Ripplex，XRPL和DEFI：制定一門機構採用課程

Ripplex通過合規，貸款和隱私功能將XRPL推向機構偏差。與DB和富蘭克林·鄧普頓（Franklin Templeton）的合作夥伴關係信號越來越興趣。

RippleX, XRPL, and DeFi: Charting a Course for Institutional Adoption

Ripplex，XRPL和DEFI：制定一門機構採用課程

RippleX is making big moves to position the XRP Ledger (XRPL) as a major player in institutional DeFi. With a roadmap focused on compliance, lending, and privacy, they're aiming to bring regulated players on-chain. And with partnerships like the one recently announced with DBS and Franklin Templeton, it looks like things are heating up!

Ripplex正在做出重大舉措，將XRP Ledger（XRPL）定位為機構Defi的主要參與者。憑藉著專注於合規，貸款和隱私權的路線圖，他們的目標是將受監管的球員紮根。隨著像最近與DBS和Franklin Templeton宣布的合作夥伴關係，看起來事情正在加熱！

RippleX's DeFi Roadmap: A Closer Look

Ripplex的Defi路線圖：仔細觀察

RippleX, Ripple's innovation arm, is doubling down on its commitment to the XRPL ecosystem. Their roadmap has three key pillars:

Ripplex是Ripple的創新部門，將其對XRPL生態系統的承諾加倍。他們的路線圖有三個關鍵支柱：

• Compliance: Features like Credentials and Deep Freeze are already live, ensuring regulatory needs are met.
• Lending: A native lending protocol is slated to launch with XRPL Version 3.0.0 later this year. This could be a game-changer for low-cost credit markets.
• Privacy: Zero-knowledge proof (ZKP) integrations are in development, promising confidential transactions while keeping regulators happy. Expect confidential Multi-Purpose Tokens (MPTs) in early 2026.

XRPL's Growing Momentum

XRPL的發展勢頭

The XRPL is already showing impressive growth, with over $1 billion in monthly stablecoin volume. It's now a top 10 chain for real-world asset activity. RippleX sees this as proof that institutional DeFi is scaling fast.

XRPL已經顯示出令人印象深刻的增長，每月穩定量超過10億美元。現在，它是現實世界中資產活動的十大鍊條。 Ripplex認為這是機構Defi正在快速擴展的證明。

RippleX stated, "This momentum underscores XRPL’s evolution into a leading blockchain for real-world finance... What began as an ambitious vision for regulated, on-chain finance is now rapidly becoming industry standard."

Ripplex表示：“這種勢頭強調了XRPL的演變成現實世界中的領先區塊鏈……最初是對受監管的雄心勃勃的鏈接融資的願景，現在正迅速成為行業標準。”

DBS, Franklin Templeton, and Ripple: A Powerhouse Partnership

DBS，Franklin Templeton和Ripple：一個強大的合作夥伴關係

The recent partnership between DBS (a major Singaporean bank), Franklin Templeton (an asset management giant), and Ripple is a huge vote of confidence for the XRPL. This collaboration will open up innovative trading and lending solutions to accredited and institutional investors, powered by tokenized money market funds underpinned by the XRPL and Ripple USD (RLUSD) stablecoin.

DBS（新加坡主要銀行），富蘭克林·鄧普頓（Franklin Templeton）（資產管理巨頭）和Ripple之間的最新合作夥伴關係是XRPL的巨大信任投票。這項合作將為由XRPL和Ripple USD（RLUSD）StableCoin支撐的令牌化貨幣市場基金提供支持的認可和機構投資者的創新交易和貸款解決方案。

DBS believes this partnership highlights the maturation of the digital asset ecosystem, projecting that around 87% of institutional investors will have exposure to digital assets by the end of 2025.

DBS認為，這種合作夥伴關係強調了數字資產生態系統的成熟，預計約有87％的機構投資者將在2025年底之前接觸數字資產。

The partnership aims to list sgBENJI, Franklin Templeton’s tokenized money market fund, in the DBS Digital Exchange (DDEx) together with RLUSD, offering customers an alternative investment that will respond resiliently to rapid and ever-changing crypto market conditions. DBS also plans to allow clients to use sgBENJI tokens as collateral, including for repurchase agreements.

該合作夥伴關係旨在將富蘭克林·鄧普頓（Franklin Templeton）的貨幣市場基金（DDEX）與RLUSD一起列出Sgbenji，富蘭克林·鄧普頓（Franklin Templeton）的貨幣市場基金（DDEX），為客戶提供了一項替代投資，將對快速且不斷變化的加密貨幣市場條件進行有益於反應。 DBS還計劃允許客戶使用Sgbenji代幣作為抵押品，包括回購協議。

The Road Ahead: Challenges and Opportunities

前進的道路：挑戰和機遇

While the XRPL is making strides, it's important to remember that Ethereum and its L2s still dominate the DeFi landscape. Solana and Avalanche are also vying for institutional adoption.

當XRPL大步前進時，重要的是要記住，以太坊及其L2仍然佔據了Defi景觀。 Solana和Avalanche也正在爭奪機構採用。

RippleX needs to prove that its compliance-heavy approach can attract liquidity. The upcoming lending protocol will be a critical test. Institutions will only commit if they see real value and opportunity.

Ripplex需要證明其合規性方法可以吸引流動性。即將到來的貸款協議將是一個關鍵測試。機構只有在看到真正的價值和機會時才會承諾。

Final Thoughts

最後的想法

RippleX is betting big on institutional DeFi, and their roadmap reflects a clear strategy. The next year will be crucial in determining whether institutions embrace the XRPL as a go-to platform for compliant, credit-driven, and confidential financial solutions. One thing's for sure: it's gonna be an interesting ride! I'm grabbing popcorn; are you?

Ripplex押注於機構範圍，其路線圖反映了一個明確的策略。第二年對於確定機構是否將XRPL作為合規，信貸驅動和機密金融解決方案的首選平台至關重要。可以肯定的是：這將是一個有趣的旅程！我正在抓爆米花；你是？