查爾斯·施瓦布（Charles Schwab）在散戶投資者的競賽中推出加密貨幣

查爾斯·施瓦布（Charles Schwab）是世界上最大的資產經理之一，管理著7.13萬億美元，正計劃提供現貨加密貨幣交易

Charles Schwab Corporation (NYSE:SCHW) is planning to offer spot cryptocurrency trading to its clients within the next year, the company disclosed during its first-quarter earnings call.

該公司在其第一季度收益電話會議上披露，Charles Schwab Corporation（NYSE：SCHW）計劃在明年向客戶提供現貨加密貨幣交易。

The initiative will see Schwab integrating Bitcoin (BTC) and Ethereum (ETH) trading on its platform by mid-2024, placing the traditional financial giant among the vanguard of institutions entering the cryptocurrency space.

該倡議將使Schwab在2024年中期將Schwab整合到其平台上的以太坊（ETH）交易，並將傳統的金融巨頭置於進入加密貨幣領域的機構Vanguard中。

This development follows Morgan Stanley's recent announcement to offer crypto trading to its e-trade clients, highlighting a broader trend of U.S.-based financial institutions expanding their offerings to include digital assets.

這一發展是在摩根士丹利（Morgan Stanley）最近宣布向其電子商務客戶提供加密貨幣交易的消息之後，強調了總部位於美國金融機構將其產品擴展到包括數字資產的更廣泛趨勢。

Anticipations of positive regulatory changes are also driving these efforts, with the Securities and Exchange Commission expected to make a decision on several Bitcoin ETF applications by early 2024.

對積極的監管變化的預期也在推動這些努力，而證券交易委員會預計將在2024年初對幾個比特幣ETF申請做出決定。

“We’re hopeful and likely to have that capability by mid-2024,” Schwab CEO Rick Wurster said regarding crypto trading.

施瓦布首席執行官里克·沃斯特（Rick Wurster）談到加密貨幣交易時說：“我們有希望並且有可能在2024年中期具有這種能力。”

The move is designed to cater to investors who already participate in traditional markets but are becoming interested in digital assets.

此舉旨在迎合已經參與傳統市場但對數字資產感興趣的投資者。

Recently, Schwab saw a 400% increase in traffic to its crypto-related content, and potential new clients comprised 70% of these visitors, highlighting the growing demand, Wurster added.

最近，施瓦布（Schwab）與加密貨幣相關的內容的流量增加了400％，潛在的新客戶佔這些訪客的70％，強調了需求不斷增長。

Crypto Interest Soars Amid Market Turbulence

在市場動盪中加密興趣飆升

The news had an immediate impact, with Bitcoin price rising by 3.2%, increasing from around $58,400 to $60,270 within an hour of the announcement, as of May 1, 2025, according to CoinMarketCap data.

根據CoinMarketCap數據，這一消息產生了直接影響，比特幣價格上漲了3.2％，在宣佈公告的一小時內（截至2025年5月1日）在一小時內從58,400美元上漲至60,270美元。

At the same time, Ethereum also saw a similar increase, at $2,900 and rising 2.8% to $2,981.

同時，以太坊也有類似的增長，$ 2,900，上漲2.8％，至2,981美元。

These increases were followed by significant spikes in volume. Bitcoin’s 24-hour volume increased 18% to $32.4 billion and Ethereum’s rose 15% to $14.7 billion, Binance market data shows.

這些增加之後是體積明顯的尖峰。 Binance Market數據顯示，比特幣的24小時數量增長了18％，至324億美元，以太坊的增長量增長了15％，達到147億美元。

Another interesting development on the liquidity front was the tremendous increase in liquidity depth—according to Kaiko Analytics, liquidity depth in BTC/USDT and ETH/USDT pairs improved by an average of 12% within two hours of the announcement.

流動性方面的另一個有趣的發展是流動性深度的巨大增加 - 根據Kaiko Analytics，BTC/USDT的流動性深度以及ETH/USDT的流動性深度在公告後的兩個小時內平均提高了12％。

Such a trend isn't a new one. Price jumps like this have occurred after other firms have filed a Bitcoin ETF with the S.E.C.: when BlackRock did so, BTC surged 7% in a day. These analogies remind us that institutional moves almost always have short-term effects in the world of crypto.

這樣的趨勢不是新趨勢。這樣的價格上漲是在其他公司向SEC提交比特幣ETF之後發生的：當貝萊德這樣做時，BTC一天飆升了7％。這些類比提醒我們，機構上的舉動幾乎總是在加密世界中產生短期影響。

Schwab's timing is good, because investors' behavior has been changing. This follows average market clients' overall bearishness of the stock market that increased in April's volatility influenced in part by geopolitical tensions and U.S. tariff plans, with 61% of Schwab clients surveyed feeling bearish in Q1 2025 (up from 32%).

Schwab的時機很好，因為投資者的行為一直在發生變化。這之後遵循了平均市場客戶對股票市場的整體看跌，這在四月份的波動性上增加了一部分受地緣政治緊張局勢和美國關稅計劃的影響，其中有61％的Schwab客戶在第1季度2025年第1季度接受了看跌（高於32％）。

Several investors have been reducing risk by selling U.S.-based stocks and reallocating into bonds and non-U.S. stocks. Clients who have exposure to international stocks, bonds and commodities said they were reported stronger resilience.

幾位投資者通過出售美國股票並將其重新分配給債券和非美國股票來降低風險。接觸國際股票，債券和商品的客戶表示，據報導他們的彈性更強。

And now, crypto is increasingly considered another path to diversification. Schwab's move to offer direct access to cryptos is a cautious approach that should appeal to conservative investors interested in obtaining controlled exposure rather than excessive speculation. The Schwab offering will be geared toward people wanting fractional amounts of popular cryptocurrencies, not the universe of other choices called altcoins, Wurster added.

而現在，加密貨幣越來越被視為多元化的另一個途徑。施瓦布（Schwab）提供直接訪問加密貨幣的舉動是一種謹慎的方法，應該吸引有興趣獲得受控敞口而不是過度投機的保守投資者。 Wurster補充說，Schwab的產品將針對想要分數流行的加密貨幣的人們，而不是其他稱為AltCoins的其他選擇的宇宙。

Projecting Significant Inflows and Increased Confidence

預測大量流入和增加信心

Analysts anticipate Schwab's platform launch to generate substantial inflows into crypto markets.

分析師預計，施瓦布（Schwab）的平台推出，以引起加密市場的大量流入。

Trading activity has already reflected increased confidence. On May 1, Deribit data indicated a 25% rise in BTC call options over the $65,000 strike price, which means traders are feeling bullish.

交易活動已經反映了增強的信心。 5月1日，Deribit數據表明，BTC呼叫期權上漲了25％，超過了65,000美元的打擊價格，這意味著交易者感到看漲。

Meanwhile, trading data from Kraken showed a 10% increase in trading activity for BTC/USD and ETH/USD pairs, even as bid-ask spread margins have been diminishing—a sign that market efficiency is up.

同時，來自Kraken的交易數據顯示，即使出價差距已經下降，BTC/USD和ETH/USD對的交易活動增長了10％，這表明市場效率正在提高。

Also reporting, Whale Alert said Bitcoin transactions valued above $1 million were up 14%, adding to the notion of institutions buying on the news of Schwab.

鯨魚警報還報告說，價值超過100萬美元的比特幣交易增長了14％，這增加了機構在Schwab新聞中購買的概念。

Recent U.S. regulatory discussions have been interpreted as boosting institutional confidence. However, Wurster cautioned that volatility and allocation issues still pose significant risks.

美國最近的監管討論被解釋為增強機構信心。但是，沃斯特警告說，波動性和分配問題仍然帶來很大的風險。

"We’re hopeful and likely to have that capability [crypto integration] by mid-year 2024," Wurster said.

沃斯特說：“我們希望到2024年中，我們有希望並且有可能具有這種能力[加密整合]。”

He added that the company’s platform is designed to provide investors with the products and services they need to manage their finances effectively.

他補充說，該公司的平台旨在為投資者提供有效管理財務所需的產品和服務。

"We’re seeing a lot of interest in crypto-related content on Schwab.com and 70% of the visitors to that content are potential new clients," Wurster said.

沃斯特說：“我們在schwab.com上看到了對加密相關的內容的濃厚興趣，而該內容的訪問者中有70％是潛在的新客戶。”

"This underscores the strong demand we’re seeing for these types of investments

“這突顯了我們對這類投資的強勁需求