兩個備受矚目的第1層區塊鏈HEDERA HASHGRAPH（HBAR）和RIPPLE（XRP）正在將其與機構採用中的關注進行鬥爭。

在埃里克·特朗普（Eric Trump）的最新聲明說，迅速企業集團行使的金融體係是“過時的”之後，隨著分佈式分類帳變得更大，Hedera Hashgraph（HBAR）的機會將被實施到Swift。

Two high-profile Layer-1 blockchains - Hedera Hashgraph (HBAR) & Ripple (XRP) - are battling it out for attention in institutional adoption. After Eric Trump’s latest statement that the financial system exercised by the SWIFT conglomerate is "out-dated", the chances that Hedera Hashgraph would be implemented onto SWIFT as a distributed ledger became bigger.

兩個備受矚目的第1層區塊鏈 - Hedera Hashgraph（HBAR）和Ripple（XRP） - 在機構採用的情況下與之抗爭。在埃里克·特朗普（Eric Trump）的最新聲明說，迅速企業集團行使的金融體係是“過時的”之後，隨著分佈式分類帳變得更大，Hedera Hashgraph的機會將被實施到Swift。

Is HBAR & SWIFT The Perfect Match?

HBAR＆SWIFT是完美的比賽嗎？

According to crypto analysts, it’s plausible that HBAR & SWIFT integration could happen to avoid a "rip & replace" situation. However, if Donald Trump’s team were to impose restrictions on the traditionally-working SWIFT banking system, Ripple (XRP) would also qualify as the main contender for SWIFT integration.

根據加密分析師的說法，HBAR和SWIFT集成可能避免“ RIP＆替換”情況是合理的。但是，如果唐納德·特朗普（Donald Trump）的團隊對傳統上的迅速銀行體系施加限制，那麼Ripple（XRP）也將成為迅速集成的主要競爭者。

To determine whether HBAR or XRP has the one-up in SWIFT integration, it’s important to follow the official statements. A few months ago, SWIFT’s Alisa DiCaprio made an appearance at the HederaCon in Denver, Colorado. She acknowledged the rising need for instantly settled cross-border transactions, as the usual 2-4 business day timeframe fails to meet expectations.

為了確定HBAR或XRP是否具有Swift集成中的一個單位，重要的是要遵循官方聲明。幾個月前，Swift的Alisa DiCaprio在科羅拉多州丹佛市的Hederacon露面。她承認對立即定居的跨境交易的需求不斷上升，因為通常的2-4個工作日時間表無法滿足期望。

And so, the HBAR on SWIFT testing was confirmed by the Head of Industry Engagement at SWIFT, giving more substance to the tongues wagging across social media channels.

因此，Swift的行業參與負責人證實了Swift測試的HBAR，從而為跨社交媒體渠道搖擺的舌頭提供了更多的實質性。

XRP Sees Multi-Trillion Dollar Chance

XRP看到了數万億美元的機會

In contrast, Ripple CEO Brad Garlinghouse’s approach to XRP & SWIFT partnership talks is a bit more competitive. In the latest interview for FOX Business, Mr. Garlinghouse stated that the Society for Worldwide Interbank Financial Telecommunications (SWIFT) would definitely require XRP’s assistance to modernize the infrastructure that was developed 50 years ago and would share some of the $155 trillion cross-border market.

相比之下，Ripple首席執行官Brad Garlinghouse對XRP和Swift合作夥伴談判的方法更具競爭力。在對FOX商業的最新採訪中，Garlinghouse先生表示，全球銀行間財務電信協會（SWIFT）肯定需要XRP的援助來現代化50年前開發的基礎設施，並將分享155萬億美元的跨境市場中的一些。

Breaking down the stats, Hedera’s decentralized finance ecosystem (DeFi) currently has an edge with $194.98 million in total value locked (TVL). Meanwhile, Ripple’s XRP Ledger has $80 million on lock, even though Ripple (XRP) has nearly 10 times the trading volume on Spot markets. This hints at XRP already replacing SWIFT for some cross-border transactions, despite the two financial behemoths never inking a partnership deal.

打破了統計數據，Hedera的分散金融生態系統（DEFI）目前具有1.9498億美元的總價值鎖定（TVL）的優勢。同時，儘管Ripple（XRP）在現貨市場上的交易量近10倍，但Ripple的XRP Ledger鎖定了8000萬美元。這暗示了XRP已經取代了Swift進行一些跨境交易，儘管有兩個財務巨頭從未達成合夥交易。

On The Flipside

在另一面

Why This Matters

為什麼這很重要

By 2027, at least 70% are bound to be credited within the hour of signing the transaction. Blockchain technology covers this need, but lacks regulatory compliance in comparison to SWIFT.

到2027年，至少有70％的人注定會在簽署交易的小時內獲得貸方。區塊鏈技術涵蓋了這一需求，但與Swift相比，缺乏法規合規性。