PBOC最近降低了1年零5年的貸款主要利率

PBOC最近降低了1年零5年的貸款主要利率。目標是促進中國的經濟

The People's Bank of China (PBOC) has reduced the Loan Prime Rates (LPRs) for both 1 year and 5 years. This decision comes as China faces reduced growth and difficulties in its trading activities with the USA. In its effort to make credit more accessible and less expensive, the PBOC acts on the market. While the policy is primarily concerned with the domestic economy, it still causes changes for financial markets and cryptocurrency.

中國人民銀行（PBOC）已降低了1年和5年的貸款主要利率（LPRS）。這一決定是因為中國在與美國的交易活動中面臨的增長和困難。為了使信貸更容易獲得和便宜，PBOC在市場上行動。儘管該政策主要與國內經濟有關，但仍會導致金融市場和加密貨幣的變化。

In most cases, when interest rates go down, investors feel encouraged to invest in assets that bring them more profit, even though these funds can be riskier. As they are considered risky yet have huge growth potential, Bitcoin and Ethereum will likely benefit from the extra liquidity entering the market. If borrowing coefficients are low, holding assets with no yield, such as crypto, is more appealing to investors than traditional fixed income alternatives because there is a lower cost involved.

在大多數情況下，當利率下降時，投資者感到鼓勵投資於為他們帶來更多利潤的資產，即使這些資金可能更風險。由於它們被認為具有危險，但具有巨大的增長潛力，比特幣和以太坊可能會從進入市場的額外流動性中受益。如果借貸係數較低，則持有沒有收益率的資產（例如加密貨幣）比傳統的固定收益替代品更吸引投資者，因為涉及的成本較低。

Having access to cheap capital may lead to increased activity in crypto markets, which supports the price trend. A boost in easy money keeps the economy robust and eases concerns among people who want to trade in crypto assets. China’s decision to reduce interest rates might encourage more people to invest in cryptocurrencies.

獲得便宜的資本可能會導致加密市場的活動增加，這支持價格趨勢。輕鬆貨幣的推動使經濟保持強勁，並減輕了想要在加密資產中進行交易的人們的擔憂。中國降低利率的決定可能會鼓勵更多的人投資加密貨幣。

Global Macroeconomic Context and Crypto Market Response

全球宏觀經濟環境和加密市場響應

Unlike Western central banks such as in the United States, China is now easing its money policies. As a result, the world’s financial situation becomes more complicated, thereby influencing crypto markets in various ways. An increase in interest rates in developed markets may result in investors losing interest in risky assets and transferring their funds from cryptocurrencies. Meanwhile, the stabilizing effect of increased liquidity and reduced rates in China and other developing countries encourages investors to purchase risky assets.

與西方中央銀行（如在美國）不同，中國現在正在放鬆其貨幣政策。結果，世界的財務狀況變得更加複雜，從而以各種方式影響加密市場。發達市場的利率上升可能會導致投資者失去對風險資產的利息，並從加密貨幣中轉移其資金。同時，中國和其他發展中國家的流動性增加和降低的利率的穩定效應鼓勵投資者購買風險的資產。

Global economic changes, such as the inflation rate, tend to show up rapidly in cryptocurrency markets. Crypto prices are supported by China’s policies, which have made more cash available and assist in lessening uncertainty, attracting major investors who are only comfortable with certainty in the industry. Moreover, by acting, China makes clear that important global economies acknowledge the role of intervention in ensuring markets and economies remain stable and successful, which is agreed upon by the crypto sector as it is still largely viewed as new and not completely secure by mainstream investors. China’s efforts to keep the global financial system stable, in turn, support the development and organization of the crypto market.

全球經濟變化（例如通貨膨脹率）傾向於在加密貨幣市場中迅速出現。加密價格得到了中國政策的支持，中國的政策已使更多的現金可用並有助於減少不確定性，吸引了只有對該行業確定性感到滿意的主要投資者。此外，通過代理，中國清楚地表明，重要的全球經濟體承認干預在確保市場和經濟保持穩定和成功方面的作用，這是加密貨幣部門同意的，因為它仍然在很大程度上被主流投資者視為新的，而不是完全安全的。中國為保持全球金融體系穩定的努力反過來支持加密市場的發展和組織。

Future Implications for Crypto Adoption and Market Dynamics

對加密採用和市場動態的未來影響

The future of the crypto market will depend on how China’s monetary policies interact with those of global players. If China keeps rates low and provides extra cash, more individuals in such economies are expected to use cryptocurrencies as alternative assets.

加密市場的未來將取決於中國的貨幣政策與全球參與者的貨幣政策如何互動。如果中國保持低價並提供額外的現金，則預計此類經濟體中有更多的人將加密貨幣用作替代資產。

Even so, investors should take care and keep in mind the dangers that exist. International conflicts, new rules and economic inflation are still disrupting the market’s stability. Crypto’s growth relies on overcoming troublesome headwinds and using beneficial circumstances such as China’s decisions to ease its monetary policy.

即使這樣，投資者也應該注意並記住存在的危險。國際衝突，新規則和經濟通貨膨脹仍在破壞市場的穩定性。加密貨幣的增長依賴於克服麻煩的逆風並利用有益的環境，例如中國的決定來緩解其貨幣政策。

By making this move, China demonstrates how closely global finance and cryptocurrencies are linked. The value of digital assets depends on factors such as monetary rules, international trade, and updates from countries across the globe. Because of this, crypto investors and related parties should watch for changes in the economy, as they can shape the market’s performance and progress.

通過採取此舉，中國展示了全球金融和加密貨幣的緊密聯繫。數字資產的價值取決於諸如貨幣規則，國際貿易和全球國家 /地區更新之類的因素。因此，加密投資者和關聯方應注意經濟變化，因為他們可以塑造市場的業績和進步。

The recent drops in the Loan Prime Rate in China give a positive boost to global risk assets such as cryptocurrencies by encouraging more investment. This move by the Fed strengthens the crypto market and boosts its chances of future growth. Since finance is integrating with the digital world, it will be essential for investors to learn about these factors to invest wisely in cryptos and reduce dangers.

最近，中國貸款高級利率下降，通過鼓勵更多的投資來促進全球風險資產，例如加密貨幣。美聯儲的這一舉動增強了加密貨幣市場，並增加了未來增長的機會。由於金融與數字世界融合在一起，投資者必須了解這些因素，以明智地投資於加密貨幣並減少危險。