FCA 強調打擊詐欺的新加密貨幣法規

英國最高金融監理機構金融行為監理局 (FCA) 上週發布了 2023-24 年度報告和帳目

The UK Financial Conduct Authority (FCA) has revealed that over 87% of crypto registrations were either rejected, withdrawn, or refused as part of its ongoing efforts to combat fraud and enhance consumer protection.

英國金融行為監理局 (FCA) 透露，作為其持續打擊詐欺和加強消費者保護努力的一部分，超過 87% 的加密貨幣註冊被拒絕、撤回或拒絕。

In its annual report, the FCA outlined new marketing rules for crypto assets. The regulator issued 450 consumer alerts against illegal crypto promotions in early 2024 and reinforced its commitment to global collaboration and oversight improvements.

FCA 在年度報告中概述了加密資產的新行銷規則。該監管機構於 2024 年初針對非法加密貨幣促銷活動發出了 450 條消費者警報，並加強了對全球合作和監督改進的承諾。

FCA Highlights New Crypto Regulations to Combat Fraud

FCA 強調打擊詐欺的新加密貨幣法規

The Financial Conduct Authority (FCA), the UK’s top financial regulator, published its Annual Report and Accounts for 2023-24 last week, highlighting significant progress in its regulatory oversight of the crypto sector. The report emphasized new rules introduced to enhance consumer protections and combat financial crimes related to cryptoassets.

英國最高金融監管機構金融行為監理局 (FCA) 上週發布了 2023-24 年度報告和帳目，強調其在加密貨幣行業監管方面取得的重大進展。該報告強調了為加強消費者保護和打擊與加密資產相關的金融犯罪而引入的新規則。

In the report, the FCA revealed:

FCA 在報告中透露：

* Over 87% of crypto registrations were rejected, withdrawn or refused.

* 超過 87% 的加密貨幣註冊被拒絕、撤銷或拒絕。

“We help firms applying for authorisation by communicating our expectations and issuing guidance on good and poor practice. This is helping firms understand what is required – 44 crypto firms now have money laundering registration,” the regulator explained.

「我們透過傳達我們的期望並發布有關良好和不良實踐的指導來幫助公司申請授權。這有助於公司了解需要什麼——現在有 44 家加密貨幣公司進行了洗錢登記，」監管機構解釋道。

* The FCA noted the implementation of stricter marketing rules for cryptoasset promotions, which came into force earlier in 2024. These rules include a 24-hour cooling-off period for investors and categorize cryptoassets as “Restricted Mass Market Investments.” The FCA stated this measure aims to ensure that crypto promotions are clear, fair, and not misleading, as firms must adhere to standards that protect consumers from potentially high-risk investments. The regulator highlighted:

* FCA 注意到對加密資產促銷實施了更嚴格的行銷規則，該規則於2024 年初生效。 這些規則包括為投資者提供24 小時冷靜期，並將加密資產歸類為“受限制的大眾市場投資” 。 FCA 表示，這項措施旨在確保加密貨幣促銷活動清晰、公平且不具誤導性，因為公司必須遵守保護消費者免受潛在高風險投資的標準。監理機構強調：

> We issued 450 consumer alerts against firms illegally promoting cryptoassets in the first 3 months of the rules going live.

> 在規則生效的前 3 個月內，我們針對非法推廣加密資產的公司發出了 450 條消費者警報。

* The report also detailed the FCA’s wider anti-financial crime initiatives, including significant oversight improvements in the sector. The FCA highlighted that since April 2023, it had conducted multiple supervisory visits and enforced new controls targeting high-risk firms. These measures align with the FCA’s commitment to reducing money laundering and improving fraud detection across financial sectors, including cryptoassets. The agency confirmed that it continues to collaborate with international bodies to set global standards on crypto regulation. The FCA wrote:

* 該報告還詳細介紹了 FCA 更廣泛的反金融犯罪舉措，包括該行業的重大監管改進。 FCA強調，自2023年4月以來，它已進行多次監管走訪，並針對高風險企業實施了新的控制措施。這些措施符合 FCA 減少洗錢和改善整個金融領域（包括加密資產）詐欺偵測的承諾。該機構確認將繼續與國際機構合作，制定加密貨幣監管的全球標準。 FCA 寫道：

> We continue to play a leading role internationally – shaping the global standards on crypto, sustainability, and non-bank finance to name but a few.

> 我們繼續在國際上發揮領導作用——制定加密貨幣、永續發展和非銀行金融等方面的全球標準。

What do you think about the FCA’s approach to regulating the crypto sector? Let us know in the comments section below.

您如何看待 FCA 監管加密貨幣產業的方法？請在下面的評論部分告訴我們。