PayPal，Stablecoins和L1 Investments：數字融資的新時代？

探索貝寶（Paypal）對穩定的投資以及發行人擁有的區塊鏈的興起如何重塑穩定幣和數字付款的未來。

PayPal, Stablecoins, and L1 Investments: A New Era for Digital Finance?

PayPal，Stablecoins和L1 Investments：數字融資的新時代？

The intersection of established financial giants like PayPal with the innovative world of stablecoins and Layer 1 (L1) blockchain investments is creating ripples across the digital finance landscape. Let's dive into what's happening.

貝寶（Paypal）等既定的金融巨頭與Stablecoins的創新世界和第1層（L1）區塊鏈投資的交匯處正在在整個數字金融景觀中造成波紋。讓我們深入了解正在發生的事情。

PayPal's Stablecoin Play: Investing in the Future

貝寶（Paypal）的Stablecoin Play：將來投資

PayPal's recent investment in Stable, a layer-1 stablecoin platform, signals a significant move towards advancing the adoption of its U.S. dollar-pegged stablecoin, PayPal USD (PYUSD). This strategic investment allows PYUSD to be integrated into Stablechain, Stable's blockchain, enabling users to utilize PYUSD for various commerce and financial transactions.

貝寶（Paypal）最近對第1層Stablecoin平台穩定投資的投資標誌著促進採用其美元固定的Stablecoin Paypal USD（PYUSD）的重大舉措。這項戰略投資允許PYUSD集成到Stable的區塊鏈中Stablechain中，使用戶能夠將PYUSD用於各種商業和金融交易。

By leveraging Stable's infrastructure, PayPal aims to broaden the use cases for PYUSD, including peer-to-peer payments, remittances, and cross-border transactions. The integration with LayerZero, an interoperability protocol, further reduces fees and provides near-instant finality for PYUSD users.

通過利用穩定的基礎設施，PayPal旨在擴大PYUSD的用例，包括點對點付款，匯款和跨境交易。與互操作性協議LayerZero集成，進一步降低了費用，並為Pyusd用戶提供了近乎固有的終結性。

Issuer-Owned Blockchains: A Growing Trend

發行人擁有的區塊鏈：增長的趨勢

BitMart Research highlights a growing trend of stablecoin issuers launching their own dedicated blockchains. Companies like Tether (Plasma and Stable), Circle (Arc), and Ethena (Converge) are creating these chains to capture more value, reduce reliance on third-party infrastructure, and enhance compliance.

Bitmart Research強調了Stablecoin發行人推出自己的專用區塊鏈的增長趨勢。像Tether（等離子體和穩定），Circle（ARC）和Ethena（Converge）這樣的公司正在創建這些鏈條，以捕獲更多的價值，減少對第三方基礎設施的依賴並提高合規性。

These issuer-owned blockchains offer several advantages:

這些發行人擁有的區塊鏈提供了幾個優勢：

• Reduced Dependence, Enhanced Capture: Issuers can retain fees and ecosystem value, unlike relying on external blockchains.
• Improved User Experience: Dedicated chains enable stablecoin-as-gas, eliminating the need for users to hold additional tokens.
• Strengthened Compliance and Institutional Access: Proprietary chains can embed compliance tools, lowering barriers for banks and enterprises.
• Diversified Business Models: Issuers can earn from transaction fees, ecosystem applications, and developer networks.

What Does This Mean for the Future?

這對未來意味著什麼？

The rise of issuer-owned stablecoin blockchains could challenge existing platforms like Ethereum and Tron. While Ethereum and similar platforms will likely remain hubs for innovation and complex DeFi, issuer chains may dominate payments and settlements. Tron, heavily reliant on USDT, faces the risk of losing its core advantage if Tether migrates activity to its own Stable blockchain.

發行人擁有的Stablecoin區塊鏈的興起可能會挑戰以太坊和Tron等現有平台。儘管以太坊和類似平台可能仍然是創新和復雜defi的樞紐，但發行人的連鎖店可能會主導付款和定居點。 Tron嚴重依賴USDT，如果繫繩將活動遷移到其自身穩定的區塊鏈，則面臨失去其核心優勢的風險。

My Two Satoshis

我的兩個satoshis

PayPal's foray into stablecoins, coupled with the broader trend of issuer-owned blockchains, is a game-changer. By controlling the infrastructure, companies can optimize stablecoin usage, reduce costs, and unlock new business models. It will be interesting to see how these developments will reshape the landscape of global digital finance!

貝寶（Paypal）涉足Stablecoins，再加上發行人擁有的區塊鏈的更廣泛趨勢，這是一個改變遊戲規則的人。通過控制基礎架構，公司可以優化StableCoin的使用，降低成本並解鎖新的商業模式。有趣的是，這些發展將如何重塑全球數字金融的景觀！

Wrapping Up

總結

So, there you have it! The world of digital finance is constantly evolving, and the convergence of stablecoins, established payment systems, and blockchain technology is creating exciting new possibilities. Keep your eyes peeled – the future of money is looking brighter (and more stable) than ever!

所以，你有！數字金融世界一直在不斷發展，Stablecoins，已建立的支付系統和區塊鏈技術的融合正在創造令人興奮的新可能性。睜大眼睛 - 金錢的未來看起來比以往任何時候都更加明亮（並且更穩定）！