金融專家Edelman極大地改變了他對加密貨幣的立場，現在建議多達40％的投資組合分配。是什麼引發了這一重大轉變？

Ric Edelman's Major Shift: From Crypto Skeptic to 40% Allocation Advocate!

里克·埃德曼（Ric Edelman）的主要轉變：從加密懷疑論者到40％的辯護人！

Ric Edelman, a respected voice in finance, has made waves with his revised stance on cryptocurrency, advocating for a significant portfolio allocation. This marks a notable shift from his previous cautious approach. Let's dive into what's fueling this change.

里克·埃德爾曼（Ric Edelman）是財務上受人尊敬的聲音，他對加密貨幣的修訂立場引起了轟動，主張進行大量投資組合分配。這標誌著他以前的謹慎方法的顯著轉變。讓我們深入了解這一變化的助長。

Edelman's Crypto Evolution: A Dramatic Turnaround

Edelman的加密進化：戲劇性的周轉

Remember when Ric Edelman was kinda side-eyeing crypto? Back in the 2010s, he was pretty reserved about it. Even in his 2021 book, he suggested a mere 1% crypto allocation. But hold up – things have changed big time. In a recent interview, Edelman dropped a bombshell: he now recommends allocating a whopping 10% to 40% of your portfolio to crypto assets. Yeah, you read that right – 40%!

還記得里克·埃德曼（Ric Edelman）有點側眼加密貨幣嗎？早在2010年代，他就非常保留。即使在他的2021年書中，他也建議只有1％的加密貨幣分配。但是堅持下去 - 情況已經改變了很大的時間。在最近的一次採訪中，愛德曼放棄了重磅炸彈：他現在建議將高達10％至40％的投資組合資產分配給加密資產。是的，您讀得正確 - 40％！

Why the Sudden Change of Heart?

為什麼突然改變心？

So, what's behind this radical shift? Edelman credits the crypto industry's massive transformation over the past four years. He points out that previously unanswered questions about government bans, technological viability, and mainstream adoption have now been resolved. The guy’s thinking: Crypto's not some fringe thing anymore; it's officially entered the big leagues as a mainstream asset class.

那麼，這種激進的轉變背後是什麼？埃德爾曼（Edelman）歸功於過去四年中加密貨幣行業的巨大轉變。他指出，以前關於政府禁令，技術生存能力和主流採用的問題已經解決。這個傢伙的想法：加密已經不再是邊緣的東西了。它正式進入大聯盟，作為主流資產類別。

Bitcoin ETFs: The Tipping Point

比特幣ETF：臨界點

Edelman highlights the billions pouring into Bitcoin ETFs as undeniable proof. This isn't just some internet fad; it's financial advisors and long-term investors getting serious about crypto. It's like, Wall Street finally woke up and smelled the digital coffee, ya know?

愛德曼（Edelman）強調了數十億美元湧入比特幣ETF是不可否認的證據。這不僅僅是一些互聯網時尚。它是財務顧問和長期投資者對加密貨幣的認真程度。就像，華爾街終於醒了，聞到了數字咖啡，你知道嗎？

Rethinking the 60/40 Rule

重新考慮60/40規則

Edelman argues the traditional 60% stock/40% bond investment model is outdated. With longer life expectancies (from 47 years in the 1900s to 85 years today and potentially 100 in 30 years), low bond returns simply don't cut it. He suggests crypto can fill that gap, offering higher return potential. He even argues that if you are an advisor and you are making a long-term investment plan for a 30-year-old, you tell them to invest 100% of their money in stocks. Because they have 50 years ahead of them. Today’s 60-year-olds are almost like yesterday’s 30-year-olds.

埃德曼（Edelman）認為，傳統的60％股票/40％的債券投資模型已過時。隨著預期壽命的較長（從1900年代的47年到今天的85年，可能在30年內有100年），低債券回報根本不會削減。他建議加密貨幣可以填補這一空白，從而提供更高的回報潛力。他甚至認為，如果您是顧問，並且正在為30歲的年輕人制定長期投資計劃，您會告訴他們將100％的錢投資於股票。因為他們領先50年。今天的60歲年輕人幾乎就像昨天的30歲男孩一樣。

Diversification and Potential Upside

多樣化和潛在上升空間

Bitcoin's price movements are also uncorrelated with other assets, making it a valuable tool for diversification. Plus, Edelman notes some analysts predict Bitcoin could reach $150,000 to $250,000 by the end of the year and $500,000 within a decade. As he says, “These estimates still seem cautious to some.”

比特幣的價格變動也與其他資產無關，使其成為多元化的寶貴工具。此外，Edelman指出，一些分析師預測，到年底，比特幣將達到150,000至250,000美元，十年內可以達到500,000美元。正如他所說：“這些估計似乎對某些人仍然謹慎。”

Bitcoin's Market Fluctuations

比特幣的市場波動

Even with Edelman’s bullish outlook, it’s important to remember crypto's inherent volatility. Recent market data shows Bitcoin experiencing price dips and long liquidations. While these fluctuations might seem scary, they can also present opportunities. For example, a surge in long position liquidations without a sharp price crash indicates sustained buyer support. Traders betting against Bitcoin could get squeezed if a reversal emerges, potentially driving prices higher.

即使以愛德曼的看法看法，也必須記住加密貨幣固有的波動。最近的市場數據顯示，比特幣經歷了價格下跌和較長的清算。儘管這些波動似乎令人恐懼，但它們也可以提供機會。例如，長位置清算沒有急劇崩潰的速度表明持續的買方支持。如果出現逆轉，貿易商對比特幣的投注可能會被擠壓，這可能會使價格更高。

Final Thoughts: Buckle Up!

最終想法：搭扣！

Ric Edelman's dramatic shift on crypto is a game-changer. Whether you're a seasoned investor or just dipping your toes in, it's clear that crypto is becoming increasingly hard to ignore. Of course, do your own research and consult with a financial advisor before making any big moves. But one thing's for sure: the world of finance is changing, and crypto is definitely part of the conversation. Now, who's up for a digital cocktail?

里克·埃德曼（Ric Edelman）對加密貨幣的戲劇性轉變是改變遊戲規則的。無論您是經驗豐富的投資者還是只是浸入腳趾，很明顯，加密貨幣越來越難以忽視。當然，在採取任何重大舉措之前，請自己研究並諮詢財務顧問。但是可以肯定的是：財務世界正在發生變化，加密貨幣絕對是對話的一部分。現在，誰來品嚐數字雞尾酒？