Coinbase首席執行官Brian Armstrong預測加密貨幣將成為401（k）S的一部分

阿姆斯特朗（Armstrong）設想了Coinbase Coin50指數在5 - 10年內與標準普爾500指數相抗衡。

Coinbase (NASDAQ:COIN) has become the latest company to join the S&P 500, marking a significant moment for the cryptocurrency industry as a whole. The company’s inclusion in the prestigious index is a testament to its rapid growth and innovation in the blockchain space.

Coinbase（NASDAQ：COIN）已成為加入標準普爾500指數的最新公司，這標誌著整個加密貨幣行業的重要時刻。該公司納入著名指數，證明了其在區塊鏈領域的快速增長和創新。

As the company celebrates this milestone, CEO Brian Armstrong has set his sights even higher, making some bold predictions about the future of crypto that could reshape the way we think about investing and saving for the long term.

當公司慶祝這一里程碑時，首席執行官布萊恩·阿姆斯特朗（Brian Armstrong）將目光投向了更高的目光，對加密貨幣的未來做出了一些大膽的預測，這些預測可以重塑我們對長期投資和儲蓄的看法。

Armstrong’s vision includes crypto becoming part of 401(k) plans and the Coinbase COIN50 Index being as important as the S&P 500.

阿姆斯特朗（Armstrong）的願景包括加密（Crypto）成為401（k）計劃的一部分，而Coinbase Coin50指數與標準普爾500指數一樣重要。

Could we soon be seeing Bitcoin and Ethereum in 401(k) plans? It’s not as far-fetched as it sounds.

我們能很快在401（k）計劃中看到比特幣和以太坊嗎？聽起來不那麼牽強。

Coinbase CEO Predicts Crypto Integration in 401(k)s and COIN50 as Important as S&P 500

Coinbase首席執行官預測401（k）S和Coin50中的加密整合與標準普爾500相當重要

Coinbase’s recent entry into the S&P 500 has sparked conversation about the company’s future and its role in the broader crypto ecosystem.

Coinbase最近進入標準普爾500標準普爾500指數引發了關於公司的未來及其在更廣泛的加密生態系統中的作用的對話。

In a recent interview, Armstrong shared some big predictions about where he sees crypto going in the next 5-10 years.

在最近的一次採訪中，阿姆斯特朗（Armstrong）分享了一些很大的預測，即他在未來5 - 10年內看到加密貨幣的去向。

One prediction was that crypto will be part of 401(k)s and retirement plans.

一個預測是，加密貨幣將成為401（k）和退休計劃的一部分。

Currently, most retirement portfolios have a primary allocation to stocks and bonds, with minimal to no inclusion of crypto. However, Armstrong envisions a future where digital assets are seamlessly integrated into long-term savings plans.

目前，大多數退休投資組合對股票和債券的主要分配，最少，也不包括加密貨幣。但是，阿姆斯特朗（Armstrong）設想了一個未來，將數字資產無縫整合到長期儲蓄計劃中。

Furthermore, Armstrong predicts that the Coinbase COIN50 Index, which tracks the top 50 performing and highly liquid crypto assets, could be as important as the S&P 500 in five to ten years.

此外，阿姆斯特朗（Armstrong）預測，跟踪前50個性能和高度液體加密資產的Coinbase Coin50指數可能與五到十年中的標準普爾500指數一樣重要。

This integration would be a major badge of honor for crypto projects, showcasing their resilience and contribution to the financial ecosystem.

這種整合將是加密項目的主要榮譽徽章，展示其對金融生態系統的韌性和貢獻。

Coinbase's inclusion in the S&P 500 is a significant moment for the cryptocurrency industry. It signals the increasing recognition and acceptance of crypto in traditional financial markets.

Coinbase在標準普爾500指數中的包含是加密貨幣行業的重要時刻。它表明在傳統金融市場中對加密貨幣的認識和接受程度不斷增加。

As the company trades down about 7% for the year, index funds tracking the S&P are now expected to scoop up Coinbase stock.

隨著該公司今年的交易約7％，現在預計標準普爾的指數基金將鏟起Coinbase Stock。

Coinbase is replacing Discover Financial (NYSE:DFS) in the S&P 500, a move that will be effective at the close of trading on March 10.

Coinbase將取代標準普爾500指數的Discover Financial（NYSE：DFS），此舉將於3月10日在交易結束時生效。

The company’s stock price is expected to react accordingly, and analysts will be closely following any changes in valuation or performance.

預計公司的股票價格將做出相應的反應，分析師將在估值或績效變化後緊密。

Armstrong’s 10-Year Vision: App Store for Crypto and USDC as Top Stablecoin

阿姆斯特朗（Armstrong）的10年願景：加密貨幣和USDC的App Store作為頂級Stablecoin

In a broader 10-year vision, Armstrong aims to position Coinbase as the "app store for crypto," offering a platform where users can access and interact with various tokenized applications and financial products.

在更廣泛的10年願景中，阿姆斯特朗（Armstrong）的目標是將Coinbase定位為“ Crypto的App Store”，該平台可以在該平台上訪問和與各種令牌化應用程序和金融產品進行互動。

This vision includes on-chain real estate, securities, tokenized money market funds, and other decentralized financial services.

該願景包括鍊鍊房地產，證券，令牌化貨幣市場基金以及其他分散的金融服務。

"In five- to ten years, our goal is to be the number one financial services app in the world across those customer segments because we believe that crypto is eating financial services, and we are the number one crypto company," Armstrong said.

阿姆斯特朗說：“在五到十年的時間裡，我們的目標是成為這些客戶領域中世界上排名第一的金融服務應用程序，因為我們認為加密貨幣正在飲食金融服務，而我們是第一代加密貨幣公司。”

He emphasized that there is no intention of going backward into traditional finance.

他強調，無意返回傳統金融。

"We want to look forwards and skate to where this opportunity is going," Armstrong added, highlighting the rapid tokenization of asset classes such as real estate, money market funds, and debt instruments.

阿姆斯特朗補充說：“我們希望向前看並滑冰，到這個機會的發展方向。”強調了房地產，貨幣市場基金和債務工具等資產類別的快速令牌化。

With stablecoins playing a key role in that future, Armstrong has even bigger plans for USDC, calling it a "stretch goal" to make it the world's number one stablecoin.

隨著Stablecoins在未來的關鍵角色中起著關鍵作用，阿姆斯特朗為USDC制定了更大的計劃，稱其為“伸展目標”，使其成為世界第一的Stablecoin。

If his track record holds, these might just be early signs of where finance is headed.

如果他的往績記錄成立，這些可能只是財務前進的早期跡象。