Ripple USD，PayPal USD，Stablecoin購買：2025年駕駛Stablecoin景觀

深入研究Ripple USD（RLUSD），PayPal USD（PYUSD）和更廣泛的Stablecoin市場，探索了2025年的效用，整合和投資潛力。

Ripple USD, PayPal USD, Stablecoin Buy: Navigating the Stablecoin Landscape in 2025

Ripple USD，PayPal USD，Stablecoin購買：2025年駕駛Stablecoin景觀

The stablecoin market is heating up! With players like Ripple USD and PayPal USD making waves, understanding the landscape is crucial. Let's break down the key trends and insights for anyone looking to buy stablecoins.

Stablecoin市場正在加熱！隨著Ripple USD和PayPal Usd等球員的浪潮，了解景觀至關重要。讓我們打破任何希望購買穩定幣的人的關鍵趨勢和見解。

Ripple USD vs. PayPal USD: A Head-to-Head

Ripple USD與PayPal USD：正面

Ripple USD (RLUSD), launched in late 2024, and PayPal USD (PYUSD), which came out in 2023, are both dollar-backed stablecoins aiming for stability in the volatile crypto world. While both strive to maintain that $1 peg, they have key differences.

Ripple USD（RLUSD）於2024年底推出，而PayPal USD（Pyusd）於2023年發行，都是美元支持的Stablecoins，目的是在揮發性加密世界中穩定。兩者都努力保持1美元的釘子，但它們的關鍵差異。

PYUSD boasts a larger market cap and the backing of PayPal's massive user base and established financial network. This gives it an edge in terms of liquidity and accessibility. RLUSD, on the other hand, leverages the XRP Ledger and Ethereum, positioning itself as a cheaper and faster alternative for traditional transfers.

Pyusd擁有更大的市值以及PayPal的大量用戶群和建立的財務網絡的支持。這使它在流動性和可及性方面具有優勢。另一方面，RLUSD利用XRP Ledger和以太坊，將自己定位為傳統轉移的便宜，更快的替代方案。

Why Buy Stablecoins Anyway?

為什麼還是要購買stablecoins？

Okay, so they're not going to moon. But stablecoins offer several compelling advantages. They can be used for fast, low-cost cross-border transfers without a bank account, protect savings in countries with hyperinflation, and act as a bridge between volatile assets. Plus, you can lend them out on CeFi/DeFi platforms to earn yields!

好吧，所以他們不會上月球。但是，穩定幣具有幾種令人信服的優勢。它們可用於無銀行帳戶的快速，低成本的跨境轉移，保護過度通貨膨脹的國家的儲蓄，並充當波動資產之間的橋樑。另外，您可以將它們藉給CEFI/DEFI平台以賺取收益率！

Cardano's XRP and RLUSD Integration Plans

Cardano的XRP和RLUSD集成計劃

Charles Hoskinson, the founder of Cardano, has been vocal about integrating XRP and RLUSD into the Cardano ecosystem. This includes wallet support, a DeFi execution layer, and a standardized route for RLUSD to deploy across multiple ecosystems. The goal is to make it easier for XRP projects to onboard to Cardano infrastructure.

卡爾達諾（Cardano）的創始人查爾斯·霍斯金森（Charles Hoskinson）一直在將XRP和RLUSD集成到Cardano生態系統中。這包括錢包支撐，Defi執行層以及RLUSD跨多個生態系統部署的標準化路由。目的是使XRP項目更容易在Cardano基礎架構上。

Hoskinson envisions a self-service listing model for RLUSD, similar to Coinbase's Rosetta, to ensure neutral and scalable expansion across chains.

霍斯金森（Hoskinson）設想了與Coinbase的Rosetta類似的RLUSD的自助服務清單模型，以確保跨鏈的中性和可擴展擴展。

PayPal USD on Stellar: A Game Changer?

PayPal USD在Stellar上：改變遊戲規則的人？

PYUSD has officially launched on the Stellar blockchain, unlocking faster and lower-cost payments. This integration leverages Stellar's infrastructure and recent Protocol 23 upgrade (Whisk), which boosts network throughput to 5,000 transactions per second.

Pyusd已正式在恆星區塊鏈上推出，從而更快，更低的成本付款。這種集成利用了Stellar的基礎架構和最近的協議23升級（WHISK），該協議將網絡吞吐量提高到每秒5,000筆交易。

Stellar is becoming a hub for stablecoins, with the addition of yield-bearing stablecoins like USDY. This is strengthening Stellar’s ecosystem and making it a competitive choice for payment solutions.

Stellar正在成為穩定蛋白的樞紐，並增加了像Usdy這樣的承重穩定蛋白。這正在增強Stellar的生態系統，並使其成為付款解決方案的競爭選擇。

Paxos and the Future of Stablecoin Regulation

Paxos和Stablecoin法規的未來

Paxos is pushing boundaries with USDH, a stablecoin designed to comply with the GENIUS Act and MiCA regulations. This shows a commitment to regulatory compliance and bridging the gap between traditional finance and the crypto world.

Paxos正在用USDH推動邊界，這是一種符合天才法規和雲母法規的穩定菌。這表明了對監管合規性的承諾，並彌合了傳統金融與加密貨幣世界之間的差距。

Paxos plans to use the interest earned from USDH reserves to buy back Hyperliquid’s native token HYPE, redistributing it to users and partners, aligning incentives within the ecosystem.

Paxos計劃利用USDH儲備金從Hyperliquid的本地令牌炒作中回購的利息，將其重新分配給用戶和合作夥伴，從​​而使生態系統中的激勵措施保持一致。

The Bottom Line: Which Stablecoin to Buy?

最重要的是：要購買哪種穩定幣？

Both RLUSD and PYUSD are reliable options. PYUSD benefits from PayPal's established network and larger market cap. The integration of PYUSD on Stellar is also exciting, with faster and cheaper transaction fees. RLUSD offers a potentially cheaper and faster alternative transfer using XRP ledger and Ethereum.

RLUSD和PYUSD都是可靠的選項。 Pyusd從PayPal的既定網絡和更大的市值中受益。 Pyusd在恆星上的整合也令人興奮，並具有更快，更便宜的交易費用。 RLUSD使用XRP分類帳和以太坊提供了更便宜，更快的替代轉移。

Ultimately, the best stablecoin for you depends on your specific needs and risk tolerance. Do your research, consider the underlying technology and regulatory landscape, and choose the one that aligns with your investment goals.

最終，最適合您的穩定性取決於您的特定需求和風險承受能力。進行研究，考慮潛在的技術和監管格局，然後選擇與您的投資目標保持一致的技術。

Final Thoughts

最後的想法

The stablecoin market is dynamic and constantly evolving. Whether you're a seasoned crypto investor or just dipping your toes in the water, staying informed about the latest developments is key. So, keep an eye on Ripple USD, PayPal USD, and the broader stablecoin ecosystem – it's gonna be a wild ride!

Stablecoin市場是動態的，並且不斷發展。無論您是經驗豐富的加密貨幣投資者，還是僅將腳趾浸入水中，請了解最新發展都是關鍵的。因此，請密切關注Ripple USD，PayPal USD和更廣泛的Stablecoin生態系統 - 這將是一次瘋狂的旅程！