Cardano vs XRP：通過了解它們的差異，您可以找到最適合您的投資組合

如果您是加密投資者，則必須考慮使用Cardano和XRP的投資組合。兩者都是大型硬幣，都提供了獨特的功能和好處。

If you're a crypto investor, then you must have considered Cardano and XRP for your portfolio. Both are big, top 10 coins, and both offer unique features and benefits. They're compelling options for different reasons.

如果您是加密貨幣投資者，那麼您必須考慮使用Cardano和XRP的投資組合。兩者都是大型硬幣，都提供了獨特的功能和好處。由於不同的原因，它們是令人信服的選擇。

Cardano focuses on scalability and a research-driven approach to development, while XRP is designed for fast, efficient cross-border payments. Personally, I hold a little bit of both in my portfolio, though neither is a major holding for me. I'll explain their core differences so that you can decide which one aligns better with what you're looking for.

Cardano專注於可擴展性和研究驅動的開發方法，而XRP則是為快速，高效的跨境支付而設計的。就我個人而言，我在投資組合中握有一點點，儘管對我來說都不是主要的。我將解釋他們的核心差異，以便您可以確定哪個與您想要的東西更好。

Key highlights:

關鍵亮點：

Understanding Cardano (ADA)

了解Cardano（ADA）

Cardano is often mentioned alongside Ethereum as one of the most advanced blockchain platforms. To understand its potential, we need to explore its foundational technology, ecosystem, and recent market performance. Here's a closer look at what makes Cardano stand out.

通常與以太坊一起提到Cardano是最先進的區塊鏈平台之一。為了了解其潛力，我們需要探索其基礎技術，生態系統和最近的市場績效。這是使Cardano脫穎而出的原因。

What is Cardano?

什麼是卡爾達諾？

Cardano was founded in 2017 by Charles Hoskinson, one of the co-founders of Ethereum. Cardano operates on a proof-of-stake (PoS) consensus mechanism, which uses far less energy than the power-intensive proof-of-work systems.

Cardano由以太坊聯合創始人之一查爾斯·霍斯金森（Charles Hoskinson）於2017年成立。 Cardano採用股份證明（POS）共識機制運營，該機制的能量遠低於強化的工作證明系統。

This innovation positions Cardano as an environmentally friendly blockchain, appealing to those prioritising green and sustainable technologies. To be fair though, many blockchains by this point are proof-of-stake, but it's still worth mentioning.

這項創新將Cardano定位為環保區塊鏈，吸引那些優先考慮綠色和可持續技術的人。公平地說，到目前為止，許多區塊鏈都是有證明的，但仍然值得一提。

The overview of Cardano's development is all about its research-driven approach. It's built on peer-reviewed academic research, with a focus on solving inefficiencies in blockchain scalability, interoperability, and sustainability. This makes it a direct competitor to Ethereum, especially with its support for smart contracts and decentralized applications (dApps).

Cardano發展的概述就是關於其研究驅動的方法。它基於經過同行評審的學術研究，重點是解決區塊鏈可伸縮性，互操作性和可持續性的效率低下。這使其成為以太坊的直接競爭者，尤其是在支持智能合約和分散應用程序（DAPP）的情況下。

By using the Ouroboros protocol, the first provably secure PoS consensus, Cardano achieves a blend of security, decentralization, and scalability that modern blockchains demand.

通過使用Ouroboros協議，第一個可證明的安全POS共識，Cardano實現了現代區塊鏈需求的安全性，權力下放和可擴展性的融合。

Cardano's aim is to refine blockchain technology for widespread adoption and usability.

Cardano的目的是完善區塊鏈技術，以廣泛採用和可用性。

Cardano's use cases and ecosystem

卡爾達諾的用例和生態系統

One of Cardano's defining features is its diverse ecosystem. The platform supports a range of real-world applications across sectors like finance, education, healthcare, and even supply chain management. At its heart is the capacity to enable dApps, secure digital identity solutions, and even traceability for goods.

Cardano的定義特徵之一是其多樣化的生態系統。該平台支持金融，教育，醫療保健甚至供應鏈管理等領域的一系列現實應用程序。它的核心是實現DAPP，確保數字身份解決方案甚至商品可追溯性的能力。

Key use cases include:

關鍵用例包括：

With its evolving tools, AdaSwap, and Milkomeda, Cardano continually pushes boundaries for utility and adoption. The recent announcement by Donald Trump that Cardano will be in the US's digital assets stockpile is also good news, although prices have yet to show up for it.

Cardano憑藉其不斷發展的工具，ADASWAP和Milkomeda，不斷提高界限和採用的界限。唐納德·特朗普（Donald Trump）最近宣布的是，卡爾達諾（Cardano）將在美國的數字資產中庫存也是個好消息，儘管價格尚未出現。

Cardano's market performance

卡爾達諾的市場表現

Cardano's market performance has always been a hot topic for cryptocurrency investors. The native asset, ADA, has seen significant price fluctuations, yet its consistent development efforts keep it relevant. Since achieving all-time highs in 2021, ADA's price has not performed amazingly in recent months, though the same is true for the whole crypto market.

Cardano的市場表現一直是加密貨幣投資者的熱門話題。本地資產ADA的價格顯著波動，但其一致的開發工作使其具有重要意義。自2021年達到歷史最高點以來，最近幾個月，Ada的價格並沒有達到驚人的表現，儘管整個加密貨幣市場也是如此。

In 2025, Cardano's projected growth reflects cautious, long-term optimism within the market. For instance, certain analysts predict ADA could potentially $7 in this cycle as part of a broader rally, fuelled by its foundational advances and growing ecosystem.

2025年，卡爾達諾（Cardano）的預計增長反映了市場上謹慎，長期的樂觀情緒。例如，某些分析師預測，由於其基本進步和生態系統的增長，ADA可能會在此週期中可能在本週期中7美元。

Adoption also remains steady, with Cardano pursuing partnerships and integrations globally.

收養也保持穩定，Cardano在全球範圍內追求夥伴關係和融合。

With a well-structured ecosystem, robust technology, and strong market ambition, Cardano is the epitome of the "slow and steady wins the race" mantra.

Cardano憑藉結構良好的生態系統，強大的技術和強大的市場野心，是“緩慢而穩定地贏得比賽”的咒語的縮影。

Understanding XRP (Ripple)

了解XRP（波紋）

XRP is one of the most talked-about (and controversial) cryptocurrencies, often spotlighted for its unique applications in banking and finance. While Bitcoin aims to replace traditional money, XRP seeks to enhance it. It offers solutions that bridge digital assets and conventional financial institutions.

XRP是最容易受到關注（和有爭議的）加密貨幣之一，通常以其在銀行和金融中的獨特應用而引起了人們的關注。儘管比特幣旨在取代傳統資金，但XRP試圖增強它。它提供了彌合數字資產和常規金融機構的解決方案。

What is XRP?

什麼是XRP？

XRP is the digital asset created by Ripple Labs to facilitate fast, low-cost international money transfers. Ripple developed XRP as a tool for financial institutions, enabling seamless cross-border payments without relying on pre-funded accounts or traditional banking systems.

XRP是Ripple Labs創建的數字資產，可促進快速，低成本的國際貨幣轉移。 Ripple開發了XRP作為金融機構的工具，可實現無縫的跨境支付，而無需依靠預先資助的帳戶或傳統的銀行系統。

Unlike many cryptocurrencies, XRP operates on a consensus protocol rather than proof-of-work or proof-of-stake systems. This allows it to process transactions in seconds, significantly faster than Bitcoin or Ethereum. Ripple has managed to position XRP as a practical solution for banks looking to streamline international transfers.

與許多加密貨幣不同，XRP在共識協議中運行，而不是工作證明或證明系統。這使其可以在幾秒鐘內處理交易，比比特幣或以太坊要快得多。 Ripple設法將XRP定位為希望簡化國際轉移的銀行的實用解決方案。

Ripple has secured partnerships with major financial institutions, delivering a solid use case for XRP's technology. Its native platform, RippleNet, is already used by banks to improve transparency and reduce costs.

Ripple與主要金融機構建立了合作夥伴關係，為XRP的技術提供了堅實的用例。銀行已經使用了其本地平台Ripplenet來提高透明度並降低成本。

XRP's competitive edge

XRP的競爭優勢

XRP is different for a number of reasons.

XRP有不同的原因。

XRP's market activity

XRP的市場活動

The market activity surrounding XRP has been dynamic, with its price experiencing significant fluctuations. Recently, XRP's value saw spikes related to regulatory clarity in its ongoing legal battle with the SEC.

圍繞XRP的市場活動是充滿活力的，其價格發生了重大波動。最近，XRP的價值在與SEC的持續法律鬥爭中與監管清晰度有關。

As court rulings have swayed

隨著法院裁決的影響