貝寶（PayPal

PayPal將在Stellar（XLM）區塊鏈上推出其美元支持的Stablecoin PayPal USD（PYUSD）。此舉是在紐約金融服務部的初步批准之後，等待最終集成許可。

PayPal is preparing to launch U.S. dollar-backed stablecoin PayPal USD (PYUSD) on the Stellar (XLM) blockchain, expanding its footprint in the crypto space.

PayPal正在準備在Stellar（XLM）區塊鏈上推出以美元支持的Stablecoin Paypal USD（PYUSD），從而擴大了加密貨幣領域的足跡。

Payal Expands PYUSD Reach with Stellar

PAYAL擴大了Pyusd的範圍

Already operating PYUSD on Ethereum and Solana, PayPal is expanding its stablecoin to major blockchain networks. The addition of Stellar aims to cut costs and boost settlement speeds for international transactions, aligning with PayPal’s broader strategy to expand digital currency infrastructure globally.

PayPal已經在以太坊和Solana上運行Pyusd，將其穩定的穩定網絡擴展到主要的區塊鍊網絡。恆星的增加旨在降低成本並提高國際交易的結算速度，與PayPal在全球擴大數字貨幣基礎設施的更廣泛戰略保持一致。

Stellar spans over 170 countries, offering fast and low-cost financial services across diverse platforms. Its network includes digital wallets, on- and off-ramps, and links to local banking systems, providing reliable access in markets where traditional banking is limited.

恆星跨越了170個國家 /地區，在各種平台上提供快速和低成本的金融服務。它的網絡包括數字錢包，內部和外坡道以及指向本地銀行系統的鏈接，可在傳統銀行業務有限的市場中提供可靠的訪問。

Stellar’s technical strengths and existing footprint make it a practical platform for the next phase of stablecoin deployment. The integration is designed to improve real-time payment flows and enable broader access to digital finance, which could benefit underserved users in developing economies.

Stellar的技術優勢和現有的足跡使其成為下一階段Stablecoin部署的實用平台。該集成旨在改善實時付款流量，並使更廣泛地獲得數字融資的機會，這可能使發展中經濟體服務不足的用戶受益。

Payment Financing Launches with PYUSD on Stellar

Pyusd在Stellar上推出了付款融資

A key component of the rollout is Payment Financing (PayFi), a model designed for the specific needs of small and medium-sized businesses. This service allows instant access to working capital disbursed directly in PYUSD via the Stellar network. Businesses can use these funds for inventory, supplier payments, and daily operations.

推出的關鍵組成部分是付款融資（PayFI），該模型旨在為中小型企業的特定需求而設計。該服務允許立即通過Stellar Network直接在Pyusd中支付的營運資金訪問。企業可以將這些資金用於庫存，供應商付款和日常運營。

PayFi delivers transparent, real-time settlement and eliminates the friction encountered in traditional credit systems. It also introduces new liquidity options by involving third-party providers in real-world economic flows. These providers earn returns from business transactions rather than speculative crypto trading.

Payfi提供透明，實時和解，並消除傳統信貸系統中遇到的摩擦。它還通過讓第三方提供商參與現實世界經濟流量來引入新的流動性選擇。這些提供商從業務交易中獲得回報，而不是投機性加密交易。

Stellar’s integration enhances the programmability of stablecoins by combining fiat stability with blockchain efficiency. This model supports business growth and smooths global payment challenges. PayPal views this as the foundation for scalable financial tools using blockchain technology.

Stellar的集成通過將法定穩定性與區塊鏈效率相結合，從而增強了Stablecoins的可編程性。該模型支持業務增長，並平滑全球付款挑戰。貝寶認為這是使用區塊鏈技術的可擴展財務工具的基礎。

Regulatory Path Nears Completion

監管路徑接近完成

The New York Department of Financial Services has issued preliminary approval for PYUSD’s Stellar integration. PayPal now awaits final clearance after completing the technical product review, a significant step in its regulated stablecoin expansion.

紐約金融服務部已發布了Pyusd出色整合的初步批准。 PayPal現在在完成技術產品審查後等待最終批准，這是其受監管的Stablecoin擴展的重要一步。

Regulatory compliance is crucial as PayPal expands the availability of its stablecoin across multiple networks. The company maintains robust oversight and transparency standards in every market where PYUSD operates. Once approved, the Stellar version of PYUSD will expand its utility for everyday financial needs.

隨著貝寶（PayPal）在多個網絡中擴大其穩定性的可用性，監管合規性至關重要。該公司在PYUSD運營的每個市場中都保持了強大的監督和透明度標準。一旦獲得批准，Pyusd的出色版本將擴大其效用，以滿足日常財務需求。