加密貨幣越來越正常，從使用它的人數到使用它的人的類型

雖然比特幣（BTC）和加密新聞最近都集中在政治和機構上，但顯示政府政策變得越來越接受

A new report has revealed that crypto is becoming more mainstream, both in terms of the number of people who use it and the type of people who use it.

一份新報告顯示，在使用它的人數及其使用的人的類型方面，加密貨幣越來越主流。

According to the National Crypto Alliance’s (NCA) “2025 State of Crypto” report, which is based on a Harris Poll survey of 10,000 crypto owners from 54,000 surveyed adults, crypto is now used by 55 million Americans.

根據國家加密聯盟（NCA）的“ 2025年加密貨幣狀態”報告，該報告基於對來自54,000名被調查成人的10,000名加密貨幣所有者進行的Harris民意測驗調查，現在有5500萬美國人使用加密貨幣。

The report, which was presented at Bitcoin 2025 in Las Vegas, found that crypto is being integrated into the daily lives of a broad cross-section of Americans, spanning different age groups, genders, income levels and professional domains.

該報告在拉斯維加斯的2025年比特幣上發表，發現加密貨幣已融入了美國人廣泛的橫截面的日常生活中，跨越了不同的年齡段，性別，收入水平和專業領域。

“Crypto is for everyone,” said Ali Tager, executive director of the NCA, in an interview with Cointelegraph.

NCA執行董事阿里·塔格（Ali Tager）在接受Cointelegraph的採訪時說：“加密貨幣都適合所有人。”

The data showed that one in five American adults, or 21%, now own at least some form of cryptocurrency. The implications for both the industry’s narrative and for policymakers are profound.

數據顯示，現在至少擁有某種形式的加密貨幣，其中五分之一的美國成年人（或21％）現在擁有至少一種形式的加密貨幣。對行業敘事和政策制定者的影響是深遠的。

Most crypto adoption stories do not involve Lamborghinis and get-rich-quick schemes but are often about practical, often transformative uses, according to Tager. This data-driven portrait challenges stereotypes and reframes the crypto debate around financial inclusion, practical adoption and a demand for smarter regulation.

塔格說，大多數加密採用故事都不涉及蘭博基尼人和獲得富裕的方案，而是涉及實用的，通常是變革性的用途。這種數據驅動的肖像挑戰了刻板印象，並重新介紹了有關金融包容性，實際採用和對更智能監管的需求的加密辯論。

Many of America’s crypto holders are already integrating digital assets into their daily lives. Some 39% of crypto investors in the survey have used crypto to pay for goods and services. Of these crypto shoppers, 96% used it at least once per year, with 22% doing so weekly. And 31% reported sending crypto to family as an alternative to traditional remittance channels.

美國許多加密貨幣持有人已經在將數字資產整合到他們的日常生活中。該調查中約有39％的加密投資者使用加密貨幣來支付商品和服務。在這些加密購物者中，有96％的人每年至少使用一次，每周有22％的人這樣做。 31％的人報告將加密貨幣發送給家人，以替代傳統匯款渠道。

The most common motivation for entering crypto is investment, cited by 60% as their first driver. However, curiosity about blockchain itself (50%) and practical uses like online shopping (27%) also ranked high.

進入加密貨幣的最常見動機是投資，被60％作為其第一個驅動因素引用。但是，對區塊鏈本身（50％）和在線購物（27％）（27％）等實用用途的好奇心也排名很高。

“Crypto is no longer just a novelty,” said Tager. “For many, it’s a better way to do what they’re already doing, whether that’s shopping, paying bills or sending money to loved ones.”

塔格說：“加密不再只是一種新穎性。” “對於許多人來說，這是做他們已經在做的事情的更好方法，無論是購物，支付賬單還是向親人匯款。”

NCA report mostly lines up with previous industry analysis

NCA報告主要與以前的行業分析保持一致

The National Crypto Alliance’s report focused on the state of crypto in 2025. Source: NCA

國家加密聯盟的報告著重於2025年的加密貨幣。來源：NCA

Previous reports from Chainalysis, Messari and a16zcrypto support much of the NCA’s findings in its report, at least directionally. All reports agree that adoption is growing, but determining the exact statistical makeup is always a challenge.

Chainalysis，Messari和A16ZCrypto的先前報告至少在其報告中支持了NCA的許多發現，至少在方向上。所有報告都同意採用率正在增長，但是確定確切的統計構成始終是一個挑戰。

The NCA’s 55 million owners, based on a Harris Poll of 54,000 adults, seems robust, but Harris’s online panels may overstate adoption, especially when a 2025 Messari report pegs global active users at 30 million-60 million, hinting at speculative inflation.

NCA的5500萬所有者根據哈里斯（Harris）的54,000名成年人的民意調查，似乎很健壯，但哈里斯（Harris）的在線小組可能會誇大採用，尤其是當2025年的梅薩里（Missari）報告全球活躍用戶以3,000萬至6000萬的身份報告時，人們會在投機性通貨膨脹時提出。

The NCA’s diverse owners, per Harris’s data, include a data set showing 31% of women own crypto. However, if the online survey were used, it could skew results toward tech-savvy groups, clashing with a late 2024 Chainalysis report showing 70% of US activity from elite transfers.

根據哈里斯（Harris）的數據，NCA的各種所有者包括一個數據集，顯示31％的女性擁有加密貨幣。但是，如果使用了在線調查，它可能會偏向精通技術的小組，並與2024年末的鏈分析報告發生衝突，顯示美國70％的活動來自Elite Transfers。

This is neither to suggest that adoption by women or non-elites is not growing nor to downplay the effort of polling 10,000 crypto holders across the US to get a better statistical base for analysis. It is only to suggest that repeatable surveys should be produced in order to solidify confidence in the findings of the NCA report.

這既不表明婦女或非精英的採用並不是在不斷增長，也不要淡化投票在美國各地的10,000個加密持有人的努力，以獲得更好的統計基礎進行分析。僅提示應進行可重複的調查，以鞏固對NCA報告發現的信心。

Crypto adoption sees a demographic shift

加密採用率看到人口轉變

The NCA’s report highlights that crypto ownership is far more diverse than often depicted. While 67% of holders are men, 31% are women, and nearly 17 million American women are engaged with digital assets. Age-wise, 67% of crypto owners are under 45, but almost 9 million are over 55, contrasting with the notion that crypto is purely a young person’s domain.

NCA的報告強調，加密所有權的多樣化遠比經常描繪的要多樣化。雖然有67％的持有人是男性，而31％是女性，而將近1700萬美國婦女參與了數字資產。年齡的，有67％的加密貨幣所有者不到45歲，但近900萬人超過55歲，與純粹是一個純粹是年輕人的領域形成鮮明對比。

“We heard from a cattle rancher in Kansas using blockchain to track beef provenance, a single mother in Texas learning to trade crypto to gain financial freedom. These are the stories that matter,” said Tager. “They’re not chasing Lamborghinis; they’re using crypto for real, often life-changing reasons.”

塔格說：“我們從堪薩斯州的一家牛牧場主那裡聽到了區塊鏈來跟踪牛肉的出處，這是德克薩斯州的單身母親學習以貿易加密貨幣以獲得財務自由。這些都是重要的故事。” “他們不是在追逐蘭博基尼；他們出於真正的，經常改變生活的原因而使用加密貨幣。”

The report also highlighted that 45% of crypto holders saw digital assets as a force for financial inclusion and poverty reduction, whereas 38% cited their role in fostering technological innovation and sustainable economic practices.

該報告還強調，有45％的加密持有人將數字資產視為減少金融和貧困的力量，而38％的人列舉了它們在促進技術創新和可持續經濟實踐中的作用。

Crypto concerns and challenges

加密問題和挑戰

However, even as these numbers suggest a broad democratization of crypto, the report’s data also reveals a fundamental tension. 75% of crypto holders worry about scams and security, yet only 3% report having personally experienced fraud.

但是，即使這些數字表明對加密貨幣的民主化，該報告的數據也揭示了根本的張力。有75％的加密貨幣持有人擔心騙局和安全性，但只有3％的人報告親自經歷了欺詐行為。

Reports from

報告