Ripple Labs在XRPL上推出了其首個歐元支持的StablecoinEurøp

在最新的XRP新聞中，Ripple的XRP Ledger（XRPL）正式添加了其首個歐元支持的Stablecoin。它被稱為Eurøp，它標誌著歐洲不斷擴大規範的數字融資的巨大一步。

In the latest XRP news, Ripple’s XRP Ledger (XRPL) has officially added its first euro-backed stablecoin.

在最新的XRP新聞中，Ripple的XRP Ledger（XRPL）正式添加了其首個歐元支持的Stablecoin。

Known as EURØP, it is marking a huge step in the ongoing expansion of regulated digital finance across Europe.

它被稱為Eurøp，它標誌著歐洲不斷擴大規範的數字融資的巨大一步。

The launch, confirmed on May 22, 2025, introduces the first MiCA-compliant euro stablecoin to the XRPL ecosystem.

該發布會於2025年5月22日確認，將第一個符合雲母的歐元穩定性介紹給XRPL生態系統。

The stablecoin, issued by Schuman Financial, is fully backed 1:1 by euros held in European banks such as Société Générale, and it is regulated as an electronic money token by France’s ACPR (Banque de France) under the EU’s MiCA framework.

由Schuman Financial發行的Stablecoin由在SociétéGénérale等歐洲銀行中持有的Euros完全支持1：1，它被法國的ACPR（Banque de France）在歐盟的MICA框架下被視為電子貨幣代幣。

The euro reserves are audited by KPMG on a regular basis. So that they meet the strict governance standards required for a MiCA-compliant stablecoin.

畢馬威會定期審核歐元儲備。這樣他們就符合符合雲母型穩定的嚴格治理標準。

MiCA-compliant license: EURØP is authorized under Europe’s Markets in Crypto-Assets (MiCA) rules. It is registered in France as an “electronic money token” with the ACPR.

符合雲母的許可證：歐洲的歐洲授權在歐洲市場下以加密資產（MICA）規則授權。它在法國註冊為ACPR的“電子貨幣令牌”。

Full euro backing: Each EURØP token is redeemable for one euro. 100% reserves are held at regulated European banks (e.g. Société Générale). Independent audits by KPMG verify the backing.

全歐元支持：每個歐洲代幣都可以兌換為一歐元。 100％的儲量在受監管的歐洲銀行（例如Sociétégénérale）舉行。畢馬威（KPMG）的獨立審核驗證了背景。

XRPL integration: EURØP is the first native euro stablecoin on the XRP Ledger. The XRP Ledger processed over 3.3 billion transactions. It supports more than six million wallets, and runs on a network of 200+ validators.

XRPL Integration：Europ是XRP Ledger上的第一個本地歐元穩定者。 XRP Ledger處理了超過33億的交易。它支持超過600萬個錢包，並在200多個驗證者的網絡上運行。

Use cases: The coin is intended for euro-denominated on-chain payments and asset tokenization. For example, it could be used in DeFi applications. Or it could be used to settle tokenized real-world assets (such as bonds or loans) on the blockchain.

用例：該硬幣旨在用於以歐元為基礎的鏈上支付和資產令牌化。例如，它可以用於DEFI應用程序。否則可以用來解決區塊鏈上的令牌化現實世界中的資產（例如債券或貸款）。

Stablecoin Regulation in Europe and The U.S.

歐洲和美國的Stablecoin監管

Europe’s new Markets in Crypto-Assets (MiCA) regulation provides a comprehensive framework for digital tokens, including stablecoins.

歐洲在加密資產（MICA）法規中的新市場為包括穩定幣在內的數字代幣提供了全面的框架。

MiCA was adopted in 2023 and became fully applicable by late 2024. Its stablecoin rules require issuers to hold 100% backing. Obtain a license (typically as an “e-money token”) from a national regulator.

雲母在2023年被採用，並於2024年末完全適用。其Stablecoin規則要求發行人持有100％的支持。從國家監管機構獲得許可證（通常為“電子貨幣令牌”）。

EURØP was explicitly designed to meet these rules. It is issued by a regulated entity in France and all tokens are collateralized by euros in licensed banks.

Eurøp明確設計為符合這些規則。它是由法國的受監管實體發行的，所有代幣都由持牌銀行的歐元抵押。

This approach aligns with MiCA’s goal of protecting consumers while allowing banks and fintechs to offer blockchain-based services.

這種方法符合MICA保護消費者的目標，同時允許銀行和金融科技提供基於區塊鏈的服務。

Across the Atlantic, U.S. lawmakers are also moving to clarify stablecoin rules. On May 20, 2025, the Senate voted 66–32 to end debate and advance the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins).

在整個大西洋，美國立法者也正在闡明Stablecoin規則。 2025年5月20日，參議院投票66-32，以結束辯論並推進《天才法》（指導和建立為美國Stablecoins建立國家創新）。

This bipartisan bill, co-sponsored by Senators Kirsten Gillibrand and Bill Hagerty, would establish the first federal regulatory framework for stablecoins.

由參議員Kirsten Gillibrand和Bill Hagerty共同發起的這項兩黨法案將建立第一個聯邦法規框架。

It would mandate full-reserve backing, regular audits, public disclosures, and compliance with anti-money-laundering laws.

它將要求全力支持，定期審計，公開披露以及遵守反罰款法律。

Analysts note the GENIUS Act “sets standards for reserves, audits, and disclosures” for stablecoin issuers. The strong, cross-party vote to move the bill forward – including support from 16 Democrats – underscores growing consensus on the need for stablecoin oversight.

分析師指出，《天才法案》“為Stablecoin發行人設定了儲備金，審計和披露標準”。強大的跨黨派投票將該法案前進 - 包括16個民主黨人的支持 - 強調了對Stablecoin監督的需求的共識越來越多。

On-Chain Finance and Tokenized Assets

鏈融資和令牌資產

EURØP’s arrival fits a broader trend of bringing fiat money on-chain in a compliant way. Stablecoins now power a large share of blockchain transactions, and regulators want those flows to be transparent.

Eurøp的到來符合以合規方式將法定貨幣帶入鍊子的更廣泛的趨勢。 Stablecoins現在為大部分區塊鏈交易提供動力，監管機構希望這些流量是透明的。

According to Ripple’s UK head, the EURØP launch “demonstrates how stablecoins can meet the high standards set by MiCA while unlocking new possibilities for on-chain use cases such as payments and real-world asset tokenization”.

根據Ripple的英國負責人的說法，Eurøp的發布“證明了Stablecoins如何符合MICA設定的高標準，同時釋放了諸如付款和現實世界中的鏈接用例和現實世界中的鏈接案例的新可能性”。

In practice, this means projects can use EURØP to tokenize real-world assets (RWAs) like loans, bonds or commodities, all settled in blockchain euros under regulatory oversight.

實際上，這意味著項目可以使用eurøp將現實世界中的資產（RWAS）等貸款，債券或商品等付款，這些資產都定居在監管監督下的區塊鏈歐元。

The XRPL network’s scale – 3.3+ billion transactions and millions of wallets – gives it the capacity to handle such activity.

XRPL網絡的規模（33億多個交易和數百萬錢包）使其具有處理此類活動的能力。

For followers of XRP news, EURØP’s launch signals the growing maturity of XRP Ledger as a compliant infrastructure for digital finance in Europe. This is not just another token — it’s a regulated, audit-backed financial instrument built for real-world utility.

對於XRP新聞的追隨者，Eurøp的發布表明，XRP Ledger作為歐洲數字融資的合規基礎設施的成熟度越來越大。這不僅是另一個代幣，而且是專為現實世界實用程序而建立的受審計支持的金融工具。

Overall, observers say Europe is becoming “a key market for stablecoin innovation” just as U.S. policy shifts aim to bring regulated stablecoins onshore.

總體而言，觀察家說，歐洲正成為“ Stablecoin創新的關鍵市場”，就像美國政策變化旨在將受監管的穩定股貨幣帶到岸上一樣。

EURØP’s launch is thus a data point in the evolving crypto regulation landscape – a compliant stablecoin on a mature blockchain, timed with new laws on both sides of the Atlantic.

因此，Eurep的推出是不斷發展的加密監管格局的數據點，這是一個符合成熟區塊鏈的符合穩定的穩定性，並在大西洋兩邊都有新法律。

The post Europe’s First MiCA-Compliant Euro Stablecoin Launches on XRP Ledger appeared first on Be

歐洲郵報首次在XRP Ledger上發布的歐洲首個歐元穩定蛋白髮射是首先出現在BE上