匯豐銀行激活香港的首個基於區塊鏈的和解服務，將傳統的銀行存款變成數字代幣

這種飛躍削減了常規的費用和延遲的傳統銀行軌道，為機構如何處理流動性樹立了新的基準。

HSBC has just activated Hong Kong’s first blockchain-based settlement service, converting standard HKD and USD deposits into digital tokens for nearly instant transfer between corporate wallets.

匯豐銀行剛剛激活了香港的首個基於區塊鏈的和解服務，將標準HKD和USD存款轉換為數字代幣，以幾乎可以在公司錢包之間即時轉移。

This move bypasses the usual fees and delays of legacy banking rails and sets a new benchmark for how institutions can handle liquidity.

這一舉動繞過了常規的費用和傳統銀行軌道的延誤，並為機構如何處理流動性樹立了新的基準。

Hong Kong is quickly cementing its role at the forefront of tokenization. As investors observe this blend of traditional finance with distributed-ledger tech, they may wish to consider how best to position themselves in the evolving landscape and which assets to include in a portfolio.

香港迅速鞏固其在令牌化最前沿的角色。正如投資者觀察到傳統金融與分佈式LEDGER Tech的這種融合時，他們可能希望考慮如何最好地將自己定位在不斷發展的景觀中，以及在投資組合中包括哪些資產。

HSBC’s Tokenized Deposit Program: Cutting Fees, Boosting Efficiency, and Integrating Ant International’s Feedback

匯豐銀行的令牌存款計劃：削減費用，提高效率和整合螞蟻國際的反饋

HSBC’s newly launched settlement service in Hong Kong utilizes blockchain to transform standard HKD and USD deposits into digital tokens, enabling corporate clients to seamlessly send and receive funds with nearly zero latency.

匯豐銀行在香港新推出的結算服務利用區塊鏈將標準的HKD和USD存款轉換為數字代幣，使企業客戶能夠無縫發送和接收延遲幾乎為零的資金。

Under the Tokenized Deposit Program, companies maintain their underlying cash on HSBC’s balance sheet but trade it peer-to-peer as digital coins, slashing intermediary fees and speeding up transactions.

根據標記存款計劃，公司在匯豐銀行的資產負債表上維護其基本現金，但交易與數字硬幣相處，削減了中介費並加快交易。

Every tokenized payment is durably recorded on-chain, offering treasurers at participating companies real-time visibility into their cash positions. Unlike traditional systems, which halt transfers overnight or over the weekend, this platform operates 24/7—allowing firms to respond immediately to market swings or urgent needs.

每筆標記的付款都在鏈上持久記錄，為參與公司的財務主管提供了現金頭寸的實時可見性。與傳統系統在整夜或週末停止轉移的傳統系統不同，該平台運行24/7，允許公司立即響應市場波動或緊急需求。

This initiative follows a successful pilot in May with Ant International’s Whale platform and sees the service go live after feedback from that first transaction.

該倡議是在五月與Ant International的鯨魚平台上成功的飛行員之後的，並看到該服務在第一筆交易的反饋後將上線。

Backed by the Hong Kong Monetary Authority’s Distributed Ledger Technology incubator, this initiative joins a suite of proof-of-concept trials under the HKMA’s tokenization program, which also includes a central bank digital currency testing regime launched last August. By mid-2025, HSBC plans to extend these tokenized rails across Asia and into European markets.

在香港貨幣管理局的分佈式分類帳技術孵化器的支持下，該計劃加入了HKMA的令牌化計劃的一系列概念證明試驗，其中還包括去年8月推出的中央銀行數字貨幣測試制度。到2025年中，匯豐銀行計劃將這些令牌軌道擴展到亞洲和歐洲市場。

While this innovation promises clearer liquidity management and fewer hidden charges, it also demands that firms upgrade their back-office systems to handle token interactions—and that blockchain infrastructures remain robust against hacks or technical hiccups.

儘管這項創新有望更清晰的流動性管理和更少的隱藏費用，但它還要求企業升級其後端系統來處理令牌互動，而區塊鏈基礎架構仍然對黑客攻擊或技術打ic仍然有力。

As Europe’s largest bank by assets, HSBC’s move is driving a tangible shift toward interbank blockchain settlements—one that could redefine how big institutions move money.

作為歐洲最大的銀行劃分的資產，匯豐銀行的舉動正在推動向銀行間區塊鏈定居點的切實轉變，這可以重新定義大型機構的貨幣貨幣。

Best Crypto to Buy Now

現在購買的最佳加密貨幣

This growing institutional embrace of tokenized money signals which digital assets are likely to benefit most from increased on-chain liquidity and evolving regulatory support. As banks move toward 24/7 token transfers, the stage is set for identifying the best cryptos to buy now — especially those that thrive within tokenization and DeFi ecosystems.

這種日益增長的貨幣信號的機構擁抱，數字資產可能會受益於增加的鏈流動性和不斷發展的監管支持。隨著銀行轉向24/7代幣的轉移，該階段旨在確定現在購買的最佳加密貨幣，尤其是那些在代幣化和Defi生態系統中蓬勃發展的加密貨幣。

MIND of Pepe

佩佩的心

With tokenization maturing, on-chain utility tokens that reward community engagement could see fresh demand—enter MIND of Pepe, blending meme culture with real-world payment potential.

隨著令牌化的成熟，獎勵社區參與的鍊鍊實用令牌可能會看到新的需求 - 佩佩（Pepe）的思想，將模因文化與現實世界中的支付潛力融合在一起。

MIND, a meme coin infused with artificial intelligence and a long-time favorite of meme subculture, has been making waves with its presale, raising $10 million.

Mind是一種注入人工智能的模因硬幣，並且是模因亞文化的長期最愛，它一直以其預售浪費，籌集了1000萬美元。

This milestone comes at a time when the crypto market has been struggling to attract capital. Yet, MIND has signaled strong investor interest, reigniting enthusiasm in the meme coin space.

這個里程碑是在加密市場一直在努力吸引資本的時候出現的。然而，心靈表明了強烈的投資者興趣，重新激發了模因硬幣領域的熱情。

Leveraging AI, MIND interacts with crypto influencers on platforms like X (formerly Twitter), gathering their insights and opinions. It then analyzes this information using its “hive mind” intelligence system to identify undervalued tokens with high growth potential.

利用AI，Mind在X（以前為Twitter）等平台上與加密影響者進行互動，收集他們的見解和觀點。然後，它使用其“蜂巢思維”智能係統分析了這些信息，以識別具有高增長潛力的低估令牌。

Another exciting feature in development is a token generation tool designed to create new tokens that align with emerging market trends.

開發中的另一個令人興奮的功能是代幣生成工具，旨在創建與新興市場趨勢相符的新代幣。

As stated by the well-known cryptocurrency website 99Bitcoins, MIND has the potential to deliver a 100x return.

正如著名的加密貨幣網站99bitcoins所述，Mind有可能提供100倍的回報。

With only four days left before the MIND presale ends, now is your chance to invest in a project that aims to build long-term ecosystem value—not just ride the wave of temporary hype.

現在只剩四天的時間在思維預賽結束之前，您現在就有機會投資一個旨在建立長期生態系統價值的項目，而不僅僅是騎暫時的炒作浪潮。

Best Wallet Token

最好的錢包令牌

Wallet infrastructure plays a starring role in a tokenized world. Best Wallet Token offers the slick interface institutions need to handle digital deposits—expect growing uptake.

錢包基礎設施在一個令牌世界中起著主角。最佳錢包代幣提供了處理數字存款所需的光滑界面機構 - 預計攝入量。

What makes it powerful is that it’s built around the Best Wallet app, which offers perks like iGaming, staking rewards, and reduced transaction fees.

使其強大的原因是它圍繞著最好的錢包應用程序，該應用程序提供了諸如iGaming，Stage獎勵和減少交易費用之類的特權。

Moreover, it allows discovering new crypto projects through its Upcoming Tokens tool. This feature enables users to explore early-stage projects and access key information before buying — all within the app, with no third-party involvement.

此外，它允許通過其即將到來的代幣工具發現新的加密項目。此功能使用戶能夠在購買之前探索早期項目並訪問關鍵信息 - 所有內容都沒有第三方參與。

It’s also worth noting that it comes packed with strong security features, including a wide range of 2FA/MFA options (such as biometrics), advanced cryptographic technology, built-in scam protection, and comprehensive safeguards against hacks, theft, and other vulnerabilities — all backed by complete crypto insurance.

還值得注意的是，它具有強大的安全功能，包括各種2FA/MFA選項（例如生物識別技術），先進的加密技術，內置掃描保護以及針對黑客，盜竊和其他漏洞的全面保障措施 - 全部得到了完全加密保險的支持。

SUBBD

子

As banks digitize deposits, blockchain projects focused on seamless token transfers like SUBBD could capture new flows, marrying liquidity rails with cross-border rails.

隨著銀行對存款進行數字化的數字化，區塊鏈項目專注於SubBD之類的無縫令牌轉移，可以捕獲新的流量，將流動性導軌與跨境軌道結合。

Having raised $500K in its presale, SUBBD is carving out its own niche in the evolving cryptocurrency space — one that’s increasingly

Subbd籌集了50萬美元的預售，在不斷發展的加密貨幣空間中雕刻了自己的利基市場 - 越來越多的