歐盟正在為擁有加密貨幣的保險公司計劃更嚴格的規定。

歐盟監管機構建議保險公司在進行投資時必須將其全部資本儲備專用於包括比特幣在內的數字資產。

The European Union is planning stricter rules for insurance companies holding cryptocurrencies, according to a report by Financial Times.

根據《金融時報》的一份報告，歐盟正在為擁有加密貨幣的保險公司計劃更嚴格的規則。

The EU regulators suggested that insurance companies must dedicate their entire capital reserves to digital assets, including Bitcoin, when making investments. This proposal would impose the highest-ever financial constraints on crypto assets that insurance providers purchase.

歐盟監管機構建議保險公司在進行投資時必須將其全部資本儲備專用於包括比特幣在內的數字資產。該提案將對保險提供商購買的加密資產施加有史以來最高的財務限制。

European Union Insurers' Crypto-Asset Holdings (Last Quarter 2023)

歐盟保險公司的加密資產控股（2023年上一季度）

The majority of European insurance firms reserve between 60% and 80% of their capital to protect their cryptocurrency assets. The European Commission needs to approve the standing proposal currently under review.

歐洲大多數保險公司保留其資本的60％至80％，以保護其加密貨幣資產。歐洲委員會需要批准目前正在審查的常設建議。

Insurers would need to allocate capital equal to 100% of their digital assets, which would put a premium on any crypto investments made by these firms. The capital requirement would extend to every tokenized asset that has its value derived from either debt instruments or equity investments.

保險公司將需要分配等於其數字資產的100％的資本，這將對這些公司進行的任何加密投資進行保費。資本要求將擴展到其具有債務工具或股票投資價值的所有令牌資產。

The proposed rule includes both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

擬議的規則包括比特幣以及與法定貨幣以及基於安全的數字資產相關的所有其他加密資產和穩定幣。

However, the suggested limitations in the proposal might be ineffective in the present moment. The present value of crypto assets among European insurers amounts to only a limited portion of their total institutional portfolio.

但是，該提案中建議的局限性在當前時刻可能是無效的。歐洲保險公司中加密資產的現值僅佔其機構總投資組合的有限部分。

European Union Insurers' Sector Assets

歐盟保險公司的部門資產

The legal bodies are discussing a new generation of capital requirements for the European insurance sector. The present capital requirements are part of Solvency II, which came into effect in 2016.

法律機構正在討論歐洲保險業的新一代資本要求。目前的資本要求是償付能力II的一部分，該償付能力II於2016年生效。

The total institutional portfolio of European Union insurers reached €9.6 trillion during the last quarter of 2023, and the European insurance sector assets are valued at €9.6 trillion.

在2023年的最後一個季度，歐盟保險公司的機構總投資組合達到9.6萬億歐元，歐洲保險部門資產的價值為9.6萬億歐元。

The European insurers' crypto-asset holdings totaled approximately €655 million, rendering crypto holdings less than 0.01% of the total institutional portfolio. Luxembourg holds the majority of these crypto assets.

歐洲保險公司的加密資產持有量約為6.55億歐元，使加密貨幣持有不到機構總投資組合的0.01％。盧森堡擁有這些加密資產中的大多數。

Insurers typically maintain these positions through indirect investment funds.

保險公司通常通過間接投資基金維護這些頭寸。

The European Union is rolling out stricter rules for insurance companies holding cryptocurrencies, converging on tighter regulations for the burgeoning digital asset industry.

歐盟正在針對擁有加密貨幣的保險公司製定更嚴格的規定，並為新興的數字資產行業的嚴格規定匯聚。

The proposals by the European Union's insurance regulator would impose the highest-ever financial constraints on crypto assets that insurance providers purchase,suggesting that they must dedicate their entire capital reserves to digital assets.

歐盟保險監管機構的建議將對保險提供商購買的加密資產施加有史以來最高的財務限制，這表明他們必須將全部資本儲備專用於數字資產。

The European Commission still needs to approve the standing proposal, which is currently under review.

歐洲委員會仍然需要批准目前正在審查的常規提案。

The European Union Insurers' Crypto-Asset Holdings (Last Quarter 2023)

歐盟保險公司的加密資產控股（2023年上一季度）

The proposals suggest that if an insurer invests in Bitcoin or any other digital asset, it would need to allocate capital equal to 100% of the value of that digital asset.

這些提案表明，如果保險公司投資比特幣或任何其他數字資產，則需要分配等於該數字資產價值的100％的資本。

The capital requirement would extend to every tokenized asset that has its value derived from either debt instruments or equity investments.

資本要求將擴展到其具有債務工具或股票投資價值的所有令牌資產。

The capital threshold would bond both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

資本閾值將把比特幣與所有其他加密資產以及與法定貨幣以及基於安全的數字資產相關的穩定資產簽約。

The proposed rule includes both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

擬議的規則包括比特幣以及與法定貨幣以及基於安全的數字資產相關的所有其他加密資產和穩定幣。

The suggested limitations in the proposal might be ineffective in the present moment. The present value of crypto assets among European insurers amounts to only a limited portion of their total institutional portfolio.

該提案中建議的局限性在當前時刻可能是無效的。歐洲保險公司中加密資產的現值僅佔其機構總投資組合的有限部分。

European Union Insurers' Sector Assets

歐盟保險公司的部門資產

The legal bodies are discussing a new generation of capital requirements for the European insurance sector. The present capital requirements are part of Solvency II, which came into effect in 2016.

法律機構正在討論歐洲保險業的新一代資本要求。目前的資本要求是償付能力II的一部分，該償付能力II於2016年生效。

The total institutional portfolio of European Union insurers reached €9.6 trillion during the last quarter of 2023, and the European insurance sector assets are valued at €9.6 trillion.

在2023年的最後一個季度，歐盟保險公司的機構總投資組合達到9.6萬億歐元，歐洲保險部門資產的價值為9.6萬億歐元。

The European insurers' crypto-asset holdings totaled approximately €655 million, rendering crypto holdings less than 0.01% of the total institutional portfolio. Luxembourg holds the majority of these crypto assets.

歐洲保險公司的加密資產持有量約為6.55億歐元，使加密貨幣持有不到機構總投資組合的0.01％。盧森堡擁有這些加密資產中的大多數。

Insurers typically maintain these positions through indirect investment funds.

保險公司通常通過間接投資基金維護這些頭寸。

The European Union's insurance regulator is planning to propose tighter rules for insurance companies holding cryptocurrencies, according to a report by Financial Times.

根據《金融時報》的一份報告，歐盟的保險監管機構計劃為擁有加密貨幣的保險公司提出更嚴格的規定。

The proposals by the European Union's insurance regulator would impose the highest-ever financial constraints on crypto assets that insurance providers purchase,suggesting that they must dedicate their entire capital reserves to digital assets.

歐盟保險監管機構的建議將對保險提供商購買的加密資產施加有史以來最高的財務限制，這表明他們必須將全部資本儲備專用於數字資產。

The European Commission still needs to approve the standing proposal, which is currently under review.

歐洲委員會仍然需要批准目前正在審查的常規提案。

The proposals suggest that if an insurer invests in Bitcoin or any other digital asset, it would need to allocate capital equal to 100% of the value of that digital asset.

這些提案表明，如果保險公司投資比特幣或任何其他數字資產，則需要分配等於該數字資產價值的100％的資本。

The capital requirement would extend to every tokenized asset that has its value derived from either debt instruments or equity investments.

資本要求將擴展到其具有債務工具或股票投資價值的所有令牌資產。

The capital threshold would bond both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

資本閾值將把比特幣與所有其他加密資產以及與法定貨幣以及基於安全的數字資產相關的穩定資產簽約。

The proposed rule includes both Bitcoin alongside all other crypto assets and stablecoins linked to fiat currencies as well as security-based digital assets.

擬議的規則包括比特幣以及與法定貨幣以及基於安全的數字資產相關的所有其他加密資產和穩定幣。

However, the suggested limitations in the proposal might be ineffective in

但是，提案中建議的限制可能無效