最適合初學者投資的加密貨幣

涉足加密貨幣可能會讓人感到不知所措，尤其是有這麼多的選擇。不過，專家建議從

Dipping your toes into cryptocurrency can feel overwhelming, especially with so many options out there. However, experts suggest that starting with well-established and reputable digital assets can make the process smoother.

涉足加密貨幣可能會讓人感到不知所措，尤其是有這麼多的選擇。然而，專家建議，從成熟且信譽良好的數位資產入手可以使這一過程更加順利。

To help you get started, we have compiled a beginner-friendly guide highlighting five of the best cryptocurrencies for beginners to invest in, considering their stability, market value, and potential for growth.

為了幫助您入門，我們編寫了一份適合初學者的指南，重點介紹了五種最適合初學者投資的加密貨幣，考慮到它們的穩定性、市場價值和成長潛力。

Bitcoin (BTC)

比特幣（BTC）

Bitcoin is the oldest and most valuable cryptocurrency on the market, making it a solid choice for beginners. As of June 4, 2024, Bitcoin’s market capitalization exceeded $1.35 trillion, a figure representing over half of the entire crypto market’s value.

比特幣是市場上最古老、最有價值的加密貨幣，使其成為初學者的可靠選擇。截至2024年6月4日，比特幣市值超過1.35兆美元，佔整個加密貨幣市場價值的一半以上。

First-time crypto investors should consider Bitcoin as an investment option because of the following reasons:

首次加密貨幣投資者應考慮將比特幣作為投資選擇，原因如下：

Bitcoin’s established presence and continuous growth make it an excellent starting point for new crypto investors. While the price of one Bitcoin might be a bit high for the average investor, it is possible to buy smaller portions of it for much lower prices.

比特幣的確立和持續成長使其成為新的加密貨幣投資者的絕佳起點。雖然一枚比特幣的價格對於普通投資者來說可能有點高，但可以以低得多的價格購買一小部分比特幣。

Bitcoin is the cryptocurrency that has seen the most development over the years. This means that it has the highest level of security and efficiency among the major coins. As a result, it should be able to keep up with technological progress in the blockchain industry, which should keep the value of BTC at a steady level.

比特幣是多年來發展最快的加密貨幣。這意味著它在主要幣種中具有最高水準的安全性和效率。因此，它應該能夠跟上區塊鏈行業的技術進步，這應該會使 BTC 的價值保持在穩定的水平。

Ethereum (ETH)

以太坊（ETH）

Although having a much more modest market capitalization compared to Bitcoin, Ethereum is a powerhouse among altcoins and a similarly great option for crypto beginners.

儘管與比特幣相比，以太坊的市值要小得多，但它是山寨幣中的佼佼者，對於加密貨幣初學者來說也是一個同樣不錯的選擇。

Technically known as Ether, this cryptocurrency is the second largest by market cap and has a significant role in both the decentralized finance (defi) and decentralized applications (dapps) ecosystems.

這種加密貨幣技術上稱為以太幣，按市值計算是第二大加密貨幣，在去中心化金融 (defi) 和去中心化應用程式 (dapps) 生態系統中都發揮著重要作用。

For those wondering which crypto is best for beginners, here are a few reasons why Ethereum should be a strong contender for your first crypto investment:

對於那些想知道哪種加密貨幣最適合初學者的人來說，以下是以太坊應該成為您的第一個加密貨幣投資的有力競爭者的幾個原因：

It is the native cryptocurrency of the Ethereum blockchain, which is where a lot of the latest crypto trends, such as defi and NFTs, originate. This close association with new technological developments bodes well for ETH’s price performance.

它是以太坊區塊鏈的原生加密貨幣，也是許多最新加密貨幣趨勢（例如 defi 和 NFT）的發源地。這種與新技術發展的密切聯繫預示著 ETH 的價格表現良好。

Ethereum 2.0, a major upgrade to the blockchain, is set to improve the network’s scalability and efficiency while decreasing transaction costs and increasing transaction speeds. It means Ethereum should be able to keep up with technological progress in the blockchain industry, which should keep the value of ETH at a steady level.

以太坊 2.0 是區塊鏈的重大升級，旨在提高網路的可擴展性和效率，同時降低交易成本並提高交易速度。這意味著以太坊應該能夠跟上區塊鏈產業的技術進步，這應該會使ETH的價值保持在穩定的水平。

With the above in mind, settling on ETH for a first crypto investment should not be a daunting choice to make.

考慮到上述因素，選擇 ETH 作為第一個加密貨幣投資應該不是一個令人畏懼的選擇。

BNB Coin

幣安幣

BNB Coin, the native cryptocurrency of the Binance ecosystem, is another choice when buying crypto for beginners.

BNB Coin 是幣安生態系統的原生加密貨幣，是初學者購買加密貨幣的另一種選擇。

It may not have the same level of reputation and name recognition as the first two coins on our list, but it has managed to quietly establish itself as an important part of the broader crypto market.

它可能沒有我們名單上的前兩種代幣那樣的聲譽和知名度，但它已經成功地悄悄成為更廣泛的加密貨幣市場的重要組成部分。

Here’s why you should consider BNB among the best cryptocurrency for beginners in 2024:

這就是為什麼您應該將 BNB 視為 2024 年最適合初學者的加密貨幣之一：

BNB is used to pay trading fees on Binance, the world’s largest cryptocurrency exchange. This use case alone generates a lot of demand for BNB, which should help keep its value up.

BNB 用於支付全球最大的加密貨幣交易所幣安的交易費用。光是這個用例就產生了大量對 BNB 的需求，這應該有助於保持其價值。

Beyond trading, BNB serves as the primary currency for Binance’s decentralized exchange, Binance DEX. Users can trade cryptocurrencies in a non-custodial manner, maintaining complete control over their assets.

除了交易之外，BNB 還作為幣安去中心化交易所 Binance DEX 的主要貨幣。用戶可以以非託管方式交易加密貨幣，並保持對其資產的完全控制。

BNB is also integrated into Binance’s decentralized lending platform, Binance Lending, where users can lend and borrow cryptocurrencies while earning interest. Furthermore, BNB can be used to pay transaction fees on the Binance Smart Chain (BSC), a high-performance blockchain developed by Binance.

BNB 還整合到幣安的去中心化借貸平台 Binance Lending 中，用戶可以在其中藉出和借入加密貨幣，同時賺取利息。此外，BNB還可用於支付幣安智能鏈（BSC）上的交易費用，而幣安智能鍊是幣安開發的高效能區塊鏈。

All these use cases in an ecosystem as dynamic and expansive as Binance’s should help safeguard BNB’s value in the long term, arguably making it one of the best crypto to buy now for beginners.

像幣安這樣充滿活力和廣闊的生態系統中的所有這些用例應該有助於維護 BNB 的長期價值，可以說使其成為初學者現在購買的最佳加密貨幣之一。

Solana (SOL)

索拉納 (太陽)

Another coin that could potentially be among the best crypto investments for beginners is Solana (SOL). Its price performance over the last year has generally been positive, with the coin’s value increasing by more than 660% in that time, per data from CoinGecko.

另一個可能成為初學者最佳加密貨幣投資的代幣是 Solana (SOL)。根據 CoinGecko 的數據，去年其價格表現總體上是積極的，同期代幣的價值增長了 660% 以上。

SOL is the native cryptocurrency of the Solana blockchain, which is known for its high transaction speeds and low fees. Here are some reasons why beginners might want to consider investing in SOL:

SOL 是 Solana 區塊鏈的原生加密貨幣，以其高交易速度和低費用而聞名。以下是初學者可能想要考慮投資 SOL 的一些原因：

The Solana blockchain can process up to 65,000 transactions per second (TPS), which is significantly higher than the TPS of other blockchains like Bitcoin and Ethereum. This high throughput capacity should ensure that SOL remains in demand.

Solana 區塊鏈每秒可處理高達 65,000 筆交易 (TPS)，明顯高於比特幣和以太坊等其他區塊鏈的 TPS。這種高吞吐能力應能確保 SOL 保持需求。

Solana also boasts a developer community that is constantly working on new projects and applications within the Solana ecosystem. This activity should help keep the value of SOL up in the long term.

Solana 還擁有一個開發者社區，該社區不斷致力於 Solana 生態系統中的新專案和應用程式。從長遠來看，這項活動應該有助於維持 SOL 的價值。

In the current world, where people are big on environmental protection, cryptocurrencies with reduced ecological footprints may be viewed more favorably, and it would make sense for first-time crypto investors to buy such coins. Solana happens to be one of the more energy-efficient cryptocurrencies out there.

在當今世界，人們非常重視環境保護，生態足跡減少的加密貨幣可能會受到更有利的對待，對於首次加密貨幣投資者來說，購買此類貨幣是有意義的。 Solana 恰好是最節能的加密貨幣之一。

Ripple (XRP)

瑞波幣 (XRP)

Anyone

任何人