加密貨幣損失：從ZIRP到零 - 我如何損失一百萬美元（以及您可以學到的）

一個警告性的加密交易，槓桿作用和市場嚴峻現實的故事，詳細介紹了百萬美元的損失和損失的個人旅程。

Crypto Losses: From ZIRP to Zero - How I Lost a Million Dollars (and What You Can Learn)

加密貨幣損失：從ZIRP到零 - 我如何損失一百萬美元（以及您可以學到的）

Crypto's wild ride can lead to massive gains or devastating losses. This is a story about one trader's experience of winning big and losing even bigger. Get ready for a wild ride through the world of crypto, leverage, and the lessons learned the hard way.

加密貨幣的野外行駛可能會導致巨大的收益或毀滅性的損失。這是一個故事，講述了一個交易者贏得大型和更大的經歷。準備好穿越加密世界，槓桿和經驗教訓的世界。

The ZIRP-Fueled Beginning

ZIRP促成的開始

It all started with zero interest rate policy (ZIRP). Flush with unexpected cash from a car deal, I dove headfirst into the crypto world in 2016, drawn by the allure of Ethereum (ETH). Buying in around $30, I watched it skyrocket, feeling like a genius as my investment multiplied. Little did I know, this was just the beginning of a rollercoaster ride.

一切始於零利率政策（ZIRP）。從汽車交易中出現意外現金，我在2016年首次進入加密貨幣世界，是由以太坊（Eth）的魅力（ETH）繪製的。購買約30美元左右，我看著它飛漲，當我的投資成倍增加時，感覺就像是一個天才。我幾乎不知道，這只是過山車的開始。

The Fog of the 2021 Crypto War

2021年加密戰爭的霧

2020 and 2021 were insane. Easy money was everywhere, stimulus checks fueled meme coins like Dogecoin, and celebrities shilled NFTs. Seeing opportunity, I went full-time degenerate, trading crypto and initially misreading the market.

2020年和2021年發瘋。到處都是輕鬆的錢，刺激檢查了燃料的模因硬幣，例如Dogecoin和名人SHILD NFTS。看到機會，我全職退化，交易加密貨幣，最初誤讀市場。

Finding SHIB and Riding the Wave

尋找濕巾並騎著波浪

Then came Shiba Inu (SHIB). Inspired by Dogecoin's success, I bet big on SHIB, becoming a vocal evangelist. The gigapump arrived in October, and my net worth exploded. I was comfortably in the two-comma club, with a dog coin making up half of it! It was so stupid I knew I had to sell some SHIB at that point, if nothing more than to be able to proudly say one of the dumbest sentences in existence: “I was right about Shiba Inu.”

然後是Shiba Inu（Shib）。受狗果成功的啟發，我敢打賭，成為一名聲樂傳教士。吉普普（Gigapump）於10月到達，我的淨資產爆炸了。我很舒適地在兩個公共俱樂部，狗硬幣構成了一半！真是太愚蠢了，我知道那時我必須出售一些什布，如果只能自豪地說出存在的最愚蠢的句子之一：“我對shiba inu是正確的。”

The Leverage Trap

槓桿陷阱

That's when greed took over. I saw my SHIB and ETH portfolio explode. As the market continued to rise, I took out a loan of 50 grand to buy more Ethereum to add to my collateral in Aave. When Ethereum’s price rose, the value of my collateral rose, and I took out another 200 grand as I believed my thesis was manifesting in the real world. Ethereum rose again, and I felt like a genius, making gobs of money hand over fist by simply clicking a few buttons. Soon I would find myself with well into six figures of debt, but it wasn’t a problem because my big bile of Ethereum was keeping my loan to value ratio (LTV) low and away from the danger zone.

那是貪婪接管的時候。我看到我的濕骨和ETH投資組合爆炸了。隨著市場的不斷上升，我借了50款貸款，購買了更多以太坊，以增加我的抵押品。當以太坊的價格上漲時，我的抵押品的價值玫瑰的價值，我又拿出了200個盛大的，因為我相信我的論文在現實世界中表現出來。以太坊再次升起，我覺得自己像個天才，只需單擊幾個按鈕就可以使金錢交給拳頭。很快，我會發現自己有六個債務，但這並不是一個問題，因為我的大膽汁是使我的貸款與價值比（LTV）保持較低並遠離危險區。

The Crash and the Million-Dollar Loss

墜機和百萬美元的損失

The great inflation print of November 2021 changed everything. As the market began to correct, I was overleveraged and unable to react quickly enough. I sold all of my Ethereum in January, February and March 2022, much of it at a loss. Leverage works until it doesn’t and I have lived this maxim. At its peak, my debt on my Ethereum was a little more than $850,000. This is how I lost a million dollars in crypto.

2021年11月的出色通貨膨脹印刷改變了一切。隨著市場開始糾正，我過度駕駛，無法做出足夠的反應。我在2022年1月，2月和3月出售了所有以太坊，其中大部分都茫然。槓桿作用，直到不行，我已經過了這個格言。在頂峰時，我對以太坊的債務略高於85萬美元。這就是我在加密貨幣中損失一百萬美元的方式。

Lessons Learned (the Hard Way)

經驗教訓（艱難的方式）

The crypto saga was an expensive but valuable lesson. The panic instilled a discipline I wouldn't have gained otherwise. And the most important lesson? Stay the hell away from leverage in crypto.

加密傳奇是一個昂貴但有價值的教訓。恐慌灌輸了我不會獲得的學科。最重要的教訓？遠離加密貨幣的槓桿作用。

Meanwhile, in Meme Coin Land...

同時，在Meme Coin Land ...

While fortunes are being made and lost, the meme coin world keeps spinning. Recently, there's been a shift from Popcat to Troller Cat (TCAT), with TCAT generating buzz due to its substantial ROI during its presale. While I'm staying away from leverage, maybe Troller Cat has something to offer. But remember, always do your own research!

當命運被製造和丟失時，模因硬幣界一直在旋轉。最近，從爆米花到Troller Cat（TCAT）發生了轉變，由於TCAT在預售期間大量投資回報率引起了嗡嗡聲。當我遠離槓桿作用時，也許Troller Cat可以提供一些東西。但是請記住，始終做自己的研究！

The Upshot

結果

So, what’s the takeaway? Crypto is a wild west. Fortunes can be made and lost in a blink. The key is to stay informed, manage risk, and maybe, just maybe, avoid taking financial advice from someone who lost a million dollars. But hey, at least it makes for a good story, right?

那麼，收穫是什麼？加密是一個狂野的西部。命運可以眨眼。關鍵是要保持知情，管理風險，也許，也許避免從損失一百萬美元的人那裡獲得財務建議。但是，嘿，至少這是一個好故事，對嗎？