梅塔（Meta）在Diem滅亡近三年後再次探索穩定付款

在監管機構停止公司Diem數字貨幣項目近三年之後，Meta將再次探索其平台付款。

Meta is reportedly exploring stablecoin payments again for its platforms, nearly three years after regulators halted the company’s flagship Diem digital currency project.

據報導，在監管機構停止該公司的旗艦Diem數字貨幣項目後將近三年後，Meta再次探索其平台付款。

The fresh discussions come as institutional interest in stablecoins surges amid broader cryptocurrency market volatility. In the U.S., regulatory conditions for crypto are also shifting following the Trump administration.

隨著更廣泛的加密貨幣市場波動，對Stablecoins的機構興趣激增，進行了新的討論。在美國，在特朗普政府之後，加密貨幣的監管條件也正在轉移。

Meta’s Diem Project Hit Regulatory Snag

Meta的Diem項目命中監管障礙

Launched in 2019 as Libra and later renamed Diem, the project aimed to create a blockchain-based payment network to improve financial inclusion. Backed by Meta, the Diem Association developed a travel-rule compliant stablecoin with strict controls, including a ban on anonymous transactions.

該項目於2019年以天秤座的身份成立，後來又改名為Diem，旨在建立一個基於區塊鏈的支付網絡以改善金融包容性。在Meta的支持下，Diem協會開發了一個符合旅行規則的Stablecoin，具有嚴格的控制，包括禁止匿名交易。

Diem CEO Stuart Levey noted how the team applied industry-novel compliance measures and that regulators praised the project’s design. However, despite these efforts, Meta encountered ongoing pressure from federal regulators, including the FDIC, to discontinue the project.

Diem首席執行官斯圖爾特·萊維（Stuart Levey）指出，團隊如何採用行業 - 新穎的合規性措施，而監管機構則讚揚該項目的設計。然而，儘管做出了這些努力，梅塔還是遇到了包括FDIC在內的聯邦監管機構的持續壓力，以阻止該項目。

As such, the project faced significant delays, and in January 2022, the Diem Association sold its intellectual property and technical assets to Silvergate Capital (NYSE: SI) for $182 million. Silvergate planned to use the acquired technology to issue its own stablecoin.

因此，該項目面臨重大延遲，在2022年1月，Diem協會以1.82億美元的價格將其知識產權和技術資產出售給了Silvergate Capital（NYSE：SI）。 Silvergate計劃使用獲得的技術發行自己的Stablecoin。

However, Silvergate’s strategy was later subject to scrutiny following the bank’s 2023 collapse. Crypto analyst MartyParty claimed that Meta was “forced” to abandon Diem. He suggested that the Silvergate deal ultimately contributed to the bank’s failure, sparking questions about the regulatory pressures that led to the project's termination.

但是，銀蓋特的策略後來在該銀行2023年崩潰之後受到審查。加密分析師Martyparty聲稱Meta被“被迫”放棄Diem。他建議Silvergate交易最終導致了該銀行的失敗，引發了有關導致該項目終止的監管壓力的問題。

Now, a recent report by Fortune indicates that Meta is once again engaging with crypto firms to integrate stablecoin payments on its platforms.

現在，《財富》最近的一份報告表明，梅塔再次與加密貨幣公司互動，以在其平台上整合Stablecoin的付款。

According to internal sources, the company is planning a multi-token approach. Its considerations reportedly include Circle’s USDC and Tether’s USDt, but no final decisions have been made yet.

根據內部消息來源，該公司正在計劃採用多言語方法。據報導，它的考慮包括Circle的USDC和Tether的USDT，但尚未做出最終決定。

Moreover, Fortune noted that Meta is exploring ways to leverage stablecoins for more efficient cross-border payments. The report also mentioned the recent appointment of former Ripple executive Ginger Baker as vice president of product at Meta.

此外，Fortune指出，Meta正在探索利用Stablecoins進行更有效的跨境支付的方法。該報告還提到了最近任命前Ripple執行Ginger Baker為Meta產品副總裁。

As part of these efforts, Meta is reportedly in talks with blockchain companies to address issues related to high fees and processing times.

作為這些努力的一部分，據報導，META正在與區塊鏈公司進行談判，以解決與高費用和處理時間有關的問題。

These developments come amid a broader industry trend towards integrating stablecoins for payments. Earlier this month, Stripe launched stablecoin-based accounts in over 100 countries, while Visa announced an investment in stablecoin startup BVNK.

這些事態發展是在整合穩定的付款方面的更廣泛的行業趨勢之中。本月初，Stripe在100多個國家 /地區啟動了基於Stablecoin的帳戶，而Visa宣布對Stablecoin Startup Bvnk進行投資。

Stablecoin market capitalization has since soared to over $230 billion, highlighting the growing interest and activity in this segment of the cryptocurrency industry.

此後，Stablecoin市值飆升至2300億美元以上，強調了加密貨幣行業這一領域日益增長的興趣和活動。