漣漪，openpayd和stablecoins：彌合傳統金融與未來之間的差距

Ripple和OpenPayd正在合作將Stablecoin解決方案帶到企業，旨在彌合傳統金融和區塊鏈之間的差距。了解這種夥伴關係如何塑造全球付款的未來。

Ripple, OpenPayd, and Stablecoins: Bridging the Gap Between Traditional Finance and the Future

漣漪，openpayd和stablecoins：彌合傳統金融與未來之間的差距

Ripple and OpenPayd are joining forces to revolutionize global payments with stablecoin solutions, merging blockchain with fiat capabilities.

Ripple和OpenPayd聯手使用Stablecoin Solutions徹底改變了全球付款，將區塊鏈與法定能力合併。

Ripple and OpenPayd: A New Partnership

Ripple和OpenPayd：新的合作夥伴關係

Ripple is partnering with OpenPayd to enhance cross-border payments. This collaboration integrates Ripple’s blockchain-based system with OpenPayd’s fiat infrastructure, offering businesses real-time access to stablecoin liquidity and global payment solutions. The goal? To simplify how companies manage funds across borders using Ripple’s RLUSD and OpenPayd’s embedded services.

Ripple正在與OpenPayd合作，以增強跨境支付。這項合作將Ripple的基於區塊鏈的系統與OpenPayd的法定基礎架構相結合，從而為企業提供了實時訪問Stablecoin流動性和全球支付解決方案的訪問。目標？為了簡化公司如何使用Ripple的RLUSD和OpenPayd的嵌入式服務來管理跨境的資金。

What Does OpenPayd Bring to the Table?

OpenPayd帶來了什麼？

OpenPayd brings extensive fiat infrastructure, including real-time payment rails, multi-currency accounts, and virtual IBANs that cover EUR and GBP. This integration aims to make global transactions faster and more transparent. According to OpenPayd’s CEO, Iana Dimitrova, businesses can now move funds globally while simplifying cross-border transactions and treasury management.

OpenPayd帶來了廣泛的菲亞特基礎設施，包括實時支付軌道，多貨幣帳戶以及覆蓋歐元和GBP的虛擬IBAS。這種集成旨在使全球交易更快，更透明。根據OpenPayd的首席執行官Iana Dimitrova的說法，企業現在可以在全球範圍內移動資金，同時簡化跨境交易和財政部管理。

Stablecoin Access at Scale with RLUSD

與RLUSD大規模訪問Stablecoin

A key aspect of this partnership is the support for Ripple USD (RLUSD), a stablecoin designed for enterprise use. OpenPayd will handle the direct minting and burning of RLUSD, enabling seamless conversion between fiat and digital assets. Jack McDonald, Ripple’s SVP of Stablecoins, emphasizes that connecting stablecoins to strong fiat on and off-ramps is crucial for global adoption.

該合作夥伴關係的一個關鍵方面是對Ripple USD（RLUSD）的支持，這是一種旨在企業使用的Stablecoin。 OpenPayd將處理RLUSD的直接鑄造和燃燒，從而實現菲亞特和數字資產之間的無縫轉換。 Ripple的Stablecoins高級副總裁傑克·麥克唐納（Jack McDonald）強調，將穩定的穩定者連接到強大的飼料和外升空的範圍對於全球採用至關重要。

The Bigger Picture: Unifying Traditional Finance and Blockchain

更大的情況：統一傳統金融和區塊鏈

This collaboration targets businesses that need real-time, compliant infrastructure for global operations. As stablecoins become more integrated into financial strategies, a reliable bridge to traditional systems is essential. Ripple and OpenPayd aim to create interoperable networks that support enterprise-grade use.

這項合作針對需要實時，兼容的基礎架構來全球運營的企業。隨著Stablecoins越來越融入財務戰略，至關重要的是，通往傳統系統的可靠橋樑至關重要。 Ripple和OpenPayd旨在創建支持企業級使用的互操作網絡。

Stablecoins in Emerging Markets: Challenges and Opportunities

新興市場中的Stablecoin：挑戰和機遇

While stablecoins offer financial stability and access to global capital markets, their practical integration into daily transactions in emerging markets faces challenges. Limited payment infrastructure and off-ramping options hinder the utility of stablecoins, creating a “Hotel California” effect where users can enter the digital asset ecosystem but struggle to exit back to local economies. Crypto neobanks built on modular layer-2 Ethereum networks could offer improved unit economics and leverage traditional banking rails for deposits, addressing these issues.

儘管Stablecoins提供了財務穩定和進入全球資本市場的機會，但它們的實際整合到新興市場的日常交易中面臨挑戰。有限的付款基礎設施和越野選項阻礙了Stablecoins的效用，從而創造了“加利福尼亞酒店”效應，用戶可以進入數字資產生態系統，但要努力退回本地經濟體。建立在模塊化2層以太坊網絡上的加密型新型銀行可以提供改進的單元經濟學，並利用傳統的銀行軌道來存款，解決這些問題。

Looking Ahead

展望未來

The future of crypto adoption in emerging markets depends on developing comprehensive financial systems that integrate both fiat and digital assets seamlessly. Ripple and OpenPayd are paving the way for a future where stablecoins can be used practically and inclusively, transforming global finance.

加密貨幣在新興市場中採用的未來取決於開發無縫整合菲亞特和數字資產的綜合財務系統。 Ripple和OpenPayd正在為未來的未來鋪平道路，在該未來可以實際和包容地使用Stablecoins，從而改變全球金融。

So, there you have it! Ripple and OpenPayd are making moves to bring stablecoins to the forefront. Who knows? Maybe one day, we’ll all be paying for our morning coffee with RLUSD. The future is now, or at least, it's getting closer!

所以，你有！ Ripple和OpenPayd正在採取行動將Stablecoins帶到最前沿。誰知道？也許有一天，我們都會用RLUSD付費。現在的未來是，或者至少，它越來越近了！