150萬用戶已經登機，掃描了財務清晰度。

My Two Cents

我的兩分錢

While the MANI app is a decent workaround, it's hard to ignore the simplicity and reliability of a physical coin. The government's argument about public preference feels a bit flimsy. Have they considered that maybe people dislike coins because they're often inconvenient and not readily accepted by vendors? Perhaps a well-designed, easily distinguishable Rs 50 coin could change that perception.

儘管Mani應用程序是一個不錯的解決方法，但很難忽略物理硬幣的簡單性和可靠性。政府關於公眾喜好的論點有些脆弱。他們是否認為人們可能不喜歡硬幣，因為它們常常不便並且不容易被供應商接受？也許設計精良，易於區分的50盧比的硬幣可能會改變這種看法。

The Bottom Line

底線

For now, it looks like the Rs 50 note is here to stay, quirks and all. The Delhi HC will continue to weigh the arguments, but don't hold your breath for a shiny new coin just yet. In the meantime, maybe download that MANI app and practice your banknote-identifying skills. After all, a little financial literacy never hurt anyone!

目前，看起來50盧比的鈔票在這裡留下來，怪癖和所有。德里HC將繼續權衡論點，但暫時不要屏住呼吸。同時，也許下載該瑪尼應用程序並練習您的鈔票識別技能。畢竟，一點金融素養永遠不會傷害任何人！