Coinbase，USDC和收益率：Defi訪問的新時代

Coinbase深入研究了DEFI，通過Morpho為用戶提供高達10.8％的USDC收益率。這是金融的未來還是監管繩索步行？

Coinbase, USDC, and Yields: A New Era of DeFi Access

Coinbase，USDC和收益率：Defi訪問的新時代

Coinbase is making waves, offering users up to 10.8% yields on their USDC holdings by integrating directly with Morpho. Is this the future of finance, or a regulatory tightrope walk? Buckle up, buttercup, because the crypto world just got a whole lot more interesting.

Coinbase正在引起海浪，通過直接與Morpho集成，為用戶提供了高達10.8％的收益率。這是金融的未來還是監管繩索步行？ Buttercup係好，因為加密世界變得更加有趣。

Coinbase and Morpho: A DeFi Power Couple

Coinbase和Morpho：一對Defi Power夫婦

Coinbase is stepping up its DeFi game in a major way. They've launched a new USDC lending service that plugs right into the Morpho DeFi protocol. The big news? Users can now potentially snag yields up to a whopping 10.8% on their USDC without ever leaving the comfy confines of the Coinbase platform. Previously, just holding USDC on Coinbase earned you a more modest 4.5% APY. This is a game changer.

Coinbase正在以主要方式加強其Defi遊戲。他們推出了一項新的USDC貸款服務，該服務將插入Morpho Defi協議中。大新聞？現在，用戶可以在其USDC上可能會產生高達10.8％的折扣，而不會離開Coinbase平台的舒適範圍。以前，僅在Coinbase上持有USDC為您贏得了更少的4.5％APY。這是一個改變遊戲規則的人。

How Does This USDC Magic Work?

這個USDC魔術如何工作？

This isn't your grandma's savings account. When you deposit USDC, those funds are automatically lent out to borrowers, including those already using Coinbase's crypto-backed loan services. It's like a DeFi merry-go-round where lending and borrowing support each other. Borrowers pay interest, which then generates those sweet returns for the USDC depositors. Plus, Coinbase is calling it the “DeFi mullet” – a familiar, user-friendly interface powered by decentralized infrastructure. Business in the front, party in the back!

這不是您奶奶的儲蓄帳戶。當您存入USDC時，這些資金會自動借給借款人，包括已經使用Coinbase的加密貨幣支持貸款服務的資金。這就像一個旋轉木馬，借貸和借貸彼此支持。借款人支付利息，然後為USDC儲戶產生這些甜蜜的回報。另外，Coinbase稱其為“ Defi Mullet”，這是一個熟悉的，用戶友好的接口，由分散的基礎架構提供動力。在前面的業務，背面聚會！

DeFi Interest is Exploding

defi興趣正在爆炸

The timing couldn't be better. DeFi lending is booming, especially among institutional investors. According to Binance Research, DeFi lending has jumped 72% year-to-date among institutional circles. A recent survey also showed that 40% of US adults would consider using DeFi platforms if the regulatory landscape becomes clearer. People are ready for this.

時機再好不過了。 Defi貸款蓬勃發展，尤其是在機構投資者中。根據Binance Research，DeFi貸款在機構圈子中逐漸增長72％。最近的一項調查還表明，如果監管格局更清晰，美國40％的成年人將考慮使用Defi平台。人們為此做好了準備。

Regulatory Hurdles and Stablecoin Scrutiny

監管障礙和穩定的審查

Of course, it's not all sunshine and rainbows. Regulators are keeping a close eye on stablecoin yield products. There are concerns about potential loopholes that allow exchanges to offer yields through partner protocols. Coinbase is arguing that stablecoins are a competitive alternative to traditional banking fees. With the total stablecoin supply exceeding $300 billion, this debate is only going to intensify.

當然，這並不是所有的陽光和彩虹。監管機構正在密切關注穩定產量產品。人們擔心潛在的漏洞，這些漏洞可以通過合作夥伴協議提供交流的收益率。 Coinbase認為，Stablecoins是傳統銀行費用的競爭替代品。隨著Stablecoin的總供應量超過3000億美元，這場辯論只會加劇。

The MetaMask Factor and Token Mania

metamask因子和象徵性躁狂症

While Coinbase is making moves with USDC, there's also buzz about a potential MetaMask token ($MASK) launch. Ethereum co-founder Joseph Lubin hinted it might arrive sooner than expected, and Coinbase's Base is also rumored to be exploring its own token. Is this the start of a new wave of Ethereum-aligned tokens? Keep your eyes peeled!

儘管Coinbase正在使用USDC進行動作，但也有可能發行的MetAmask令牌（$ bask）。以太坊聯合創始人約瑟夫·盧賓（Joseph Lubin）暗示，它可能比預期的要早，而Coinbase的基地也有傳言稱正在探索自己的令牌。這是新一波以太坊的令牌的開始嗎？睜大眼睛！

Coinbase: Leading the Charge

Coinbase：領導電荷

Coinbase isn't just dipping its toes into DeFi; it's diving headfirst. By integrating Morpho, they're giving millions of users easy access to higher yields on their USDC holdings. It's a bold move that could reshape how people interact with decentralized finance. The USDC onchain lending feature is currently available in select markets with a wider rollout planned soon. This is all part of Coinbase’s strategy to bridge the gap between traditional finance and the decentralized world.

Coinbase不僅將其腳趾浸入Defi中；首先是潛水。通過整合Morpho，他們可以使數百萬用戶輕鬆地訪問其USDC持有量更高的收益率。這是一個大膽的舉動，可以重塑人們如何與分散的金融互動。 USDC OnChain Lending功能目前可在某些市場中獲得，併計劃更廣泛的推出。這是Coinbase彌合傳統金融與分散世界之間差距的戰略的一部分。

Final Thoughts

最後的想法

So, what does all this mean? Coinbase is betting big on DeFi, and they're making it easier than ever for everyday users to get involved. Whether you're a seasoned crypto veteran or just curious about this whole DeFi thing, now's the time to pay attention. Who knows, maybe those USDC yields will finally pay for that yacht you've been dreaming about. Until then, stay informed, stay curious, and keep an eye on those crypto charts!

那麼，這意味著什麼？ Coinbase在Defi上投注大量賭注，並且他們比以往任何時候都更容易參與其中。無論您是經驗豐富的加密貨幣老兵，還是對整個Fefi的事情感到好奇，現在是時候關注了。誰知道，也許這些USDC收益率最終將為您夢dream以求的遊艇付出代價。在此之前，請保持了解，保持好奇，並密切關注這些加密圖表！