MiCA 聯盟—另一個加密貨幣協會還是一個有用的倡議？

自 7 月以來，針對加密貨幣產業的綜合法律方案 MiCA 已在歐盟生效。現在 Ripple (XRP)、Aptos (APT) 和 Hedera Hashgraph (HBAR) 聯手組成了一個以 MiCA 命名的聯盟。

The EU passed MiCA, a comprehensive legal package for the crypto industry, which went into effect in July. Now, Ripple (XRP), Aptos (APT) and Hedera Hashgraph (HBAR) have joined forces to form an alliance named after MiCA.

歐盟通過了 MiCA，這是一項針對加密產業的綜合法律方案，於 7 月生效。現在，Ripple (XRP)、Aptos (APT) 和 Hedera Hashgraph (HBAR) 聯手組成了一個以 MiCA 命名的聯盟。

The relationship between regulators and the crypto industry is often strained; for example, in the US, the Securities and Exchange Commission (SEC) is engaged in its own battle against several cryptocurrencies and platforms.

監管機構和加密貨幣產業之間的關係往往很緊張；例如，在美國，證券交易委員會（SEC）正在針對多種加密貨幣和平台展開自己的鬥爭。

However, things have been more relaxed in the EU ever since the Markets in Crypto-Assets (MiCA) legal package came into effect in July. This development is also reflected in the new MiCA alliance, where Ripple (XRP), Aptos (APT) and Hedera Hashgraph (HBAR) are founding members.

然而，自從加密資產市場 (MiCA) 法律方案在 7 月生效以來，歐盟的情況變得更加寬鬆。這項發展也體現在新的 MiCA 聯盟中，Ripple (XRP)、Aptos (APT) 和 Hedera Hashgraph (HBAR) 是該聯盟的創始成員。

According to the press release, the MiCA alliance aims to help cryptocurrencies and exchanges meet EU requirements and save costs through standard procedures. Ripple has always positioned itself as being close to the industry and has had modest success in bringing XRP into the traditional banking sector as an international bridge currency.

據新聞稿稱，MiCA聯盟旨在幫助加密貨幣和交易所滿足歐盟要求並透過標準程序節省成本。 Ripple 一直將自己定位為貼近行業，並且在將 XRP 作為國際橋樑貨幣引入傳統銀行業方面取得了一定的成功。

Well-known backers like Andreessen Horowitz and clients ranging from Microsoft to Google can be found behind the Aptos Foundation and APT. Hedera Hashgraph (HBAR) is a major industry startup in which Deutsche Telekom , among others , plays a key role. Anyone who therefore sees the MiCA alliance of the three crypto heavyweights as a lobby association is hardly mistaken.

Aptos 基金會和 APT 背後有 Andreessen Horowitz 等知名支持者以及從 Microsoft 到 Google 等眾多客戶。 Hedera Hashgraph (HBAR) 是一家大型產業新創公司，德國電信等公司在其中發揮關鍵作用。因此，任何將三大加密貨幣重量級人物組成的 MiCA 聯盟視為遊說協會的人都不會出錯。

This continues a trend in the crypto industry

這延續了加密產業的趨勢

The ideals of the first Bitcoin generation, such as independence from state structures, anonymous finances and rebellion à la cypherpunk, have taken a back seat. Investors have become accustomed to trading Bitcoin and Co. in a regulated environment, sometimes through gritted teeth.

第一代比特幣的理想，例如獨立於國家結構、匿名財務和密碼朋克的反叛，已經退居二線。投資者已經習慣了在受監管的環境中交易比特幣和公司，有時甚至是咬緊牙關。

The MiCA alliance of Ripple, Aptos and Hedera will not want to change this but will promote regulation with a sense of proportion in future projects. For example, Ripple wants to launch its own stablecoin and RLUSD could also appear as a MiCA-compliant euro version. Hedera is working on the topic of RWA (Real World Assets), which is intended to be used to tokenize stocks, for example – here too, MiCA will take effect and be interpreted.

Ripple、Aptos 和 Hedera 組成的 MiCA 聯盟不會想改變這一點，而是在未來的專案中以分寸感推動監管。例如，Ripple 希望推出自己的穩定幣，而 RLUSD 也可能以符合 MiCA 的歐元版本的形式出現。 Hedera 正在研究 RWA（真實世界資產）的主題，例如，該主題旨在用於股票代幣化——在這裡，MiCA 也將生效並被解釋。

Conclusion: MiCA Alliance – another crypto association or a useful initiative?

結論：MiCA 聯盟—另一個加密貨幣協會還是一個有用的倡議？

In Germany, at least two major organizations, the Blockchain Federal Association and the Bitcoin Federal Association, are trying to have a say in crypto regulation; in the EU there are dozens. The MiCA Alliance unites three major Ripple, Aptos and Hedera Hashgraph, which are close to the industry and set to shape blockchain solutions in accordance with the rules.

在德國，至少有兩個主要組織，區塊鏈聯邦協會和比特幣聯邦協會，正在試圖在加密貨幣監管方面擁有發言權；在歐盟有數十個。 MiCA聯盟聯合了Ripple、Aptos和Hedera Hashgraph三大巨頭，它們與行業關係密切，將按照規則塑造區塊鏈解決方案。

According to the statute, other Layer 1 and Layer 2 blockchains with their altcoins and crypto exchanges can join the MiCA Alliance. If this offer is taken up, the MiCA Alliance could actually become a well-known and accepted interest group, which the EU sees as a contact for crypto issues.

根據法規，其他第 1 層和第 2 層區塊鏈及其山寨幣和加密貨幣交易所可以加入 MiCA 聯盟。如果這項提議被接受，MiCA 聯盟實際上可能成為一個眾所周知且被接受的利益集團，歐盟將其視為加密貨幣問題的聯絡人。