Moneygram，Stablecoins和跨境金融：一個新時代？

Moneygram擁抱像USDC這樣的穩定​​幣進行跨境支付，徹底改變了匯款並為所有人提供財務通道。

The world of cross-border finance is buzzing, and MoneyGram is making big moves with stablecoins. Let’s dive into how this classic remittance player is shaking things up.

跨境金融的世界正在嗡嗡作響，而Moneygram正在用穩定的人進行大動作。讓我們深入了解這位經典匯款播放器如何搖動事情。

MoneyGram Goes Stablecoin: A Game Changer?

Moneygram變得穩定：改變遊戲規則？

MoneyGram is diving headfirst into the stablecoin pool, using assets like Circle's USDC to power its revamped mobile app. Colombia is the first stop, with plans to expand. This isn't just a small update; it's a fundamental shift.

MoneyGram使用Circle的USDC等資產來啟動其改進的移動應用程序，首先潛入Stablecoin池。哥倫比亞是第一站，併計劃擴大計劃。這不僅僅是一個小更新；這是一個基本轉變。

Why Colombia?

為什麼要哥倫比亞？

Colombia is the perfect launchpad. It's a major remittance hub, and the Colombian peso has seen better days. CEO Anthony Soohoo points out that families receive way more money than they send out, making stablecoins a stable alternative.

哥倫比亞是完美的發射台。這是一個主要的匯款樞紐，哥倫比亞比索已經過了更好的日子。首席執行官安東尼·索霍（Anthony Soohoo）指出，家庭收到的錢比他們寄出的錢更多，這使Stablecoins成為穩定的選擇。

Stablecoins: The Killer App

Stablecoins：殺手級應用

Soohoo compares stablecoins to game-changers like spreadsheets in the early PC era or the browser for the internet. He sees them as the "killer app" for crypto, offering real-time settlement and a stable currency. Plus, with regulatory frameworks like the GENIUS Act in the US, the path is becoming clearer.

Soohoo將Stablecoins與PC ERA早期的電子表格或互聯網瀏覽器中的電子表格等遊戲改變者進行了比較。他認為它們是加密貨幣的“殺手級應用程序”，提供實時和解和穩定的貨幣。另外，隨著美國天才法的監管框架，這條道路變得越來越清晰。

The Tech Behind the Magic

魔術背後的技術

Under the hood, MoneyGram’s new app leverages Circle’s USDC stablecoin, the Stellar blockchain, and Crossmint's wallet infrastructure. It's a trifecta of tech aimed at making cross-border transactions faster and cheaper.

在引擎蓋下，Moneygram的新應用程序利用Circle的USDC Stablecoin，Stellar Blovechain和Crossmint的錢包基礎架構。這是一組技術，旨在使跨境交易更快，更便宜。

MoneyGram's Unique Position

Moneygram的獨特位置

With almost half a million locations worldwide, MoneyGram is a remittance powerhouse. They're also the biggest cash on-and-off ramp for crypto. Soohoo emphasizes that while other companies might be strong in one market, MoneyGram’s global brand recognition gives them an edge.

Moneygram在全球範圍內有近50萬個地點，是匯款強國。它們也是加密貨幣最大的現金坡道。 Soohoo強調，儘管其他公司在一個市場上可能會很強大，但Moneygram的全球品牌認可使他們具有優勢。

Kraken and Circle: Expanding Stablecoin Access

Kraken and Circle：擴展Stablecoin訪問

Kraken is also getting in on the action, partnering with Circle to boost stablecoin adoption. This means increased liquidity, lower fees, and access to EURC, Circle’s euro-backed stablecoin. Clear regulations are building trust, and Kraken is seeing more people use stablecoins for payments and trading.

Kraken也正在採取行動，與Circle合作，以提高Stablecoin的採用。這意味著增加了流動性，較低的費用以及歐洲歐元（Circle）的歐元支持的Stablecoin。明確的法規正在建立信任，而克雷肯（Kraken）看到越來越多的人使用Stablecoins進行付款和交易。

Institutional Investors Take Note: XRP's Role

機構投資者註意：XRP的角色

Even institutional investors are shifting focus. XRP is emerging as a key player in cross-border payments, offering speed and scalability. Gumi, a Japanese firm, invested $17 million in XRP, seeing its potential for real-time, low-cost transactions. This move signals a shift toward assets that deliver measurable value.

甚至機構投資者也在轉移重點。 XRP正在成為跨境支付的關鍵參與者，提供速度和可擴展性。日本公司Gumi向XRP投資了1700萬美元，看到了其實時，低成本交易的潛力。此舉標誌著向提供可衡量價值的資產轉變。

Final Thoughts: The Future is Now

最終想法：未來是現在

MoneyGram’s embrace of stablecoins isn't just a trend; it’s a sign of things to come. With partnerships, technological advancements, and growing institutional interest, stablecoins are poised to revolutionize cross-border finance. It's like the Wild West out there, but with digital dollars instead of gold nuggets. Exciting times!

Moneygram對Stablecoins的擁抱不僅是一種趨勢。這是即將到來的跡象。隨著夥伴關係，技術進步和日益增長的機構利益，Stablecoins準備徹底改變跨境財務。就像那裡的野外西部一樣，但是有數字美元而不是金塊。激動人心的時刻！